Best Cheap Auto Insurance in Ripley, NY (2021)

The average Ripley, NY auto insurance rates are $254 per month. The minimum auto insurance in Ripley is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Ripley, New York, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Ripley, NY for senior drivers are $1,896 per year
  • The minimum auto insurance required in Ripley, New York is 25/50/10
  • The cheapest auto insurance company in Ripley is GEICO

Ripley, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Ripley can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ripley, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Ripley to other New York cities, including Albany auto insurance rates, Yonkers auto insurance rates, and Mount Vernon auto insurance rates to see how Ripley, New York auto insurance rates stack up.

Before you buy Ripley, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ripley, New York auto insurance quotes.

Minimum Auto Insurance in Ripley, New York

Ripley, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ripley, New York.

Minimum Required Auto Insurance Coverage in Ripley, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Ripley, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ripley, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ripley, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,280 $2,144 $2,125 $2,149 $6,353 $6,797 $2,267 $2,283
GEICO $1,380 $1,328 $1,339 $1,320 $2,848 $4,119 $1,247 $1,275
Liberty Mutual $3,093 $3,093 $2,879 $2,879 $5,939 $9,636 $3,093 $3,293
Nationwide $2,078 $2,078 $1,963 $1,963 $3,618 $5,377 $2,078 $2,635
Progressive $1,474 $1,399 $1,203 $1,215 $4,811 $5,380 $1,899 $1,863
State Farm $2,219 $2,219 $1,933 $1,933 $6,481 $8,377 $2,436 $2,576
Travelers $2,486 $2,521 $2,272 $2,444 $5,789 $6,904 $2,645 $2,766
USAA $1,494 $1,470 $1,355 $1,359 $5,911 $7,036 $1,911 $2,112

Cheap Ripley, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ripley, New York is a challenge. Take a look at the annual teen auto insurance rates in Ripley, New York.

Annual Auto Insurance Rates for Teen Drivers in Ripley, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,353 $6,797
GEICO $2,848 $4,119
Liberty Mutual $5,939 $9,636
Nationwide $3,618 $5,377
Progressive $4,811 $5,380
State Farm $6,481 $8,377
Travelers $5,789 $6,904
USAA $5,911 $7,036

Cheap Ripley, New York Auto Insurance for Seniors

What are senior auto insurance rates in Ripley, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ripley, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,125 $2,149
GEICO $1,339 $1,320
Liberty Mutual $2,879 $2,879
Nationwide $1,963 $1,963
Progressive $1,203 $1,215
State Farm $1,933 $1,933
Travelers $2,272 $2,444
USAA $1,355 $1,359

Cheap Ripley, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ripley, New York compared to the annual auto insurance rates with a clean record in Ripley, New York.

Annual Ripley, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,826 $2,826 $4,035 $3,512
GEICO $1,472 $1,603 $2,882 $1,472
Liberty Mutual $3,431 $3,431 $6,659 $3,431
Nationwide $2,088 $2,088 $4,585 $2,135
Progressive $2,343 $2,343 $2,579 $2,356
State Farm $3,358 $3,358 $3,686 $3,686
Travelers $2,981 $3,709 $3,763 $3,460
USAA $2,522 $2,562 $3,678 $2,562

Cheap Ripley, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ripley, New York is not easy. Compare the annual rates for DUI auto insurance in Ripley, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Ripley, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,035
GEICO $2,882
Liberty Mutual $6,659
Nationwide $4,585
Progressive $2,579
State Farm $3,686
Travelers $3,763
USAA $3,678

Cheap Ripley, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ripley, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ripley, New York

Insurance Company Poor Fair Good
Allstate $4,711 $2,778 $2,411
GEICO $2,326 $1,710 $1,534
Liberty Mutual $5,914 $3,882 $2,918
Nationwide $2,724 $2,724 $2,724
Progressive $3,782 $1,979 $1,456
State Farm $4,973 $3,118 $2,474
Travelers $4,774 $3,026 $2,635
USAA $4,355 $2,198 $1,941

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Cheap Ripley, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ripley, New York can vary. Compare the annual cost of auto insurance by ZIP code in Ripley, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ripley, New York

ZIP Code Average Annual Rates
14775 $3,091

Cheap Ripley, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Ripley, New York auto insurance. Find the cheapest annual Ripley, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ripley, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,256 $3,343
GEICO $1,803 $1,911
Liberty Mutual $4,120 $4,357
Nationwide $2,724 $2,724
Progressive $2,406 $2,406
State Farm $3,397 $3,646
Travelers $3,478 $3,478
USAA $2,803 $2,860

Cheap Ripley, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ripley, New York? Check out the comparison of annual Ripley, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ripley, New York

Insurance Company Low Medium High
Allstate $3,142 $3,290 $3,466
GEICO $1,766 $1,851 $1,954
Liberty Mutual $4,063 $4,224 $4,427
Nationwide $2,574 $2,704 $2,893
Progressive $2,300 $2,396 $2,520
State Farm $3,328 $3,544 $3,693
Travelers $3,306 $3,445 $3,684
USAA $2,744 $2,817 $2,932

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Best By Category: Cheapest Auto Insurance in Ripley, New York

Compare the cheapest auto insurance companies in Ripley, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ripley, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Ripley, New York Auto Insurance Companies

What auto insurance companies in Ripley, New York are the cheapest? Compare the top Ripley, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ripley, New York

Insurance Company Average Annual Rates
Allstate $3,300
GEICO $1,857
Liberty Mutual $4,238
Nationwide $2,724
Progressive $2,406
State Farm $3,522
Travelers $3,478
USAA $2,831

What affects auto insurance rates in Ripley, New York?

There are a lot of reasons why auto insurance rates in Ripley, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ripley, New York. Many local factors may affect your Ripley auto insurance rates.

Ripley Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ripley, New York commute length is 24.7 minutes according to City-Data.

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Compare Ripley, New York Auto Insurance Quotes

Before you buy Ripley, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ripley, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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