Best Cheap Auto Insurance in Richland Springs, TX (2021)

The average Richland Springs, TX auto insurance rates are $317 per month. The minimum auto insurance in Richland Springs is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Richland Springs, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Richland Springs, TX for senior drivers are $2,309 per year
  • The minimum auto insurance required in Richland Springs, Texas is 30/60/25
  • The most expensive auto insurance company in Richland Springs for teen drivers is Progressive

Richland Springs, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Richland Springs can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Richland Springs, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Richland Springs to other Texas cities, including Houston auto insurance rates, Plano auto insurance rates, and El Paso auto insurance rates to see how Richland Springs, Texas auto insurance rates stack up.

Before you buy Richland Springs, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Richland Springs, Texas auto insurance quotes.

Minimum Auto Insurance in Richland Springs, Texas

Richland Springs, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Richland Springs, Texas.

Minimum Required Auto Insurance Coverage in Richland Springs, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Richland Springs, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Richland Springs, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Richland Springs, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,602 $3,659 $3,562 $3,562 $9,248 $11,259 $4,489 $4,720
American Family $2,508 $2,770 $2,297 $2,610 $6,272 $8,275 $3,525 $4,022
GEICO $2,464 $2,654 $2,367 $2,665 $5,338 $5,602 $2,666 $2,680
Nationwide $2,213 $2,253 $1,957 $2,074 $6,162 $7,918 $2,588 $2,801
Progressive $2,844 $2,706 $2,523 $2,573 $11,835 $13,221 $3,376 $3,422
State Farm $1,880 $1,880 $1,663 $1,663 $4,336 $5,494 $2,033 $2,097
USAA $1,477 $1,489 $1,408 $1,400 $4,118 $4,497 $1,968 $2,118

Cheap Richland Springs, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Richland Springs, Texas is a challenge. Take a look at the annual teen auto insurance rates in Richland Springs, Texas.

Annual Auto Insurance Rates for Teen Drivers in Richland Springs, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,248 $11,259
American Family $6,272 $8,275
GEICO $5,338 $5,602
Nationwide $6,162 $7,918
Progressive $11,835 $13,221
State Farm $4,336 $5,494
USAA $4,118 $4,497

Cheap Richland Springs, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Richland Springs, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Richland Springs, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,562 $3,562
American Family $2,297 $2,610
GEICO $2,367 $2,665
Nationwide $1,957 $2,074
Progressive $2,523 $2,573
State Farm $1,663 $1,663
USAA $1,408 $1,400

Cheap Richland Springs, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Richland Springs, Texas compared to the annual auto insurance rates with a clean record in Richland Springs, Texas.

Annual Richland Springs, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,356 $6,544 $6,793 $4,356
American Family $3,691 $4,661 $4,096 $3,691
GEICO $2,806 $3,698 $3,101 $3,613
Nationwide $3,034 $3,034 $4,489 $3,426
Progressive $4,625 $5,989 $5,417 $5,218
State Farm $2,355 $2,678 $3,136 $2,355
USAA $1,726 $2,539 $2,992 $1,980

Cheap Richland Springs, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Richland Springs, Texas is not easy. Compare the annual rates for DUI auto insurance in Richland Springs, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Richland Springs, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,793
American Family $4,096
GEICO $3,101
Nationwide $4,489
Progressive $5,417
State Farm $3,136
USAA $2,992

Cheap Richland Springs, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Richland Springs, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Richland Springs, Texas

Insurance Company Poor Fair Good
Allstate $7,031 $5,129 $4,377
American Family $5,613 $3,460 $3,032
GEICO $5,101 $2,887 $1,925
Nationwide $4,195 $3,365 $2,927
Progressive $5,997 $5,164 $4,777
State Farm $3,729 $2,318 $1,845
USAA $3,399 $1,957 $1,572

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Cheap Richland Springs, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Richland Springs, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Richland Springs, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Richland Springs, Texas

ZIP Code Average Annual Rates
76871 $5,664

Cheap Richland Springs, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Richland Springs, Texas auto insurance. Find the cheapest annual Richland Springs, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Richland Springs, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,387 $5,638
American Family $4,035 $4,035
GEICO $3,242 $3,367
Nationwide $3,496 $3,496
Progressive $5,312 $5,312
State Farm $2,631 $2,631
USAA $2,280 $2,339

Cheap Richland Springs, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Richland Springs, Texas? Check out the comparison of annual Richland Springs, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Richland Springs, Texas

Insurance Company Low Medium High
Allstate $5,419 $5,478 $5,641
American Family $3,798 $3,914 $4,393
GEICO $3,144 $3,263 $3,506
Nationwide $3,769 $3,346 $3,372
Progressive $5,017 $5,287 $5,633
State Farm $2,499 $2,621 $2,772
USAA $2,237 $2,301 $2,391

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Best By Category: Cheapest Auto Insurance in Richland Springs, Texas

Compare the cheapest auto insurance companies in Richland Springs, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Richland Springs, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Richland Springs, Texas Auto Insurance Companies

What auto insurance companies in Richland Springs, Texas are the cheapest? Compare the top Richland Springs, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Richland Springs, Texas

Insurance Company Average Annual Rates
Allstate $5,513
American Family $4,035
GEICO $3,304
Nationwide $3,496
Progressive $5,312
State Farm $2,631
USAA $2,309

What affects auto insurance rates in Richland Springs, Texas?

There are a lot of reasons why auto insurance rates in Richland Springs, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Richland Springs, Texas. Many local factors may affect your Richland Springs auto insurance rates.

Richland Springs Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Richland Springs, Texas commute length is 27.7 minutes according to City-Data.

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Compare Richland Springs, Texas Auto Insurance Quotes

Before you buy Richland Springs, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Richland Springs, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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