Best Cheap Auto Insurance in Ringgold, LA (2021)

The average Ringgold, LA auto insurance rates are $384 per month. The minimum auto insurance in Ringgold is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Ringgold, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Ringgold, LA for senior drivers are $2,868 per year
  • The cheapest auto insurance company in Ringgold is State Farm
  • The average commute length in Ringgold is 31.6 minutes

Ringgold, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Ringgold can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ringgold, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Ringgold to other Louisiana cities, including Alexandria auto insurance rates, Kenner auto insurance rates, and Shreveport auto insurance rates to see how Ringgold, Louisiana auto insurance rates stack up.

Before you buy Ringgold, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ringgold, Louisiana auto insurance quotes.

Minimum Auto Insurance in Ringgold, Louisiana

Ringgold, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ringgold, Louisiana.

Minimum Required Auto Insurance Coverage in Ringgold, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Ringgold, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ringgold, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ringgold, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,816 $3,816 $3,927 $3,927 $8,396 $10,626 $4,221 $4,581
GEICO $2,713 $3,121 $3,186 $3,852 $10,157 $10,802 $2,636 $2,596
Progressive $2,864 $2,687 $2,395 $2,568 $11,576 $12,896 $3,306 $3,437
State Farm $2,351 $2,351 $2,132 $2,132 $6,718 $8,433 $2,616 $2,947
USAA $2,370 $2,336 $2,286 $2,279 $7,025 $8,293 $2,932 $3,223

Cheap Ringgold, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ringgold, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Ringgold, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Ringgold, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,396 $10,626
GEICO $10,157 $10,802
Progressive $11,576 $12,896
State Farm $6,718 $8,433
USAA $7,025 $8,293

Cheap Ringgold, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Ringgold, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ringgold, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,927 $3,927
GEICO $3,186 $3,852
Progressive $2,395 $2,568
State Farm $2,132 $2,132
USAA $2,286 $2,279

Cheap Ringgold, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ringgold, Louisiana compared to the annual auto insurance rates with a clean record in Ringgold, Louisiana.

Annual Ringgold, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,300 $6,515 $5,806 $5,034
GEICO $3,333 $5,370 $6,550 $4,280
Progressive $4,346 $5,838 $5,595 $5,085
State Farm $3,420 $4,000 $3,710 $3,710
USAA $2,930 $4,049 $4,899 $3,494

Cheap Ringgold, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ringgold, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Ringgold, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Ringgold, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,806
GEICO $6,550
Progressive $5,595
State Farm $3,710
USAA $4,899

Cheap Ringgold, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ringgold, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ringgold, Louisiana

Insurance Company Poor Fair Good
Allstate $7,120 $4,881 $4,240
GEICO $5,806 $5,040 $3,803
Progressive $5,898 $5,051 $4,700
State Farm $5,150 $3,310 $2,670
USAA $5,330 $3,382 $2,817

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Cheap Ringgold, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ringgold, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Ringgold, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ringgold, Louisiana

ZIP Code Average Annual Rates
71068 $4,294

Cheap Ringgold, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Ringgold, Louisiana auto insurance. Find the cheapest annual Ringgold, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ringgold, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,414 $5,414
GEICO $4,788 $4,978
Progressive $5,216 $5,216
State Farm $3,617 $3,803
USAA $3,727 $3,959

Cheap Ringgold, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ringgold, Louisiana? Check out the comparison of annual Ringgold, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ringgold, Louisiana

Insurance Company Low Medium High
Allstate $4,745 $5,506 $5,990
GEICO $4,151 $4,899 $5,599
Progressive $4,511 $5,180 $5,957
State Farm $3,293 $3,701 $4,136
USAA $3,418 $3,892 $4,219

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Best By Category: Cheapest Auto Insurance in Ringgold, Louisiana

Compare the cheapest auto insurance companies in Ringgold, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ringgold, Louisiana

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Ringgold, Louisiana Auto Insurance Companies

What auto insurance companies in Ringgold, Louisiana are the cheapest? Compare the top Ringgold, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ringgold, Louisiana

Insurance Company Average Annual Rates
Allstate $5,414
GEICO $4,883
Progressive $5,216
State Farm $3,710
USAA $3,843

What affects auto insurance rates in Ringgold, Louisiana?

There are a lot of reasons why auto insurance rates in Ringgold, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ringgold, Louisiana. Many local factors may affect your Ringgold auto insurance rates.

Ringgold Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Ringgold, Louisiana auto theft statistics, there have been 0 auto thefts in the city.

Ringgold Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ringgold, Louisiana commute length is 31.6 minutes according to City-Data.

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Compare Ringgold, Louisiana Auto Insurance Quotes

Before you buy Ringgold, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ringgold, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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