Best Cheap Auto Insurance in Richlands, NC (2021)

The average Richlands, NC auto insurance rates are $311 per month. The minimum auto insurance in Richlands is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Richlands, North Carolina, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Richlands, NC for senior drivers are $2,827 per year
  • The cheapest auto insurance company in Richlands is Liberty Mutual
  • The most expensive auto insurance company in Richlands for teen drivers is Allstate

Richlands, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Richlands can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Richlands, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Richlands to other North Carolina cities, including Raleigh auto insurance rates, Durham auto insurance rates, and Fayetteville auto insurance rates to see how Richlands, North Carolina auto insurance rates stack up.

Before you buy Richlands, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Richlands, North Carolina auto insurance quotes.

Minimum Auto Insurance in Richlands, North Carolina

Richlands, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Richlands, North Carolina.

Minimum Required Auto Insurance Coverage in Richlands, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Richlands, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Richlands, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Richlands, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,631 $5,631 $4,620 $4,620 $13,580 $13,580 $5,742 $5,742
GEICO $2,600 $2,558 $2,575 $2,535 $4,598 $4,561 $2,323 $2,312
Liberty Mutual $2,130 $2,130 $2,205 $2,205 $3,791 $3,791 $2,130 $2,130
Nationwide $2,898 $2,898 $2,898 $2,898 $4,946 $4,946 $2,898 $2,898
Progressive $2,149 $2,149 $1,968 $1,968 $4,904 $4,904 $2,371 $2,371
State Farm $2,832 $2,832 $2,449 $2,449 $4,184 $4,184 $3,501 $3,501
Travelers $3,116 $3,116 $3,091 $3,091 $5,332 $5,332 $3,198 $3,198

Cheap Richlands, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Richlands, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Richlands, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Richlands, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,580 $13,580
GEICO $4,598 $4,561
Liberty Mutual $3,791 $3,791
Nationwide $4,946 $4,946
Progressive $4,904 $4,904
State Farm $4,184 $4,184
Travelers $5,332 $5,332

Cheap Richlands, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Richlands, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Richlands, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,620 $4,620
GEICO $2,575 $2,535
Liberty Mutual $2,205 $2,205
Nationwide $2,898 $2,898
Progressive $1,968 $1,968
State Farm $2,449 $2,449
Travelers $3,091 $3,091

Cheap Richlands, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Richlands, North Carolina compared to the annual auto insurance rates with a clean record in Richlands, North Carolina.

Annual Richlands, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,011 $7,053 $13,092 $5,418
GEICO $1,448 $2,281 $6,174 $2,129
Liberty Mutual $1,527 $1,961 $4,808 $1,961
Nationwide $2,006 $2,594 $6,447 $2,594
Progressive $1,356 $1,978 $6,144 $1,914
State Farm $1,721 $2,497 $6,252 $2,497
Travelers $2,183 $2,877 $6,848 $2,828

Cheap Richlands, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Richlands, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Richlands, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Richlands, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $13,092
GEICO $6,174
Liberty Mutual $4,808
Nationwide $6,447
Progressive $6,144
State Farm $6,252
Travelers $6,848

Cheap Richlands, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Richlands, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Richlands, North Carolina

Insurance Company Poor Fair Good
Allstate $9,992 $6,495 $5,693
GEICO $3,223 $2,996 $2,805
Liberty Mutual $2,564 $2,564 $2,564
Nationwide $3,410 $3,410 $3,410
Progressive $3,185 $2,780 $2,580
State Farm $4,554 $2,910 $2,260
Travelers $3,935 $3,581 $3,536

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Cheap Richlands, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Richlands, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Richlands, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Richlands, North Carolina

ZIP Code Average Annual Rates
28574 $3,415

Cheap Richlands, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Richlands, North Carolina auto insurance. Find the cheapest annual Richlands, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Richlands, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,393 $7,393
GEICO $3,008 $3,008
Liberty Mutual $2,564 $2,564
Nationwide $3,410 $3,410
Progressive $2,848 $2,848
State Farm $3,232 $3,251
Travelers $3,684 $3,684

Cheap Richlands, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Richlands, North Carolina? Check out the comparison of annual Richlands, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Richlands, North Carolina

Insurance Company Low Medium High
Allstate $7,118 $7,367 $7,696
GEICO $2,864 $2,998 $3,161
Liberty Mutual $2,448 $2,550 $2,694
Nationwide $3,277 $3,395 $3,559
Progressive $2,713 $2,833 $2,998
State Farm $3,107 $3,226 $3,392
Travelers $3,538 $3,667 $3,847

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Best By Category: Cheapest Auto Insurance in Richlands, North Carolina

Compare the cheapest auto insurance companies in Richlands, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Richlands, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Richlands, North Carolina Auto Insurance Companies

What auto insurance companies in Richlands, North Carolina are the cheapest? Compare the top Richlands, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Richlands, North Carolina

Insurance Company Average Annual Rates
Allstate $7,393
GEICO $3,008
Liberty Mutual $2,564
Nationwide $3,410
Progressive $2,848
State Farm $3,242
Travelers $3,684

What affects auto insurance rates in Richlands, North Carolina?

There are a lot of reasons why auto insurance rates in Richlands, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Richlands, North Carolina. Many local factors may affect your Richlands auto insurance rates.

Richlands Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Richlands, North Carolina commute length is 32.5 minutes according to City-Data.

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Compare Richlands, North Carolina Auto Insurance Quotes

Before you buy Richlands, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Richlands, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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