Best Cheap Auto Insurance in Ridgefield, CT (2021)

The average Ridgefield, CT auto insurance rates are $383 per month. The minimum auto insurance in Ridgefield is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in Ridgefield, Connecticut, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Ridgefield, CT for senior drivers are $2,287 per year
  • The cheapest auto insurance company in Ridgefield is State Farm
  • The minimum auto insurance required in Ridgefield, Connecticut is 25/50/20

Ridgefield, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in Ridgefield can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ridgefield, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in Ridgefield to other Connecticut cities, including New Haven auto insurance rates, Bridgeport auto insurance rates, and Norwalk auto insurance rates to see how Ridgefield, Connecticut auto insurance rates stack up.

Before you buy Ridgefield, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ridgefield, Connecticut auto insurance quotes.

Minimum Auto Insurance in Ridgefield, Connecticut

Ridgefield, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ridgefield, Connecticut.

Minimum Required Auto Insurance Coverage in Ridgefield, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Ridgefield, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ridgefield, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ridgefield, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,858 $3,823 $3,548 $3,799 $11,841 $13,994 $4,044 $4,261
GEICO $2,246 $2,252 $2,082 $2,099 $5,261 $6,262 $2,173 $2,114
Liberty Mutual $3,611 $3,923 $2,774 $3,421 $18,232 $20,542 $3,657 $3,986
Nationwide $2,475 $2,502 $2,221 $2,330 $6,942 $8,810 $2,878 $3,096
Progressive $2,220 $2,069 $1,896 $1,972 $9,227 $10,223 $2,535 $2,837
State Farm $1,700 $1,700 $1,563 $1,563 $5,141 $6,453 $1,910 $2,195
Travelers $1,824 $1,851 $1,815 $1,810 $13,972 $22,490 $1,986 $2,242
USAA $1,999 $1,977 $1,862 $1,838 $6,316 $6,631 $2,678 $2,775

Cheap Ridgefield, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ridgefield, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in Ridgefield, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in Ridgefield, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,841 $13,994
GEICO $5,261 $6,262
Liberty Mutual $18,232 $20,542
Nationwide $6,942 $8,810
Progressive $9,227 $10,223
State Farm $5,141 $6,453
Travelers $13,972 $22,490
USAA $6,316 $6,631

Cheap Ridgefield, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in Ridgefield, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ridgefield, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,548 $3,799
GEICO $2,082 $2,099
Liberty Mutual $2,774 $3,421
Nationwide $2,221 $2,330
Progressive $1,896 $1,972
State Farm $1,563 $1,563
Travelers $1,815 $1,810
USAA $1,862 $1,838

Cheap Ridgefield, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ridgefield, Connecticut compared to the annual auto insurance rates with a clean record in Ridgefield, Connecticut.

Annual Ridgefield, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,229 $6,454 $7,672 $5,229
GEICO $1,931 $2,532 $5,410 $2,370
Liberty Mutual $6,582 $8,244 $8,168 $7,079
Nationwide $3,177 $4,153 $4,758 $3,540
Progressive $3,519 $5,101 $3,700 $4,169
State Farm $2,587 $2,842 $2,842 $2,842
Travelers $4,830 $5,231 $7,615 $6,319
USAA $2,529 $3,178 $4,803 $2,529

Cheap Ridgefield, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ridgefield, Connecticut is not easy. Compare the annual rates for DUI auto insurance in Ridgefield, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in Ridgefield, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,672
GEICO $5,410
Liberty Mutual $8,168
Nationwide $4,758
Progressive $3,700
State Farm $2,842
Travelers $7,615
USAA $4,803

Cheap Ridgefield, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ridgefield, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ridgefield, Connecticut

Insurance Company Poor Fair Good
Allstate $7,812 $5,924 $4,701
GEICO $4,452 $2,685 $2,045
Liberty Mutual $10,666 $6,657 $5,232
Nationwide $5,184 $3,470 $3,067
Progressive $4,487 $4,025 $3,856
State Farm $3,863 $2,477 $1,995
Travelers $6,809 $5,676 $5,512
USAA $4,309 $2,908 $2,561

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Cheap Ridgefield, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ridgefield, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in Ridgefield, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ridgefield, Connecticut

ZIP Code Average Annual Rates
6877 $4,647

Cheap Ridgefield, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect Ridgefield, Connecticut auto insurance. Find the cheapest annual Ridgefield, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ridgefield, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,146 $6,146
GEICO $3,014 $3,108
Liberty Mutual $7,518 $7,518
Nationwide $3,907 $3,907
Progressive $4,122 $4,122
State Farm $2,711 $2,846
Travelers $5,999 $5,999
USAA $3,220 $3,298

Cheap Ridgefield, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ridgefield, Connecticut? Check out the comparison of annual Ridgefield, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ridgefield, Connecticut

Insurance Company Low Medium High
Allstate $5,841 $6,139 $6,458
GEICO $2,880 $3,032 $3,271
Liberty Mutual $7,237 $7,466 $7,852
Nationwide $3,968 $3,939 $3,813
Progressive $3,839 $4,086 $4,442
State Farm $2,610 $2,782 $2,942
Travelers $5,583 $5,959 $6,454
USAA $3,055 $3,263 $3,461

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Best By Category: Cheapest Auto Insurance in Ridgefield, Connecticut

Compare the cheapest auto insurance companies in Ridgefield, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ridgefield, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Ridgefield, Connecticut Auto Insurance Companies

What auto insurance companies in Ridgefield, Connecticut are the cheapest? Compare the top Ridgefield, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ridgefield, Connecticut

Insurance Company Average Annual Rates
Allstate $6,146
GEICO $3,061
Liberty Mutual $7,518
Nationwide $3,907
Progressive $4,122
State Farm $2,778
Travelers $5,999
USAA $3,259

What affects auto insurance rates in Ridgefield, Connecticut?

There are a lot of reasons why auto insurance rates in Ridgefield, Connecticut are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ridgefield, Connecticut. Many local factors may affect your Ridgefield auto insurance rates.

Ridgefield Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ridgefield, Connecticut commute length is 36.5 minutes according to City-Data.

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Compare Ridgefield, Connecticut Auto Insurance Quotes

Before you buy Ridgefield, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ridgefield, Connecticut auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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