Best Cheap Auto Insurance in Riga, MI (2021)

The average Riga, MI auto insurance rates are $767 per month. The minimum auto insurance in Riga is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Riga, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Riga, MI for senior drivers are $6,166 per year
  • The most expensive auto insurance company in Riga for teen drivers is Allstate
  • The cheapest auto insurance company in Riga is USAA

Riga, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Riga can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Riga, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Riga to other Michigan cities, including Grand Rapids auto insurance rates, Sterling Heights auto insurance rates, and Detroit auto insurance rates to see how Riga, Michigan auto insurance rates stack up.

Before you buy Riga, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Riga, Michigan auto insurance quotes.

Minimum Auto Insurance in Riga, Michigan

Riga, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Riga, Michigan.

Minimum Required Auto Insurance Coverage in Riga, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Riga, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Riga, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Riga, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,567 $16,567 $15,386 $15,386 $41,246 $41,246 $17,456 $17,456
Farmers $4,156 $4,156 $3,889 $3,889 $8,934 $8,934 $4,660 $4,660
GEICO $4,771 $4,771 $4,890 $4,890 $12,915 $12,915 $4,537 $4,537
Liberty Mutual $14,345 $14,345 $14,206 $14,206 $33,321 $33,321 $14,345 $14,345
Nationwide $2,608 $2,608 $2,355 $2,355 $5,982 $5,982 $2,809 $2,809
Progressive $2,961 $2,734 $2,620 $2,942 $10,721 $11,345 $3,434 $3,133
State Farm $6,421 $6,421 $5,949 $5,949 $22,388 $22,388 $7,535 $7,535
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,385 $2,254 $2,246 $2,118 $5,755 $5,450 $2,890 $2,764

Cheap Riga, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Riga, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Riga, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Riga, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,246 $41,246
Farmers $8,934 $8,934
GEICO $12,915 $12,915
Liberty Mutual $33,321 $33,321
Nationwide $5,982 $5,982
Progressive $10,721 $11,345
State Farm $22,388 $22,388
Travelers $13,395 $13,395
USAA $5,755 $5,450

Cheap Riga, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Riga, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Riga, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,386 $15,386
Farmers $3,889 $3,889
GEICO $4,890 $4,890
Liberty Mutual $14,206 $14,206
Nationwide $2,355 $2,355
Progressive $2,620 $2,942
State Farm $5,949 $5,949
Travelers $3,858 $3,858
USAA $2,246 $2,118

Cheap Riga, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Riga, Michigan compared to the annual auto insurance rates with a clean record in Riga, Michigan.

Annual Riga, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,002 $14,722 $49,505 $15,425
Farmers $4,556 $5,783 $5,723 $5,577
GEICO $2,365 $5,043 $15,319 $4,386
Liberty Mutual $13,026 $15,959 $30,358 $16,873
Nationwide $2,971 $3,886 $3,573 $3,324
Progressive $4,219 $5,558 $4,999 $5,170
State Farm $6,744 $8,076 $17,399 $10,074
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,607 $3,246 $4,240 $2,838

Cheap Riga, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Riga, Michigan is not easy. Compare the annual rates for DUI auto insurance in Riga, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Riga, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $49,505
Farmers $5,723
GEICO $15,319
Liberty Mutual $30,358
Nationwide $3,573
Progressive $4,999
State Farm $17,399
Travelers $10,331
USAA $4,240

Cheap Riga, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Riga, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Riga, Michigan

Insurance Company Poor Fair Good
Allstate $34,365 $19,040 $14,586
Farmers $7,231 $4,687 $4,311
GEICO $8,726 $6,405 $5,204
Liberty Mutual $30,138 $17,407 $9,617
Nationwide $4,285 $3,243 $2,788
Progressive $5,762 $4,844 $4,353
State Farm $17,136 $8,681 $5,902
Travelers $6,813 $6,608 $6,525
USAA $4,818 $2,767 $2,113

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Cheap Riga, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Riga, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Riga, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Riga, Michigan

ZIP Code Average Annual Rates
49276 $6,408

Cheap Riga, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Riga, Michigan auto insurance. Find the cheapest annual Riga, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Riga, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $22,664 $22,664
Farmers $5,410 $5,410
GEICO $6,625 $6,932
Liberty Mutual $18,409 $19,699
Nationwide $3,438 $3,438
Progressive $4,986 $4,986
State Farm $10,291 $10,855
Travelers $6,611 $6,686
USAA $3,196 $3,269

Cheap Riga, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Riga, Michigan? Check out the comparison of annual Riga, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Riga, Michigan

Insurance Company Low Medium High
Allstate $22,006 $22,722 $23,263
Farmers $5,277 $5,398 $5,554
GEICO $6,257 $6,702 $7,376
Liberty Mutual $18,530 $19,002 $19,630
Nationwide $3,583 $3,386 $3,347
Progressive $4,827 $4,993 $5,139
State Farm $10,059 $10,636 $11,024
Travelers $6,575 $6,656 $6,715
USAA $3,136 $3,240 $3,321

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Best By Category: Cheapest Auto Insurance in Riga, Michigan

Compare the cheapest auto insurance companies in Riga, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Riga, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

The Cheapest Riga, Michigan Auto Insurance Companies

What auto insurance companies in Riga, Michigan are the cheapest? Compare the top Riga, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Riga, Michigan

Insurance Company Average Annual Rates
Allstate $22,664
Farmers $5,410
GEICO $6,778
Liberty Mutual $19,054
Nationwide $3,438
Progressive $4,986
State Farm $10,573
Travelers $6,649
USAA $3,233

What affects auto insurance rates in Riga, Michigan?

There are a lot of reasons why auto insurance rates in Riga, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Riga, Michigan. Many local factors may affect your Riga auto insurance rates.

Riga Traffic

How does Riga, Michigan rank for traffic? According to Inrix Riga, Michigan is the 17th most congested worldwide.

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Compare Riga, Michigan Auto Insurance Quotes

Before you buy Riga, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Riga, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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