Best Cheap Auto Insurance in Ridgeland, MS (2021)

The average Ridgeland, MS auto insurance rates are $307 per month. The minimum auto insurance in Ridgeland is at least 25/50/25 in coverage to comply with Mississippi auto insurance laws. To find the best cheap auto insurance in Ridgeland, Mississippi, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Ridgeland for teen drivers is Allstate
  • The average commute length in Ridgeland is 19.0 minutes
  • Average auto insurance rates in Ridgeland, MS for senior drivers are $1,971 per year

Ridgeland, Mississippi auto insurance requirements are 25/50/25 according to Mississippi auto insurance laws. Finding cheap auto insurance in Ridgeland can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ridgeland, Mississippi, including driving record, credit, commute time, and more.

Compare auto insurance in Ridgeland to other Mississippi cities, including Hattiesburg auto insurance rates, Jackson auto insurance rates, and Meridian auto insurance rates to see how Ridgeland, Mississippi auto insurance rates stack up.

Before you buy Ridgeland, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ridgeland, Mississippi auto insurance quotes.

Minimum Auto Insurance in Ridgeland, Mississippi

Ridgeland, Mississippi auto insurance laws require that you have at least the Mississippi minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ridgeland, Mississippi.

Minimum Required Auto Insurance Coverage in Ridgeland, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Ridgeland, Mississippi Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ridgeland, Mississippi are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ridgeland, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,028 $2,884 $2,701 $2,763 $12,520 $13,395 $3,436 $3,523
GEICO $2,902 $2,740 $2,618 $2,433 $7,430 $6,965 $4,966 $2,348
Liberty Mutual $2,515 $2,720 $2,016 $2,263 $9,213 $10,248 $2,672 $2,808
Nationwide $2,099 $2,149 $1,886 $1,991 $4,296 $5,446 $2,392 $2,584
Progressive $2,475 $2,304 $2,051 $1,996 $9,358 $10,478 $2,546 $2,669
State Farm $1,830 $1,830 $1,647 $1,647 $5,431 $6,836 $2,043 $2,326
Travelers $1,488 $1,513 $1,424 $1,428 $6,907 $11,028 $1,566 $1,785
USAA $1,422 $1,408 $1,330 $1,345 $3,563 $4,218 $1,734 $1,913

Cheap Ridgeland, Mississippi Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ridgeland, Mississippi is a challenge. Take a look at the annual teen auto insurance rates in Ridgeland, Mississippi.

Annual Auto Insurance Rates for Teen Drivers in Ridgeland, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,520 $13,395
GEICO $7,430 $6,965
Liberty Mutual $9,213 $10,248
Nationwide $4,296 $5,446
Progressive $9,358 $10,478
State Farm $5,431 $6,836
Travelers $6,907 $11,028
USAA $3,563 $4,218

Cheap Ridgeland, Mississippi Auto Insurance for Seniors

What are senior auto insurance rates in Ridgeland, Mississippi? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ridgeland, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,701 $2,763
GEICO $2,618 $2,433
Liberty Mutual $2,016 $2,263
Nationwide $1,886 $1,991
Progressive $2,051 $1,996
State Farm $1,647 $1,647
Travelers $1,424 $1,428
USAA $1,330 $1,345

Cheap Ridgeland, Mississippi Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ridgeland, Mississippi compared to the annual auto insurance rates with a clean record in Ridgeland, Mississippi.

Annual Ridgeland, Mississippi Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,651 $5,499 $6,681 $5,293
GEICO $2,539 $3,829 $5,793 $4,040
Liberty Mutual $3,051 $4,889 $5,000 $4,287
Nationwide $2,286 $2,910 $3,697 $2,528
Progressive $3,610 $4,880 $4,213 $4,235
State Farm $2,668 $3,292 $2,918 $2,918
Travelers $2,965 $3,102 $4,275 $3,227
USAA $1,651 $2,111 $2,867 $1,838

Cheap Ridgeland, Mississippi Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ridgeland, Mississippi is not easy. Compare the annual rates for DUI auto insurance in Ridgeland, Mississippi to find the best deal.

Annual Auto Insurance Rates After a DUI in Ridgeland, Mississippi

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,681
GEICO $5,793
Liberty Mutual $5,000
Nationwide $3,697
Progressive $4,213
State Farm $2,918
Travelers $4,275
USAA $2,867

Cheap Ridgeland, Mississippi Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ridgeland, Mississippi annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ridgeland, Mississippi

Insurance Company Poor Fair Good
Allstate $6,407 $5,669 $4,517
GEICO $6,107 $3,461 $2,583
Liberty Mutual $6,158 $3,785 $2,977
Nationwide $3,347 $2,728 $2,491
Progressive $4,775 $4,103 $3,826
State Farm $4,254 $2,577 $2,016
Travelers $3,838 $3,143 $3,195
USAA $2,891 $1,885 $1,574

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Cheap Ridgeland, Mississippi Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ridgeland, Mississippi can vary. Compare the annual cost of auto insurance by ZIP code in Ridgeland, Mississippi to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ridgeland, Mississippi

ZIP Code Average Annual Rates
39157 $3,182

Cheap Ridgeland, Mississippi Auto Insurance Rates By Commute

Commute length and annual mileage affect Ridgeland, Mississippi auto insurance. Find the cheapest annual Ridgeland, Mississippi auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ridgeland, Mississippi

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,531 $5,531
GEICO $4,036 $4,065
Liberty Mutual $4,307 $4,307
Nationwide $2,855 $2,855
Progressive $4,234 $4,234
State Farm $2,876 $3,022
Travelers $3,392 $3,392
USAA $2,052 $2,181

Cheap Ridgeland, Mississippi Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ridgeland, Mississippi? Check out the comparison of annual Ridgeland, Mississippi auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ridgeland, Mississippi

Insurance Company Low Medium High
Allstate $5,323 $5,528 $5,743
GEICO $3,801 $4,083 $4,268
Liberty Mutual $4,045 $4,289 $4,587
Nationwide $2,694 $2,847 $3,025
Progressive $3,762 $4,309 $4,633
State Farm $2,764 $2,938 $3,145
Travelers $3,199 $3,412 $3,566
USAA $1,977 $2,106 $2,267

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Best By Category: Cheapest Auto Insurance in Ridgeland, Mississippi

Compare the cheapest auto insurance companies in Ridgeland, Mississippi in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ridgeland, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Ridgeland, Mississippi Auto Insurance Companies

What auto insurance companies in Ridgeland, Mississippi are the cheapest? Compare the top Ridgeland, Mississippi auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ridgeland, Mississippi

Insurance Company Average Annual Rates
Allstate $5,531
GEICO $4,050
Liberty Mutual $4,307
Nationwide $2,855
Progressive $4,234
State Farm $2,949
Travelers $3,392
USAA $2,117

What affects auto insurance rates in Ridgeland, Mississippi?

There are a lot of reasons why auto insurance rates in Ridgeland, Mississippi are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ridgeland, Mississippi. Many local factors may affect your Ridgeland auto insurance rates.

Ridgeland Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ridgeland, Mississippi commute length is 19.0 minutes according to City-Data.

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Compare Ridgeland, Mississippi Auto Insurance Quotes

Before you buy Ridgeland, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ridgeland, Mississippi auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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