Best Cheap Auto Insurance in Ridgway, CO (2021)

The average Ridgway, CO auto insurance rates are $306 per month. The minimum auto insurance in Ridgway is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Ridgway, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The most expensive auto insurance company in Ridgway for teen drivers is Allstate
  • The cheapest auto insurance company in Ridgway is Liberty Mutual
  • The minimum auto insurance required in Ridgway, Colorado is 25/50/15

Ridgway, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Ridgway can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ridgway, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Ridgway to other Colorado cities, including Lakewood auto insurance rates, Pueblo auto insurance rates, and Arvada auto insurance rates to see how Ridgway, Colorado auto insurance rates stack up.

Before you buy Ridgway, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ridgway, Colorado auto insurance quotes.

Minimum Auto Insurance in Ridgway, Colorado

Ridgway, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ridgway, Colorado.

Minimum Required Auto Insurance Coverage in Ridgway, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Ridgway, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ridgway, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ridgway, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,304 $3,095 $2,956 $2,990 $11,234 $11,765 $3,668 $3,707
American Family $2,423 $2,423 $2,184 $2,184 $5,867 $7,848 $2,423 $2,976
Farmers $2,963 $2,931 $2,701 $2,926 $10,738 $10,688 $3,224 $3,230
GEICO $1,843 $1,991 $1,885 $2,095 $5,626 $5,988 $1,701 $1,756
Liberty Mutual $1,955 $1,952 $1,638 $1,794 $5,411 $5,916 $1,983 $2,041
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,502 $2,338 $2,152 $2,148 $8,496 $9,530 $2,836 $2,766
State Farm $1,846 $1,846 $1,644 $1,644 $5,154 $6,538 $2,060 $2,442
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

Cheap Ridgway, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ridgway, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Ridgway, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Ridgway, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,234 $11,765
American Family $5,867 $7,848
Farmers $10,738 $10,688
GEICO $5,626 $5,988
Liberty Mutual $5,411 $5,916
Nationwide $5,513 $7,064
Progressive $8,496 $9,530
State Farm $5,154 $6,538
USAA $5,325 $6,108

Cheap Ridgway, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Ridgway, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ridgway, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,956 $2,990
American Family $2,184 $2,184
Farmers $2,701 $2,926
GEICO $1,885 $2,095
Liberty Mutual $1,638 $1,794
Nationwide $1,977 $2,093
Progressive $2,152 $2,148
State Farm $1,644 $1,644
USAA $2,042 $2,056

Cheap Ridgway, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ridgway, Colorado compared to the annual auto insurance rates with a clean record in Ridgway, Colorado.

Annual Ridgway, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,561 $5,235 $6,402 $5,163
American Family $2,619 $3,721 $4,854 $2,969
Farmers $4,162 $5,344 $5,277 $4,918
GEICO $2,046 $3,141 $3,564 $2,691
Liberty Mutual $2,470 $2,901 $3,040 $2,935
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,556 $4,925 $3,754 $4,149
State Farm $2,677 $3,117 $2,897 $2,897
USAA $2,344 $2,849 $4,987 $2,642

Cheap Ridgway, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ridgway, Colorado is not easy. Compare the annual rates for DUI auto insurance in Ridgway, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Ridgway, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,402
American Family $4,854
Farmers $5,277
GEICO $3,564
Liberty Mutual $3,040
Nationwide $4,398
Progressive $3,754
State Farm $2,897
USAA $4,987

Cheap Ridgway, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ridgway, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ridgway, Colorado

Insurance Company Poor Fair Good
Allstate $6,814 $5,243 $3,964
American Family $4,610 $3,271 $2,742
Farmers $5,762 $4,623 $4,391
GEICO $3,437 $2,861 $2,284
Liberty Mutual $4,073 $2,466 $1,970
Nationwide $3,990 $3,154 $2,751
Progressive $4,656 $3,976 $3,656
State Farm $4,023 $2,584 $2,083
USAA $4,757 $2,700 $2,160

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Cheap Ridgway, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ridgway, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Ridgway, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ridgway, Colorado

ZIP Code Average Annual Rates
81432 $3,378

Cheap Ridgway, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Ridgway, Colorado auto insurance. Find the cheapest annual Ridgway, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ridgway, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,340 $5,340
American Family $3,466 $3,616
Farmers $4,925 $4,925
GEICO $2,797 $2,925
Liberty Mutual $2,837 $2,837
Nationwide $3,298 $3,298
Progressive $4,096 $4,096
State Farm $2,827 $2,966
USAA $3,115 $3,296

Cheap Ridgway, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ridgway, Colorado? Check out the comparison of annual Ridgway, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ridgway, Colorado

Insurance Company Low Medium High
Allstate $5,080 $5,324 $5,617
American Family $3,372 $3,615 $3,636
Farmers $4,285 $4,852 $5,639
GEICO $2,656 $2,825 $3,100
Liberty Mutual $2,713 $2,829 $2,968
Nationwide $3,323 $3,295 $3,276
Progressive $3,855 $4,106 $4,328
State Farm $2,732 $2,897 $3,062
USAA $3,077 $3,205 $3,334

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Best By Category: Cheapest Auto Insurance in Ridgway, Colorado

Compare the cheapest auto insurance companies in Ridgway, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ridgway, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors State Farm
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Ridgway, Colorado Auto Insurance Companies

What auto insurance companies in Ridgway, Colorado are the cheapest? Compare the top Ridgway, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ridgway, Colorado

Insurance Company Average Annual Rates
Allstate $5,340
American Family $3,541
Farmers $4,925
GEICO $2,861
Liberty Mutual $2,837
Nationwide $3,298
Progressive $4,096
State Farm $2,897
USAA $3,206

What affects auto insurance rates in Ridgway, Colorado?

There are a lot of reasons why auto insurance rates in Ridgway, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ridgway, Colorado. Many local factors may affect your Ridgway auto insurance rates.

Ridgway Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ridgway, Colorado commute length is 33.3 minutes according to City-Data.

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Compare Ridgway, Colorado Auto Insurance Quotes

Before you buy Ridgway, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ridgway, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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