Best Cheap Auto Insurance in River Falls, AL (2021)

The average River Falls, AL auto insurance rates are $289 per month. The minimum auto insurance in River Falls is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in River Falls, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in River Falls for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in River Falls is USAA
  • The minimum auto insurance required in River Falls, Alabama is 25/50/25

River Falls, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in River Falls can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in River Falls, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in River Falls to other Alabama cities, including Auburn auto insurance rates, Hoover auto insurance rates, and Mobile auto insurance rates to see how River Falls, Alabama auto insurance rates stack up.

Before you buy River Falls, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free River Falls, Alabama auto insurance quotes.

Minimum Auto Insurance in River Falls, Alabama

River Falls, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in River Falls, Alabama.

Minimum Required Auto Insurance Coverage in River Falls, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap River Falls, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in River Falls, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in River Falls, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,900 $1,827 $1,703 $1,738 $6,220 $6,680 $2,167 $2,230
Farmers $2,146 $2,128 $1,919 $2,032 $8,193 $8,430 $2,450 $2,559
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $3,090 $3,341 $2,539 $2,838 $10,919 $12,137 $3,299 $3,523
Nationwide $1,674 $1,696 $1,527 $1,581 $4,358 $5,617 $1,856 $2,074
Progressive $2,122 $2,009 $1,737 $1,843 $8,468 $9,481 $2,499 $2,680
State Farm $2,608 $2,608 $2,343 $2,343 $7,632 $9,585 $2,940 $3,375
Travelers $1,537 $1,563 $1,434 $1,431 $8,088 $12,698 $1,457 $1,687
USAA $1,223 $1,247 $1,141 $1,125 $3,557 $3,951 $1,589 $1,721

Cheap River Falls, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in River Falls, Alabama is a challenge. Take a look at the annual teen auto insurance rates in River Falls, Alabama.

Annual Auto Insurance Rates for Teen Drivers in River Falls, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,220 $6,680
Farmers $8,193 $8,430
GEICO $5,380 $5,307
Liberty Mutual $10,919 $12,137
Nationwide $4,358 $5,617
Progressive $8,468 $9,481
State Farm $7,632 $9,585
Travelers $8,088 $12,698
USAA $3,557 $3,951

Cheap River Falls, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in River Falls, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in River Falls, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,703 $1,738
Farmers $1,919 $2,032
GEICO $1,968 $1,996
Liberty Mutual $2,539 $2,838
Nationwide $1,527 $1,581
Progressive $1,737 $1,843
State Farm $2,343 $2,343
Travelers $1,434 $1,431
USAA $1,141 $1,125

Cheap River Falls, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in River Falls, Alabama compared to the annual auto insurance rates with a clean record in River Falls, Alabama.

Annual River Falls, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,631 $3,076 $3,583 $2,942
Farmers $3,138 $4,059 $3,958 $3,775
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $4,088 $5,681 $5,571 $5,503
Nationwide $2,231 $2,231 $3,241 $2,489
Progressive $3,498 $4,366 $3,716 $3,839
State Farm $3,790 $4,655 $4,136 $4,136
Travelers $3,114 $3,269 $4,769 $3,795
USAA $1,498 $1,873 $2,786 $1,621

Cheap River Falls, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in River Falls, Alabama is not easy. Compare the annual rates for DUI auto insurance in River Falls, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in River Falls, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,583
Farmers $3,958
GEICO $3,808
Liberty Mutual $5,571
Nationwide $3,241
Progressive $3,716
State Farm $4,136
Travelers $4,769
USAA $2,786

Cheap River Falls, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how River Falls, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in River Falls, Alabama

Insurance Company Poor Fair Good
Allstate $3,795 $2,960 $2,420
Farmers $4,184 $3,601 $3,412
GEICO $3,687 $2,629 $2,378
Liberty Mutual $7,475 $4,569 $3,589
Nationwide $3,073 $2,400 $2,171
Progressive $4,371 $3,724 $3,469
State Farm $6,773 $3,432 $2,334
Travelers $4,078 $3,533 $3,599
USAA $2,616 $1,700 $1,517

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Cheap River Falls, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in River Falls, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in River Falls, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in River Falls, Alabama

ZIP Code Average Annual Rates
36476 $3,543

Cheap River Falls, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect River Falls, Alabama auto insurance. Find the cheapest annual River Falls, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in River Falls, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,058 $3,058
Farmers $3,732 $3,732
GEICO $2,842 $2,954
Liberty Mutual $5,211 $5,211
Nationwide $2,548 $2,548
Progressive $3,855 $3,855
State Farm $4,079 $4,280
Travelers $3,737 $3,737
USAA $1,856 $2,033

Cheap River Falls, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in River Falls, Alabama? Check out the comparison of annual River Falls, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in River Falls, Alabama

Insurance Company Low Medium High
Allstate $2,967 $3,054 $3,154
Farmers $3,546 $3,690 $3,960
GEICO $2,708 $2,886 $3,100
Liberty Mutual $4,991 $5,188 $5,454
Nationwide $2,529 $2,526 $2,589
Progressive $3,520 $3,836 $4,208
State Farm $3,960 $4,173 $4,405
Travelers $3,565 $3,811 $3,834
USAA $1,874 $1,934 $2,025

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Best By Category: Cheapest Auto Insurance in River Falls, Alabama

Compare the cheapest auto insurance companies in River Falls, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in River Falls, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest River Falls, Alabama Auto Insurance Companies

What auto insurance companies in River Falls, Alabama are the cheapest? Compare the top River Falls, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in River Falls, Alabama

Insurance Company Average Annual Rates
Allstate $3,058
Farmers $3,732
GEICO $2,898
Liberty Mutual $5,211
Nationwide $2,548
Progressive $3,855
State Farm $4,180
Travelers $3,737
USAA $1,944

What affects auto insurance rates in River Falls, Alabama?

There are a lot of reasons why auto insurance rates in River Falls, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in River Falls, Alabama. Many local factors may affect your River Falls auto insurance rates.

River Falls Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average River Falls, Alabama commute length is 20.2 minutes according to City-Data.

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Compare River Falls, Alabama Auto Insurance Quotes

Before you buy River Falls, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free River Falls, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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