Best Cheap Auto Insurance in Ringgold, TX (2021)

The average Ringgold, TX auto insurance rates are $297 per month. The minimum auto insurance in Ringgold is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Ringgold, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Ringgold for teen drivers is Progressive
  • The cheapest auto insurance company in Ringgold is USAA
  • Average auto insurance rates in Ringgold, TX for senior drivers are $2,168 per year

Ringgold, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Ringgold can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ringgold, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Ringgold to other Texas cities, including Corpus Christi auto insurance rates, Arlington auto insurance rates, and El Paso auto insurance rates to see how Ringgold, Texas auto insurance rates stack up.

Before you buy Ringgold, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ringgold, Texas auto insurance quotes.

Minimum Auto Insurance in Ringgold, Texas

Ringgold, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ringgold, Texas.

Minimum Required Auto Insurance Coverage in Ringgold, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Ringgold, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ringgold, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ringgold, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,065 $3,092 $3,024 $3,024 $8,279 $9,997 $3,807 $3,972
American Family $2,931 $3,207 $2,537 $2,860 $6,402 $8,463 $3,956 $4,486
GEICO $2,277 $2,445 $2,176 $2,446 $4,903 $5,122 $2,463 $2,473
Nationwide $2,382 $2,428 $2,101 $2,230 $6,721 $8,657 $2,794 $3,029
Progressive $2,172 $2,075 $1,938 $1,973 $9,087 $10,149 $2,583 $2,636
State Farm $1,835 $1,835 $1,629 $1,629 $4,319 $5,493 $1,990 $2,056
USAA $1,462 $1,473 $1,394 $1,386 $4,080 $4,452 $1,948 $2,095

Cheap Ringgold, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ringgold, Texas is a challenge. Take a look at the annual teen auto insurance rates in Ringgold, Texas.

Annual Auto Insurance Rates for Teen Drivers in Ringgold, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,279 $9,997
American Family $6,402 $8,463
GEICO $4,903 $5,122
Nationwide $6,721 $8,657
Progressive $9,087 $10,149
State Farm $4,319 $5,493
USAA $4,080 $4,452

Cheap Ringgold, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Ringgold, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ringgold, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,024 $3,024
American Family $2,537 $2,860
GEICO $2,176 $2,446
Nationwide $2,101 $2,230
Progressive $1,938 $1,973
State Farm $1,629 $1,629
USAA $1,394 $1,386

Cheap Ringgold, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ringgold, Texas compared to the annual auto insurance rates with a clean record in Ringgold, Texas.

Annual Ringgold, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,696 $5,725 $6,014 $3,696
American Family $4,002 $5,010 $4,407 $4,002
GEICO $2,581 $3,389 $2,858 $3,324
Nationwide $3,284 $3,284 $4,888 $3,715
Progressive $3,559 $4,592 $4,150 $4,005
State Farm $2,318 $2,647 $3,111 $2,318
USAA $1,708 $2,512 $2,965 $1,960

Cheap Ringgold, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ringgold, Texas is not easy. Compare the annual rates for DUI auto insurance in Ringgold, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Ringgold, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,014
American Family $4,407
GEICO $2,858
Nationwide $4,888
Progressive $4,150
State Farm $3,111
USAA $2,965

Cheap Ringgold, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ringgold, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ringgold, Texas

Insurance Company Poor Fair Good
Allstate $6,056 $4,465 $3,827
American Family $6,171 $3,693 $3,201
GEICO $4,680 $2,657 $1,777
Nationwide $4,554 $3,650 $3,174
Progressive $4,584 $3,967 $3,679
State Farm $3,680 $2,290 $1,825
USAA $3,364 $1,938 $1,557

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Cheap Ringgold, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ringgold, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Ringgold, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ringgold, Texas

ZIP Code Average Annual Rates
76261 $5,197

Cheap Ringgold, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Ringgold, Texas auto insurance. Find the cheapest annual Ringgold, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ringgold, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,670 $4,895
American Family $4,355 $4,355
GEICO $2,980 $3,096
Nationwide $3,793 $3,793
Progressive $4,077 $4,077
State Farm $2,598 $2,598
USAA $2,258 $2,315

Cheap Ringgold, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ringgold, Texas? Check out the comparison of annual Ringgold, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ringgold, Texas

Insurance Company Low Medium High
Allstate $4,698 $4,751 $4,898
American Family $4,156 $4,253 $4,657
GEICO $2,892 $3,002 $3,220
Nationwide $4,105 $3,629 $3,645
Progressive $3,910 $4,061 $4,259
State Farm $2,476 $2,592 $2,727
USAA $2,215 $2,278 $2,366

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Best By Category: Cheapest Auto Insurance in Ringgold, Texas

Compare the cheapest auto insurance companies in Ringgold, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ringgold, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Ringgold, Texas Auto Insurance Companies

What auto insurance companies in Ringgold, Texas are the cheapest? Compare the top Ringgold, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ringgold, Texas

Insurance Company Average Annual Rates
Allstate $4,782
American Family $4,355
GEICO $3,038
Nationwide $3,793
Progressive $4,077
State Farm $2,598
USAA $2,286

Compare Ringgold, Texas Auto Insurance Quotes

Before you buy Ringgold, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ringgold, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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