Best Cheap Auto Insurance in Richland Center, WI (2021)

The average Richland Center, WI auto insurance rates are $245 per month. The minimum auto insurance in Richland Center is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Richland Center, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • Average auto insurance rates in Richland Center, WI for senior drivers are $1,642 per year
  • The most expensive auto insurance company in Richland Center for teen drivers is Nationwide
  • The average commute length in Richland Center is 19.1 minutes

Richland Center, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Richland Center can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Richland Center, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Richland Center to other Wisconsin cities, including Kenosha auto insurance rates, Green Bay auto insurance rates, and Racine auto insurance rates to see how Richland Center, Wisconsin auto insurance rates stack up.

Before you buy Richland Center, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Richland Center, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Richland Center, Wisconsin

Richland Center, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Richland Center, Wisconsin.

Minimum Required Auto Insurance Coverage in Richland Center, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Richland Center, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Richland Center, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Richland Center, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,213 $2,338 $2,038 $2,257 $6,937 $8,913 $2,255 $2,448
American Family $935 $978 $880 $887 $2,659 $2,933 $1,102 $1,173
Farmers $1,864 $1,861 $1,658 $1,754 $8,575 $8,853 $2,111 $2,210
GEICO $1,252 $1,375 $1,279 $1,450 $4,087 $4,410 $1,160 $1,204
Liberty Mutual $1,729 $1,888 $1,398 $1,587 $5,815 $6,520 $1,841 $1,999
Nationwide $3,811 $4,009 $3,147 $3,317 $7,730 $11,827 $4,628 $5,506
Progressive $1,801 $1,726 $1,474 $1,531 $6,663 $7,534 $2,167 $2,354
State Farm $1,360 $1,360 $1,199 $1,199 $3,752 $4,750 $1,531 $1,748
USAA $1,368 $1,365 $1,238 $1,259 $3,492 $4,054 $1,776 $1,949

Cheap Richland Center, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Richland Center, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Richland Center, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Richland Center, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,937 $8,913
American Family $2,659 $2,933
Farmers $8,575 $8,853
GEICO $4,087 $4,410
Liberty Mutual $5,815 $6,520
Nationwide $7,730 $11,827
Progressive $6,663 $7,534
State Farm $3,752 $4,750
USAA $3,492 $4,054

Cheap Richland Center, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Richland Center, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Richland Center, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,038 $2,257
American Family $880 $887
Farmers $1,658 $1,754
GEICO $1,279 $1,450
Liberty Mutual $1,398 $1,587
Nationwide $3,147 $3,317
Progressive $1,474 $1,531
State Farm $1,199 $1,199
USAA $1,238 $1,259

Cheap Richland Center, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Richland Center, Wisconsin compared to the annual auto insurance rates with a clean record in Richland Center, Wisconsin.

Annual Richland Center, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,022 $4,126 $3,841 $3,710
American Family $1,382 $1,464 $1,464 $1,464
Farmers $3,148 $3,969 $3,761 $3,565
GEICO $1,416 $2,274 $2,570 $1,849
Liberty Mutual $2,176 $3,092 $3,212 $2,908
Nationwide $4,647 $5,376 $6,589 $5,376
Progressive $2,894 $3,491 $2,999 $3,241
State Farm $1,951 $2,274 $2,112 $2,112
USAA $1,616 $2,036 $2,756 $1,843

Cheap Richland Center, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Richland Center, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Richland Center, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Richland Center, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,841
American Family $1,464
Farmers $3,761
GEICO $2,570
Liberty Mutual $3,212
Nationwide $6,589
Progressive $2,999
State Farm $2,112
USAA $2,756

Cheap Richland Center, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Richland Center, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Richland Center, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,828 $3,319 $2,878
American Family $1,932 $1,273 $1,125
Farmers $4,091 $3,446 $3,295
GEICO $2,659 $1,898 $1,525
Liberty Mutual $4,113 $2,478 $1,951
Nationwide $6,180 $5,155 $5,155
Progressive $3,605 $3,042 $2,821
State Farm $3,151 $1,809 $1,377
USAA $3,181 $1,673 $1,334

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Cheap Richland Center, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Richland Center, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Richland Center, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Richland Center, Wisconsin

ZIP Code Average Annual Rates
53581 $2,855

Cheap Richland Center, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Richland Center, Wisconsin auto insurance. Find the cheapest annual Richland Center, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Richland Center, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,587 $3,763
American Family $1,419 $1,467
Farmers $3,611 $3,611
GEICO $1,985 $2,070
Liberty Mutual $2,847 $2,847
Nationwide $5,497 $5,497
Progressive $3,156 $3,156
State Farm $2,061 $2,163
USAA $2,036 $2,089

Cheap Richland Center, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Richland Center, Wisconsin? Check out the comparison of annual Richland Center, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Richland Center, Wisconsin

Insurance Company Low Medium High
Allstate $3,511 $3,666 $3,848
American Family $1,428 $1,457 $1,445
Farmers $3,348 $3,586 $3,898
GEICO $1,915 $2,026 $2,140
Liberty Mutual $2,631 $2,870 $3,039
Nationwide $5,349 $5,493 $5,648
Progressive $2,993 $3,178 $3,298
State Farm $2,012 $2,117 $2,207
USAA $1,991 $2,064 $2,133

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Best By Category: Cheapest Auto Insurance in Richland Center, Wisconsin

Compare the cheapest auto insurance companies in Richland Center, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Richland Center, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Richland Center, Wisconsin Auto Insurance Companies

What auto insurance companies in Richland Center, Wisconsin are the cheapest? Compare the top Richland Center, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Richland Center, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,675
American Family $1,443
Farmers $3,611
GEICO $2,027
Liberty Mutual $2,847
Nationwide $5,497
Progressive $3,156
State Farm $2,112
USAA $2,063

What affects auto insurance rates in Richland Center, Wisconsin?

There are a lot of reasons why auto insurance rates in Richland Center, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Richland Center, Wisconsin. Many local factors may affect your Richland Center auto insurance rates.

Richland Center Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Richland Center, Wisconsin auto theft statistics, there have been 2 auto thefts in the city.

Richland Center Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Richland Center, Wisconsin commute length is 19.1 minutes according to City-Data.

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Compare Richland Center, Wisconsin Auto Insurance Quotes

Before you buy Richland Center, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Richland Center, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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