Best Cheap Auto Insurance in Rock Island, TX (2021)

The average Rock Island, TX auto insurance rates are $320 per month. The minimum auto insurance in Rock Island is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Rock Island, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Rock Island, Texas is 30/60/25
  • Average auto insurance rates in Rock Island, TX for senior drivers are $2,342 per year
  • The most expensive auto insurance company in Rock Island for teen drivers is American Family

Rock Island, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Rock Island can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Rock Island, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Rock Island to other Texas cities, including San Antonio auto insurance rates, Corpus Christi auto insurance rates, and Dallas auto insurance rates to see how Rock Island, Texas auto insurance rates stack up.

Before you buy Rock Island, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Rock Island, Texas auto insurance quotes.

Minimum Auto Insurance in Rock Island, Texas

Rock Island, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Rock Island, Texas.

Minimum Required Auto Insurance Coverage in Rock Island, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Rock Island, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Rock Island, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rock Island, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,431 $3,466 $3,389 $3,389 $8,963 $10,831 $4,242 $4,427
American Family $3,394 $3,821 $3,243 $3,757 $9,730 $12,678 $5,030 $5,742
GEICO $2,449 $2,644 $2,365 $2,675 $5,357 $5,595 $2,650 $2,653
Nationwide $2,140 $2,177 $1,893 $2,004 $6,027 $7,731 $2,509 $2,713
Progressive $2,179 $2,071 $1,938 $1,976 $8,961 $9,994 $2,573 $2,611
State Farm $1,844 $1,844 $1,631 $1,631 $4,250 $5,388 $1,993 $2,059
USAA $1,520 $1,531 $1,451 $1,442 $4,265 $4,651 $2,028 $2,178

Cheap Rock Island, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Rock Island, Texas is a challenge. Take a look at the annual teen auto insurance rates in Rock Island, Texas.

Annual Auto Insurance Rates for Teen Drivers in Rock Island, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,963 $10,831
American Family $9,730 $12,678
GEICO $5,357 $5,595
Nationwide $6,027 $7,731
Progressive $8,961 $9,994
State Farm $4,250 $5,388
USAA $4,265 $4,651

Cheap Rock Island, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Rock Island, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Rock Island, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,389 $3,389
American Family $3,243 $3,757
GEICO $2,365 $2,675
Nationwide $1,893 $2,004
Progressive $1,938 $1,976
State Farm $1,631 $1,631
USAA $1,451 $1,442

Cheap Rock Island, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Rock Island, Texas compared to the annual auto insurance rates with a clean record in Rock Island, Texas.

Annual Rock Island, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,110 $6,293 $6,556 $4,110
American Family $5,373 $6,912 $6,039 $5,373
GEICO $2,800 $3,703 $3,088 $3,603
Nationwide $2,952 $2,952 $4,361 $3,331
Progressive $3,526 $4,544 $4,116 $3,966
State Farm $2,310 $2,627 $3,073 $2,310
USAA $1,778 $2,621 $3,093 $2,041

Cheap Rock Island, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Rock Island, Texas is not easy. Compare the annual rates for DUI auto insurance in Rock Island, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Rock Island, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,556
American Family $6,039
GEICO $3,088
Nationwide $4,361
Progressive $4,116
State Farm $3,073
USAA $3,093

Cheap Rock Island, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Rock Island, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Rock Island, Texas

Insurance Company Poor Fair Good
Allstate $6,700 $4,905 $4,196
American Family $8,024 $5,209 $4,540
GEICO $5,092 $2,882 $1,922
Nationwide $4,074 $3,275 $2,848
Progressive $4,552 $3,926 $3,636
State Farm $3,657 $2,273 $1,810
USAA $3,502 $2,022 $1,626

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Cheap Rock Island, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Rock Island, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Rock Island, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Rock Island, Texas

ZIP Code Average Annual Rates
77470 $5,635

Cheap Rock Island, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Rock Island, Texas auto insurance. Find the cheapest annual Rock Island, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Rock Island, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,142 $5,392
American Family $5,924 $5,924
GEICO $3,237 $3,359
Nationwide $3,399 $3,399
Progressive $4,038 $4,038
State Farm $2,580 $2,580
USAA $2,353 $2,414

Cheap Rock Island, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Rock Island, Texas? Check out the comparison of annual Rock Island, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rock Island, Texas

Insurance Company Low Medium High
Allstate $5,145 $5,222 $5,434
American Family $5,450 $5,667 $6,655
GEICO $3,131 $3,258 $3,506
Nationwide $3,675 $3,255 $3,267
Progressive $3,841 $4,018 $4,255
State Farm $2,458 $2,572 $2,710
USAA $2,305 $2,374 $2,471

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Best By Category: Cheapest Auto Insurance in Rock Island, Texas

Compare the cheapest auto insurance companies in Rock Island, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Rock Island, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Rock Island, Texas Auto Insurance Companies

What auto insurance companies in Rock Island, Texas are the cheapest? Compare the top Rock Island, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Rock Island, Texas

Insurance Company Average Annual Rates
Allstate $5,267
American Family $5,924
GEICO $3,298
Nationwide $3,399
Progressive $4,038
State Farm $2,580
USAA $2,383

Compare Rock Island, Texas Auto Insurance Quotes

Before you buy Rock Island, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Rock Island, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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