Best Cheap Auto Insurance in Riverside, OR (2021)

The average Riverside, OR auto insurance rates are $255 per month. The minimum auto insurance in Riverside is at least 25/50/20 in coverage to comply with Oregon auto insurance laws. To find the best cheap auto insurance in Riverside, Oregon, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Riverside is State Farm
  • Average auto insurance rates in Riverside, OR for senior drivers are $1,802 per year
  • The minimum auto insurance required in Riverside, Oregon is 25/50/20

Riverside, Oregon auto insurance requirements are 25/50/20 according to Oregon auto insurance laws. Finding cheap auto insurance in Riverside can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Riverside, Oregon, including driving record, credit, commute time, and more.

Compare auto insurance in Riverside to other Oregon cities, including Hillsboro auto insurance rates, Beaverton auto insurance rates, and Eugene auto insurance rates to see how Riverside, Oregon auto insurance rates stack up.

Before you buy Riverside, Oregon auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Riverside, Oregon auto insurance quotes.

Minimum Auto Insurance in Riverside, Oregon

Riverside, Oregon auto insurance laws require that you have at least the Oregon minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Riverside, Oregon.

Minimum Required Auto Insurance Coverage in Riverside, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Riverside, Oregon Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Riverside, Oregon are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Riverside, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,833 $2,650 $2,566 $2,593 $8,216 $9,219 $3,010 $3,052
American Family $2,021 $2,021 $1,801 $1,801 $4,951 $7,723 $2,021 $2,123
Farmers $1,944 $1,895 $1,725 $1,833 $7,741 $7,867 $2,177 $2,237
GEICO $2,275 $2,196 $2,092 $2,083 $5,813 $5,335 $2,425 $2,122
Liberty Mutual $2,476 $2,612 $2,147 $2,378 $7,744 $8,352 $2,406 $2,440
Nationwide $1,971 $1,973 $1,756 $1,843 $4,401 $5,525 $2,285 $2,415
Progressive $1,744 $1,591 $1,510 $1,556 $7,330 $8,087 $2,088 $1,990
State Farm $1,382 $1,382 $1,255 $1,255 $4,259 $5,344 $1,565 $1,799
Travelers $1,648 $1,657 $1,448 $1,504 $4,236 $4,990 $1,726 $1,752
USAA $1,501 $1,467 $1,463 $1,432 $4,381 $4,750 $1,931 $2,033

Cheap Riverside, Oregon Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Riverside, Oregon is a challenge. Take a look at the annual teen auto insurance rates in Riverside, Oregon.

Annual Auto Insurance Rates for Teen Drivers in Riverside, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,216 $9,219
American Family $4,951 $7,723
Farmers $7,741 $7,867
GEICO $5,813 $5,335
Liberty Mutual $7,744 $8,352
Nationwide $4,401 $5,525
Progressive $7,330 $8,087
State Farm $4,259 $5,344
Travelers $4,236 $4,990
USAA $4,381 $4,750

Cheap Riverside, Oregon Auto Insurance for Seniors

What are senior auto insurance rates in Riverside, Oregon? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Riverside, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,566 $2,593
American Family $1,801 $1,801
Farmers $1,725 $1,833
GEICO $2,092 $2,083
Liberty Mutual $2,147 $2,378
Nationwide $1,756 $1,843
Progressive $1,510 $1,556
State Farm $1,255 $1,255
Travelers $1,448 $1,504
USAA $1,463 $1,432

Cheap Riverside, Oregon Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Riverside, Oregon compared to the annual auto insurance rates with a clean record in Riverside, Oregon.

Annual Riverside, Oregon Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,470 $4,623 $4,777 $4,199
American Family $2,122 $3,288 $4,101 $2,720
Farmers $2,888 $3,718 $3,637 $3,467
GEICO $2,020 $3,187 $4,163 $2,801
Liberty Mutual $3,389 $3,786 $4,344 $3,759
Nationwide $2,351 $2,517 $3,558 $2,659
Progressive $2,452 $4,432 $3,149 $2,915
State Farm $2,031 $2,628 $2,230 $2,230
Travelers $1,930 $2,457 $2,738 $2,356
USAA $1,737 $2,401 $3,315 $2,027

Cheap Riverside, Oregon Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Riverside, Oregon is not easy. Compare the annual rates for DUI auto insurance in Riverside, Oregon to find the best deal.

Annual Auto Insurance Rates After a DUI in Riverside, Oregon

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,777
American Family $4,101
Farmers $3,637
GEICO $4,163
Liberty Mutual $4,344
Nationwide $3,558
Progressive $3,149
State Farm $2,230
Travelers $2,738
USAA $3,315

Cheap Riverside, Oregon Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Riverside, Oregon annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Riverside, Oregon

Insurance Company Poor Fair Good
Allstate $5,596 $3,946 $3,260
American Family $3,888 $2,862 $2,424
Farmers $3,980 $3,236 $3,066
GEICO $3,670 $3,043 $2,416
Liberty Mutual $5,580 $3,311 $2,568
Nationwide $3,350 $2,656 $2,308
Progressive $3,644 $3,141 $2,925
State Farm $3,182 $2,032 $1,626
Travelers $2,996 $2,302 $1,813
USAA $3,558 $1,978 $1,574

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Cheap Riverside, Oregon Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Riverside, Oregon can vary. Compare the annual cost of auto insurance by ZIP code in Riverside, Oregon to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Riverside, Oregon

ZIP Code Average Annual Rates
97917 $2,863

Cheap Riverside, Oregon Auto Insurance Rates By Commute

Commute length and annual mileage affect Riverside, Oregon auto insurance. Find the cheapest annual Riverside, Oregon auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Riverside, Oregon

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,267 $4,267
American Family $3,011 $3,105
Farmers $3,427 $3,427
GEICO $2,990 $3,095
Liberty Mutual $3,819 $3,819
Nationwide $2,771 $2,771
Progressive $3,237 $3,237
State Farm $2,223 $2,337
Travelers $2,277 $2,464
USAA $2,302 $2,438

Cheap Riverside, Oregon Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Riverside, Oregon? Check out the comparison of annual Riverside, Oregon auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Riverside, Oregon

Insurance Company Low Medium High
Allstate $4,152 $4,259 $4,391
American Family $3,055 $3,230 $2,890
Farmers $3,233 $3,387 $3,662
GEICO $2,833 $3,054 $3,240
Liberty Mutual $3,623 $3,812 $4,024
Nationwide $2,657 $2,842 $2,815
Progressive $3,134 $3,223 $3,353
State Farm $2,165 $2,282 $2,393
Travelers $2,261 $2,360 $2,489
USAA $2,277 $2,371 $2,461

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Best By Category: Cheapest Auto Insurance in Riverside, Oregon

Compare the cheapest auto insurance companies in Riverside, Oregon in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Riverside, Oregon

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Riverside, Oregon Auto Insurance Companies

What auto insurance companies in Riverside, Oregon are the cheapest? Compare the top Riverside, Oregon auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Riverside, Oregon

Insurance Company Average Annual Rates
Allstate $4,267
American Family $3,058
Farmers $3,427
GEICO $3,043
Liberty Mutual $3,819
Nationwide $2,771
Progressive $3,237
State Farm $2,280
Travelers $2,370
USAA $2,370

What affects auto insurance rates in Riverside, Oregon?

There are a lot of reasons why auto insurance rates in Riverside, Oregon are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Riverside, Oregon. Many local factors may affect your Riverside auto insurance rates.

Riverside Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Riverside, Oregon auto theft statistics, there have been 0 auto thefts in the city.

Riverside Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Riverside, Oregon commute length is 19.5 minutes according to City-Data.

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Compare Riverside, Oregon Auto Insurance Quotes

Before you buy Riverside, Oregon auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Riverside, Oregon auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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