Best Cheap Auto Insurance in Roby, TX (2021)

The average Roby, TX auto insurance rates are $303 per month. The minimum auto insurance in Roby is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Roby, Texas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Roby, Texas is 30/60/25
  • The average commute length in Roby is 20.5 minutes
  • The cheapest auto insurance company in Roby is USAA

Roby, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Roby can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Roby, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Roby to other Texas cities, including San Antonio auto insurance rates, Arlington auto insurance rates, and Houston auto insurance rates to see how Roby, Texas auto insurance rates stack up.

Before you buy Roby, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Roby, Texas auto insurance quotes.

Minimum Auto Insurance in Roby, Texas

Roby, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Roby, Texas.

Minimum Required Auto Insurance Coverage in Roby, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Roby, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Roby, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Roby, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,514 $3,571 $3,472 $3,472 $8,992 $10,944 $4,375 $4,605
American Family $2,797 $3,067 $2,471 $2,791 $6,440 $8,546 $3,832 $4,367
GEICO $2,310 $2,440 $2,125 $2,328 $4,818 $5,062 $2,503 $2,554
Nationwide $2,413 $2,463 $2,126 $2,262 $6,718 $8,677 $2,821 $3,063
Progressive $2,318 $2,212 $2,059 $2,103 $9,442 $10,511 $2,742 $2,776
State Farm $1,759 $1,759 $1,556 $1,556 $4,047 $5,129 $1,901 $1,966
USAA $1,446 $1,474 $1,368 $1,383 $3,831 $4,232 $1,936 $2,120

Cheap Roby, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Roby, Texas is a challenge. Take a look at the annual teen auto insurance rates in Roby, Texas.

Annual Auto Insurance Rates for Teen Drivers in Roby, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,992 $10,944
American Family $6,440 $8,546
GEICO $4,818 $5,062
Nationwide $6,718 $8,677
Progressive $9,442 $10,511
State Farm $4,047 $5,129
USAA $3,831 $4,232

Cheap Roby, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Roby, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Roby, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,472 $3,472
American Family $2,471 $2,791
GEICO $2,125 $2,328
Nationwide $2,126 $2,262
Progressive $2,059 $2,103
State Farm $1,556 $1,556
USAA $1,368 $1,383

Cheap Roby, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Roby, Texas compared to the annual auto insurance rates with a clean record in Roby, Texas.

Annual Roby, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,253 $6,352 $6,615 $4,253
American Family $3,932 $4,946 $4,345 $3,932
GEICO $2,563 $3,308 $2,880 $3,319
Nationwide $3,302 $3,302 $4,928 $3,740
Progressive $3,728 $4,799 $4,353 $4,201
State Farm $2,203 $2,503 $2,927 $2,203
USAA $1,675 $2,433 $2,864 $1,922

Cheap Roby, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Roby, Texas is not easy. Compare the annual rates for DUI auto insurance in Roby, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Roby, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,615
American Family $4,345
GEICO $2,880
Nationwide $4,928
Progressive $4,353
State Farm $2,927
USAA $2,864

Cheap Roby, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Roby, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Roby, Texas

Insurance Company Poor Fair Good
Allstate $6,832 $5,001 $4,272
American Family $6,051 $3,641 $3,175
GEICO $4,648 $2,639 $1,766
Nationwide $4,590 $3,670 $3,194
Progressive $4,820 $4,150 $3,841
State Farm $3,484 $2,167 $1,726
USAA $3,300 $1,873 $1,498

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Cheap Roby, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Roby, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Roby, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Roby, Texas

ZIP Code Average Annual Rates
79543 $5,285

Cheap Roby, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Roby, Texas auto insurance. Find the cheapest annual Roby, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Roby, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,248 $5,488
American Family $4,289 $4,289
GEICO $2,953 $3,082
Nationwide $3,818 $3,818
Progressive $4,270 $4,270
State Farm $2,459 $2,459
USAA $2,195 $2,252

Cheap Roby, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Roby, Texas? Check out the comparison of annual Roby, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Roby, Texas

Insurance Company Low Medium High
Allstate $5,284 $5,337 $5,484
American Family $4,086 $4,186 $4,594
GEICO $2,915 $2,996 $3,141
Nationwide $4,139 $3,653 $3,663
Progressive $4,048 $4,250 $4,513
State Farm $2,347 $2,453 $2,578
USAA $2,165 $2,217 $2,290

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Best By Category: Cheapest Auto Insurance in Roby, Texas

Compare the cheapest auto insurance companies in Roby, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Roby, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Roby, Texas Auto Insurance Companies

What auto insurance companies in Roby, Texas are the cheapest? Compare the top Roby, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Roby, Texas

Insurance Company Average Annual Rates
Allstate $5,368
American Family $4,289
GEICO $3,018
Nationwide $3,818
Progressive $4,270
State Farm $2,459
USAA $2,224

What affects auto insurance rates in Roby, Texas?

There are a lot of reasons why auto insurance rates in Roby, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Roby, Texas. Many local factors may affect your Roby auto insurance rates.

Roby Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Roby, Texas commute length is 20.5 minutes according to City-Data.

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Compare Roby, Texas Auto Insurance Quotes

Before you buy Roby, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Roby, Texas auto insurance quotes.

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