Best Cheap Auto Insurance in Rineyville, KY (2021)

The average Rineyville, KY auto insurance rates are $360 per month. The minimum auto insurance in Rineyville is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Rineyville, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Rineyville, Kentucky is 25/50/25
  • The cheapest auto insurance company in Rineyville is State Farm
  • Average auto insurance rates in Rineyville, KY for senior drivers are $2,399 per year

Rineyville, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Rineyville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Rineyville, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Rineyville to other Kentucky cities, including Bowling Green auto insurance rates, Nicholasville auto insurance rates, and Owensboro auto insurance rates to see how Rineyville, Kentucky auto insurance rates stack up.

Before you buy Rineyville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Rineyville, Kentucky auto insurance quotes.

Minimum Auto Insurance in Rineyville, Kentucky

Rineyville, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Rineyville, Kentucky.

Minimum Required Auto Insurance Coverage in Rineyville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Rineyville, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Rineyville, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rineyville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,124 $3,083 $2,830 $3,017 $11,773 $13,223 $3,444 $3,632
GEICO $3,676 $3,399 $3,843 $3,479 $7,439 $8,768 $2,990 $2,580
Liberty Mutual $2,797 $3,031 $2,390 $2,670 $11,336 $12,524 $2,917 $3,023
Nationwide $3,035 $3,029 $2,745 $2,862 $6,743 $8,373 $3,436 $3,593
Progressive $2,180 $2,074 $1,961 $1,968 $10,686 $12,092 $2,703 $2,757
State Farm $1,574 $1,574 $1,408 $1,408 $4,558 $5,785 $1,753 $1,943
Travelers $2,378 $2,423 $2,327 $2,333 $11,310 $18,117 $2,483 $2,888
USAA $1,725 $1,722 $1,561 $1,580 $4,697 $4,932 $2,174 $2,372

Cheap Rineyville, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Rineyville, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Rineyville, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Rineyville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,773 $13,223
GEICO $7,439 $8,768
Liberty Mutual $11,336 $12,524
Nationwide $6,743 $8,373
Progressive $10,686 $12,092
State Farm $4,558 $5,785
Travelers $11,310 $18,117
USAA $4,697 $4,932

Cheap Rineyville, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Rineyville, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Rineyville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,830 $3,017
GEICO $3,843 $3,479
Liberty Mutual $2,390 $2,670
Nationwide $2,745 $2,862
Progressive $1,961 $1,968
State Farm $1,408 $1,408
Travelers $2,327 $2,333
USAA $1,561 $1,580

Cheap Rineyville, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Rineyville, Kentucky compared to the annual auto insurance rates with a clean record in Rineyville, Kentucky.

Annual Rineyville, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,558 $5,968 $6,382 $5,154
GEICO $2,708 $4,796 $7,268 $3,316
Liberty Mutual $4,245 $6,520 $5,071 $4,509
Nationwide $3,361 $4,347 $5,499 $3,701
Progressive $3,765 $5,582 $4,291 $4,573
State Farm $2,293 $2,708 $2,500 $2,500
Travelers $4,823 $4,964 $7,167 $5,174
USAA $1,953 $2,761 $3,314 $2,353

Cheap Rineyville, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Rineyville, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Rineyville, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Rineyville, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,382
GEICO $7,268
Liberty Mutual $5,071
Nationwide $5,499
Progressive $4,291
State Farm $2,500
Travelers $7,167
USAA $3,314

Cheap Rineyville, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Rineyville, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Rineyville, Kentucky

Insurance Company Poor Fair Good
Allstate $7,296 $5,048 $4,203
GEICO $7,434 $3,712 $2,419
Liberty Mutual $7,267 $4,465 $3,526
Nationwide $5,136 $4,037 $3,508
Progressive $5,079 $4,438 $4,141
State Farm $3,603 $2,186 $1,712
Travelers $6,177 $5,221 $5,199
USAA $3,844 $2,170 $1,772

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Cheap Rineyville, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Rineyville, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Rineyville, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Rineyville, Kentucky

ZIP Code Average Annual Rates
40162 $3,890

Cheap Rineyville, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Rineyville, Kentucky auto insurance. Find the cheapest annual Rineyville, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Rineyville, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,516 $5,516
GEICO $4,480 $4,563
Liberty Mutual $5,086 $5,086
Nationwide $4,227 $4,227
Progressive $4,553 $4,553
State Farm $2,438 $2,563
Travelers $5,532 $5,532
USAA $2,500 $2,691

Cheap Rineyville, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Rineyville, Kentucky? Check out the comparison of annual Rineyville, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rineyville, Kentucky

Insurance Company Low Medium High
Allstate $5,125 $5,494 $5,928
GEICO $4,184 $4,496 $4,885
Liberty Mutual $4,841 $5,053 $5,364
Nationwide $4,276 $4,178 $4,227
Progressive $4,164 $4,489 $5,005
State Farm $2,329 $2,495 $2,676
Travelers $5,272 $5,560 $5,765
USAA $2,472 $2,589 $2,724

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Best By Category: Cheapest Auto Insurance in Rineyville, Kentucky

Compare the cheapest auto insurance companies in Rineyville, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Rineyville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Rineyville, Kentucky Auto Insurance Companies

What auto insurance companies in Rineyville, Kentucky are the cheapest? Compare the top Rineyville, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Rineyville, Kentucky

Insurance Company Average Annual Rates
Allstate $5,516
GEICO $4,522
Liberty Mutual $5,086
Nationwide $4,227
Progressive $4,553
State Farm $2,500
Travelers $5,532
USAA $2,595

What affects auto insurance rates in Rineyville, Kentucky?

There are a lot of reasons why auto insurance rates in Rineyville, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Rineyville, Kentucky. Many local factors may affect your Rineyville auto insurance rates.

Rineyville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Rineyville, Kentucky commute length is 21.7 minutes according to City-Data.

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Compare Rineyville, Kentucky Auto Insurance Quotes

Before you buy Rineyville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Rineyville, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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