Best Cheap Auto Insurance in Richville, MN (2021)

The average Richville, MN auto insurance rates are $361 per month. The minimum auto insurance in Richville is at least 30/60/10 in coverage to comply with Minnesota auto insurance laws. To find the best cheap auto insurance in Richville, Minnesota, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Richville for teen drivers is Liberty Mutual
  • Average auto insurance rates in Richville, MN for senior drivers are $2,860 per year
  • The average commute length in Richville is 24.6 minutes

Richville, Minnesota auto insurance requirements are 30/60/10 according to Minnesota auto insurance laws. Finding cheap auto insurance in Richville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Richville, Minnesota, including driving record, credit, commute time, and more.

Compare auto insurance in Richville to other Minnesota cities, including Brooklyn Park auto insurance rates, St. Cloud auto insurance rates, and Bloomington auto insurance rates to see how Richville, Minnesota auto insurance rates stack up.

Before you buy Richville, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Richville, Minnesota auto insurance quotes.

Minimum Auto Insurance in Richville, Minnesota

Richville, Minnesota auto insurance laws require that you have at least the Minnesota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Richville, Minnesota.

Minimum Required Auto Insurance Coverage in Richville, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Richville, Minnesota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Richville, Minnesota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Richville, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,871 $2,871 $2,747 $2,747 $6,516 $9,523 $3,480 $3,682
American Family $2,051 $2,051 $1,859 $1,859 $5,546 $8,054 $2,051 $2,314
Farmers $1,983 $1,984 $1,917 $2,026 $5,673 $5,755 $2,595 $2,552
GEICO $2,756 $2,737 $2,639 $2,565 $5,625 $7,173 $2,585 $2,657
Liberty Mutual $9,075 $9,075 $8,983 $8,983 $18,171 $27,432 $9,075 $12,762
Nationwide $1,848 $1,862 $1,644 $1,748 $4,617 $5,629 $2,158 $2,248
State Farm $1,458 $1,458 $1,289 $1,289 $3,080 $3,828 $1,697 $1,395
USAA $1,907 $1,903 $1,727 $1,740 $4,997 $5,508 $2,499 $2,677

Cheap Richville, Minnesota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Richville, Minnesota is a challenge. Take a look at the annual teen auto insurance rates in Richville, Minnesota.

Annual Auto Insurance Rates for Teen Drivers in Richville, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,516 $9,523
American Family $5,546 $8,054
Farmers $5,673 $5,755
GEICO $5,625 $7,173
Liberty Mutual $18,171 $27,432
Nationwide $4,617 $5,629
State Farm $3,080 $3,828
USAA $4,997 $5,508

Cheap Richville, Minnesota Auto Insurance for Seniors

What are senior auto insurance rates in Richville, Minnesota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Richville, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,747 $2,747
American Family $1,859 $1,859
Farmers $1,917 $2,026
GEICO $2,639 $2,565
Liberty Mutual $8,983 $8,983
Nationwide $1,644 $1,748
State Farm $1,289 $1,289
USAA $1,727 $1,740

Cheap Richville, Minnesota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Richville, Minnesota compared to the annual auto insurance rates with a clean record in Richville, Minnesota.

Annual Richville, Minnesota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,166 $4,535 $5,416 $4,102
American Family $2,156 $3,942 $4,350 $2,444
Farmers $2,619 $3,291 $3,351 $2,982
GEICO $2,372 $3,788 $5,666 $2,541
Liberty Mutual $9,723 $13,139 $18,427 $10,489
Nationwide $2,153 $2,865 $3,301 $2,557
State Farm $1,788 $2,085 $1,937 $1,937
USAA $2,134 $2,706 $4,096 $2,543

Cheap Richville, Minnesota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Richville, Minnesota is not easy. Compare the annual rates for DUI auto insurance in Richville, Minnesota to find the best deal.

Annual Auto Insurance Rates After a DUI in Richville, Minnesota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,416
American Family $4,350
Farmers $3,351
GEICO $5,666
Liberty Mutual $18,427
Nationwide $3,301
State Farm $1,937
USAA $4,096

Cheap Richville, Minnesota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Richville, Minnesota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Richville, Minnesota

Insurance Company Poor Fair Good
Allstate $6,333 $3,415 $3,166
American Family $4,384 $2,925 $2,360
Farmers $3,813 $2,775 $2,594
GEICO $4,314 $3,524 $2,938
Liberty Mutual $18,046 $11,670 $9,119
Nationwide $3,234 $2,607 $2,317
State Farm $2,824 $1,727 $1,260
USAA $4,535 $2,186 $1,888

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Cheap Richville, Minnesota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Richville, Minnesota can vary. Compare the annual cost of auto insurance by ZIP code in Richville, Minnesota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Richville, Minnesota

ZIP Code Average Annual Rates
56576 $3,302

Cheap Richville, Minnesota Auto Insurance Rates By Commute

Commute length and annual mileage affect Richville, Minnesota auto insurance. Find the cheapest annual Richville, Minnesota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Richville, Minnesota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,305 $4,305
American Family $3,185 $3,261
Farmers $3,061 $3,061
GEICO $3,546 $3,638
Liberty Mutual $12,555 $13,334
Nationwide $2,719 $2,719
State Farm $1,886 $1,987
USAA $2,832 $2,907

Cheap Richville, Minnesota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Richville, Minnesota? Check out the comparison of annual Richville, Minnesota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Richville, Minnesota

Insurance Company Low Medium High
Allstate $4,249 $4,301 $4,363
American Family $3,211 $3,311 $3,147
Farmers $2,935 $3,075 $3,172
GEICO $3,497 $3,590 $3,689
Liberty Mutual $12,675 $12,952 $13,207
Nationwide $2,580 $2,737 $2,841
State Farm $1,868 $1,942 $2,000
USAA $2,793 $2,867 $2,949

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Best By Category: Cheapest Auto Insurance in Richville, Minnesota

Compare the cheapest auto insurance companies in Richville, Minnesota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Richville, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Richville, Minnesota Auto Insurance Companies

What auto insurance companies in Richville, Minnesota are the cheapest? Compare the top Richville, Minnesota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Richville, Minnesota

Insurance Company Average Annual Rates
Allstate $4,305
American Family $3,223
Farmers $3,061
GEICO $3,592
Liberty Mutual $12,945
Nationwide $2,719
State Farm $1,937
USAA $2,870

What affects auto insurance rates in Richville, Minnesota?

There are a lot of reasons why auto insurance rates in Richville, Minnesota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Richville, Minnesota. Many local factors may affect your Richville auto insurance rates.

Richville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Richville, Minnesota commute length is 24.6 minutes according to City-Data.

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Compare Richville, Minnesota Auto Insurance Quotes

Before you buy Richville, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Richville, Minnesota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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