Best Cheap Auto Insurance in Rock Point, AZ (2021)

The average Rock Point, AZ auto insurance rates are $326 per month. The minimum auto insurance in Rock Point is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in Rock Point, Arizona, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Rock Point, AZ for senior drivers are $2,270 per year
  • The average commute length in Rock Point is 34.2 minutes
  • The most expensive auto insurance company in Rock Point for teen drivers is Allstate

Rock Point, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Rock Point can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Rock Point, Arizona, including driving record, credit, commute time, and more.

Compare auto insurance in Rock Point to other Arizona cities, including Tucson auto insurance rates, Scottsdale auto insurance rates, and Peoria auto insurance rates to see how Rock Point, Arizona auto insurance rates stack up.

Before you buy Rock Point, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Rock Point, Arizona auto insurance quotes.

Minimum Auto Insurance in Rock Point, Arizona

Rock Point, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Rock Point, Arizona.

Minimum Required Auto Insurance Coverage in Rock Point, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Rock Point, Arizona Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Rock Point, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rock Point, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,822 $4,822 $4,702 $4,702 $10,567 $13,666 $5,399 $5,871
American Family $2,766 $2,766 $2,538 $2,538 $7,272 $9,457 $2,766 $3,260
Farmers $2,415 $2,420 $2,144 $2,272 $10,421 $10,860 $2,757 $2,884
GEICO $1,549 $1,734 $1,280 $1,612 $4,437 $4,730 $1,418 $1,426
Nationwide $2,351 $2,399 $2,098 $2,227 $5,789 $7,430 $2,711 $2,935
Progressive $2,190 $1,931 $1,963 $1,857 $9,157 $10,299 $2,391 $2,420
State Farm $2,662 $2,662 $2,338 $2,338 $8,110 $10,164 $2,864 $3,622
Travelers $1,704 $1,792 $1,539 $1,637 $4,598 $5,628 $1,814 $1,908
USAA $1,636 $1,639 $1,529 $1,545 $6,174 $7,085 $2,154 $2,309

Cheap Rock Point, Arizona Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Rock Point, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Rock Point, Arizona.

Annual Auto Insurance Rates for Teen Drivers in Rock Point, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,567 $13,666
American Family $7,272 $9,457
Farmers $10,421 $10,860
GEICO $4,437 $4,730
Nationwide $5,789 $7,430
Progressive $9,157 $10,299
State Farm $8,110 $10,164
Travelers $4,598 $5,628
USAA $6,174 $7,085

Cheap Rock Point, Arizona Auto Insurance for Seniors

What are senior auto insurance rates in Rock Point, Arizona? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Rock Point, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,702 $4,702
American Family $2,538 $2,538
Farmers $2,144 $2,272
GEICO $1,280 $1,612
Nationwide $2,098 $2,227
Progressive $1,963 $1,857
State Farm $2,338 $2,338
Travelers $1,539 $1,637
USAA $1,529 $1,545

Cheap Rock Point, Arizona Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Rock Point, Arizona compared to the annual auto insurance rates with a clean record in Rock Point, Arizona.

Annual Rock Point, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,432 $6,917 $7,859 $7,067
American Family $2,949 $4,595 $5,707 $3,430
Farmers $3,817 $4,921 $4,801 $4,548
GEICO $1,776 $2,372 $3,169 $1,776
Nationwide $2,951 $3,102 $4,611 $3,305
Progressive $3,546 $4,677 $3,750 $4,130
State Farm $3,960 $4,730 $4,345 $4,345
Travelers $2,068 $2,693 $2,960 $2,589
USAA $2,188 $3,137 $4,135 $2,576

Cheap Rock Point, Arizona Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Rock Point, Arizona is not easy. Compare the annual rates for DUI auto insurance in Rock Point, Arizona to find the best deal.

Annual Auto Insurance Rates After a DUI in Rock Point, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,859
American Family $5,707
Farmers $4,801
GEICO $3,169
Nationwide $4,611
Progressive $3,750
State Farm $4,345
Travelers $2,960
USAA $4,135

Cheap Rock Point, Arizona Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Rock Point, Arizona annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Rock Point, Arizona

Insurance Company Poor Fair Good
Allstate $8,719 $6,210 $5,527
American Family $5,252 $3,901 $3,358
Farmers $5,151 $4,312 $4,101
GEICO $3,123 $2,049 $1,647
Nationwide $4,205 $3,344 $2,928
Progressive $4,495 $3,921 $3,661
State Farm $7,966 $3,108 $1,962
Travelers $3,152 $2,567 $2,014
USAA $3,961 $2,766 $2,301

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Rock Point, Arizona Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Rock Point, Arizona can vary. Compare the annual cost of auto insurance by ZIP code in Rock Point, Arizona to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Rock Point, Arizona

ZIP Code Average Annual Rates
86545 $3,887

Cheap Rock Point, Arizona Auto Insurance Rates By Commute

Commute length and annual mileage affect Rock Point, Arizona auto insurance. Find the cheapest annual Rock Point, Arizona auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Rock Point, Arizona

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,819 $6,819
American Family $4,129 $4,211
Farmers $4,522 $4,522
GEICO $2,234 $2,312
Nationwide $3,492 $3,492
Progressive $4,026 $4,026
State Farm $4,239 $4,451
Travelers $2,577 $2,577
USAA $2,977 $3,042

Cheap Rock Point, Arizona Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Rock Point, Arizona? Check out the comparison of annual Rock Point, Arizona auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rock Point, Arizona

Insurance Company Low Medium High
Allstate $6,381 $6,858 $7,217
American Family $4,026 $4,304 $4,181
Farmers $3,870 $4,564 $5,130
GEICO $1,982 $2,297 $2,540
Nationwide $3,379 $3,520 $3,579
Progressive $3,665 $4,083 $4,329
State Farm $3,934 $4,414 $4,687
Travelers $2,384 $2,606 $2,742
USAA $2,784 $3,048 $3,195

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Rock Point, Arizona

Compare the cheapest auto insurance companies in Rock Point, Arizona in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Rock Point, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Travelers
With 1 Speeding Violation GEICO

The Cheapest Rock Point, Arizona Auto Insurance Companies

What auto insurance companies in Rock Point, Arizona are the cheapest? Compare the top Rock Point, Arizona auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Rock Point, Arizona

Insurance Company Average Annual Rates
Allstate $6,819
American Family $4,170
Farmers $4,522
GEICO $2,273
Nationwide $3,492
Progressive $4,026
State Farm $4,345
Travelers $2,577
USAA $3,009

What affects auto insurance rates in Rock Point, Arizona?

There are a lot of reasons why auto insurance rates in Rock Point, Arizona are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Rock Point, Arizona. Many local factors may affect your Rock Point auto insurance rates.

Rock Point Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Rock Point, Arizona commute length is 34.2 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Rock Point, Arizona Auto Insurance Quotes

Before you buy Rock Point, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Rock Point, Arizona auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption