Best Cheap Auto Insurance in Rio Frio, TX (2021)

The average Rio Frio, TX auto insurance rates are $318 per month. The minimum auto insurance in Rio Frio is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Rio Frio, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The most expensive auto insurance company in Rio Frio for teen drivers is Progressive
  • The cheapest auto insurance company in Rio Frio is USAA
  • Average auto insurance rates in Rio Frio, TX for senior drivers are $2,307 per year

Rio Frio, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Rio Frio can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Rio Frio, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Rio Frio to other Texas cities, including Houston auto insurance rates, Fort Worth auto insurance rates, and San Antonio auto insurance rates to see how Rio Frio, Texas auto insurance rates stack up.

Before you buy Rio Frio, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Rio Frio, Texas auto insurance quotes.

Minimum Auto Insurance in Rio Frio, Texas

Rio Frio, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Rio Frio, Texas.

Minimum Required Auto Insurance Coverage in Rio Frio, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Rio Frio, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Rio Frio, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rio Frio, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,412 $3,455 $3,371 $3,371 $8,768 $10,619 $4,221 $4,420
American Family $2,665 $2,959 $2,467 $2,820 $6,894 $9,033 $3,795 $4,322
GEICO $2,332 $2,506 $2,244 $2,522 $4,988 $5,211 $2,515 $2,518
Nationwide $2,231 $2,271 $1,977 $2,092 $6,172 $7,920 $2,606 $2,817
Progressive $2,971 $2,821 $2,637 $2,690 $12,485 $13,941 $3,525 $3,566
State Farm $1,880 $1,880 $1,663 $1,663 $4,336 $5,494 $2,033 $2,097
USAA $1,462 $1,473 $1,396 $1,390 $4,039 $4,406 $1,944 $2,090

Cheap Rio Frio, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Rio Frio, Texas is a challenge. Take a look at the annual teen auto insurance rates in Rio Frio, Texas.

Annual Auto Insurance Rates for Teen Drivers in Rio Frio, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,768 $10,619
American Family $6,894 $9,033
GEICO $4,988 $5,211
Nationwide $6,172 $7,920
Progressive $12,485 $13,941
State Farm $4,336 $5,494
USAA $4,039 $4,406

Cheap Rio Frio, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Rio Frio, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Rio Frio, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,371 $3,371
American Family $2,467 $2,820
GEICO $2,244 $2,522
Nationwide $1,977 $2,092
Progressive $2,637 $2,690
State Farm $1,663 $1,663
USAA $1,396 $1,390

Cheap Rio Frio, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Rio Frio, Texas compared to the annual auto insurance rates with a clean record in Rio Frio, Texas.

Annual Rio Frio, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,099 $6,181 $6,440 $4,099
American Family $3,988 $5,060 $4,441 $3,988
GEICO $2,638 $3,463 $2,919 $3,398
Nationwide $3,051 $3,051 $4,500 $3,441
Progressive $4,854 $6,300 $5,687 $5,477
State Farm $2,355 $2,678 $3,136 $2,355
USAA $1,701 $2,502 $2,945 $1,951

Cheap Rio Frio, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Rio Frio, Texas is not easy. Compare the annual rates for DUI auto insurance in Rio Frio, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Rio Frio, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,440
American Family $4,441
GEICO $2,919
Nationwide $4,500
Progressive $5,687
State Farm $3,136
USAA $2,945

Cheap Rio Frio, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Rio Frio, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Rio Frio, Texas

Insurance Company Poor Fair Good
Allstate $6,623 $4,847 $4,144
American Family $6,023 $3,782 $3,303
GEICO $4,785 $2,714 $1,814
Nationwide $4,217 $3,379 $2,937
Progressive $6,292 $5,425 $5,021
State Farm $3,729 $2,318 $1,845
USAA $3,342 $1,930 $1,553

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Cheap Rio Frio, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Rio Frio, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Rio Frio, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Rio Frio, Texas

ZIP Code Average Annual Rates
78879 $5,738

Cheap Rio Frio, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Rio Frio, Texas auto insurance. Find the cheapest annual Rio Frio, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Rio Frio, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,087 $5,323
American Family $4,369 $4,369
GEICO $3,045 $3,164
Nationwide $3,511 $3,511
Progressive $5,580 $5,580
State Farm $2,631 $2,631
USAA $2,246 $2,304

Cheap Rio Frio, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Rio Frio, Texas? Check out the comparison of annual Rio Frio, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rio Frio, Texas

Insurance Company Low Medium High
Allstate $5,090 $5,162 $5,362
American Family $4,078 $4,215 $4,814
GEICO $2,946 $3,063 $3,304
Nationwide $3,774 $3,360 $3,398
Progressive $5,264 $5,552 $5,922
State Farm $2,499 $2,621 $2,772
USAA $2,198 $2,266 $2,361

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Best By Category: Cheapest Auto Insurance in Rio Frio, Texas

Compare the cheapest auto insurance companies in Rio Frio, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Rio Frio, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Rio Frio, Texas Auto Insurance Companies

What auto insurance companies in Rio Frio, Texas are the cheapest? Compare the top Rio Frio, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Rio Frio, Texas

Insurance Company Average Annual Rates
Allstate $5,205
American Family $4,369
GEICO $3,105
Nationwide $3,511
Progressive $5,580
State Farm $2,631
USAA $2,275

Compare Rio Frio, Texas Auto Insurance Quotes

Before you buy Rio Frio, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Rio Frio, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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