Best Cheap Auto Insurance in Richville, MI (2021)

The average Richville, MI auto insurance rates are $837 per month. The minimum auto insurance in Richville is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Richville, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Richville is USAA
  • The minimum auto insurance required in Richville, Michigan is 20/40/10
  • The most expensive auto insurance company in Richville for teen drivers is Allstate

Richville, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Richville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Richville, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Richville to other Michigan cities, including Sterling Heights auto insurance rates, Grand Rapids auto insurance rates, and Warren auto insurance rates to see how Richville, Michigan auto insurance rates stack up.

Before you buy Richville, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Richville, Michigan auto insurance quotes.

Minimum Auto Insurance in Richville, Michigan

Richville, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Richville, Michigan.

Minimum Required Auto Insurance Coverage in Richville, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Richville, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Richville, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Richville, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,403 $16,403 $15,223 $15,223 $41,052 $41,052 $17,286 $17,286
Farmers $4,462 $4,462 $4,168 $4,168 $9,833 $9,833 $5,013 $5,013
GEICO $4,404 $4,404 $4,465 $4,465 $12,201 $12,201 $4,211 $4,211
Liberty Mutual $15,122 $15,122 $14,972 $14,972 $35,654 $35,654 $15,122 $15,122
Nationwide $4,827 $4,827 $4,281 $4,281 $13,022 $13,022 $5,309 $5,309
Progressive $3,515 $3,247 $3,098 $3,483 $12,974 $13,774 $4,097 $3,748
State Farm $6,841 $6,841 $6,321 $6,321 $23,496 $23,496 $8,010 $8,010
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,592 $2,450 $2,439 $2,304 $6,202 $5,865 $3,145 $3,009

Cheap Richville, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Richville, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Richville, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Richville, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,052 $41,052
Farmers $9,833 $9,833
GEICO $12,201 $12,201
Liberty Mutual $35,654 $35,654
Nationwide $13,022 $13,022
Progressive $12,974 $13,774
State Farm $23,496 $23,496
Travelers $16,180 $16,180
USAA $6,202 $5,865

Cheap Richville, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Richville, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Richville, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,223 $15,223
Farmers $4,168 $4,168
GEICO $4,465 $4,465
Liberty Mutual $14,972 $14,972
Nationwide $4,281 $4,281
Progressive $3,098 $3,483
State Farm $6,321 $6,321
Travelers $4,626 $4,626
USAA $2,439 $2,304

Cheap Richville, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Richville, Michigan compared to the annual auto insurance rates with a clean record in Richville, Michigan.

Annual Richville, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,909 $14,579 $49,169 $15,308
Farmers $4,934 $6,281 $6,206 $6,055
GEICO $2,238 $4,700 $14,221 $4,122
Liberty Mutual $14,122 $17,053 $31,609 $18,086
Nationwide $5,862 $7,847 $7,122 $6,607
Progressive $5,057 $6,689 $6,001 $6,220
State Farm $7,212 $8,588 $18,217 $10,651
Travelers $5,416 $7,736 $12,473 $6,404
USAA $2,820 $3,512 $4,600 $3,071

Cheap Richville, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Richville, Michigan is not easy. Compare the annual rates for DUI auto insurance in Richville, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Richville, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $49,169
Farmers $6,206
GEICO $14,221
Liberty Mutual $31,609
Nationwide $7,122
Progressive $6,001
State Farm $18,217
Travelers $12,473
USAA $4,600

Cheap Richville, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Richville, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Richville, Michigan

Insurance Company Poor Fair Good
Allstate $34,102 $18,892 $14,479
Farmers $7,788 $5,110 $4,709
GEICO $8,132 $5,973 $4,856
Liberty Mutual $31,984 $18,471 $10,198
Nationwide $8,601 $6,478 $5,499
Progressive $6,930 $5,819 $5,227
State Farm $18,106 $9,166 $6,228
Travelers $8,206 $7,958 $7,858
USAA $5,234 $2,993 $2,275

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Cheap Richville, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Richville, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Richville, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Richville, Michigan

ZIP Code Average Annual Rates
48758 $7,099

Cheap Richville, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Richville, Michigan auto insurance. Find the cheapest annual Richville, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Richville, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $22,491 $22,491
Farmers $5,869 $5,869
GEICO $6,174 $6,466
Liberty Mutual $19,520 $20,916
Nationwide $6,860 $6,860
Progressive $5,992 $5,992
State Farm $10,862 $11,471
Travelers $7,961 $8,053
USAA $3,460 $3,541

Cheap Richville, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Richville, Michigan? Check out the comparison of annual Richville, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Richville, Michigan

Insurance Company Low Medium High
Allstate $21,873 $22,546 $23,054
Farmers $5,723 $5,856 $6,028
GEICO $5,958 $6,271 $6,731
Liberty Mutual $19,733 $20,169 $20,752
Nationwide $7,176 $6,744 $6,659
Progressive $5,812 $5,999 $6,165
State Farm $10,604 $11,236 $11,660
Travelers $7,920 $8,016 $8,086
USAA $3,393 $3,510 $3,600

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Best By Category: Cheapest Auto Insurance in Richville, Michigan

Compare the cheapest auto insurance companies in Richville, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Richville, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Richville, Michigan Auto Insurance Companies

What auto insurance companies in Richville, Michigan are the cheapest? Compare the top Richville, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Richville, Michigan

Insurance Company Average Annual Rates
Allstate $22,491
Farmers $5,869
GEICO $6,320
Liberty Mutual $20,218
Nationwide $6,860
Progressive $5,992
State Farm $11,167
Travelers $8,007
USAA $3,501

Compare Richville, Michigan Auto Insurance Quotes

Before you buy Richville, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Richville, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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