Best Cheap Auto Insurance in Richford, NY (2021)

The average Richford, NY auto insurance rates are $252 per month. The minimum auto insurance in Richford is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Richford, New York, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Richford, NY for senior drivers are $1,879 per year
  • The most expensive auto insurance company in Richford for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Richford, New York is 25/50/10

Richford, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Richford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Richford, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Richford to other New York cities, including Rochester auto insurance rates, New York auto insurance rates, and Schenectady auto insurance rates to see how Richford, New York auto insurance rates stack up.

Before you buy Richford, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Richford, New York auto insurance quotes.

Minimum Auto Insurance in Richford, New York

Richford, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Richford, New York.

Minimum Required Auto Insurance Coverage in Richford, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Richford, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Richford, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Richford, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,250 $2,125 $2,101 $2,130 $6,294 $6,734 $2,248 $2,270
GEICO $1,426 $1,374 $1,387 $1,367 $2,967 $4,318 $1,288 $1,324
Liberty Mutual $3,324 $3,324 $3,095 $3,095 $6,426 $10,422 $3,324 $3,533
Nationwide $1,983 $1,983 $1,874 $1,874 $3,454 $5,122 $1,983 $2,511
Progressive $1,557 $1,471 $1,266 $1,280 $5,098 $5,687 $2,001 $1,955
State Farm $1,879 $1,879 $1,637 $1,637 $5,520 $7,117 $2,065 $2,188
Travelers $2,408 $2,442 $2,193 $2,360 $5,514 $6,536 $2,563 $2,681
USAA $1,529 $1,503 $1,379 $1,382 $6,103 $7,296 $1,953 $2,154

Cheap Richford, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Richford, New York is a challenge. Take a look at the annual teen auto insurance rates in Richford, New York.

Annual Auto Insurance Rates for Teen Drivers in Richford, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $6,734
GEICO $2,967 $4,318
Liberty Mutual $6,426 $10,422
Nationwide $3,454 $5,122
Progressive $5,098 $5,687
State Farm $5,520 $7,117
Travelers $5,514 $6,536
USAA $6,103 $7,296

Cheap Richford, New York Auto Insurance for Seniors

What are senior auto insurance rates in Richford, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Richford, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,101 $2,130
GEICO $1,387 $1,367
Liberty Mutual $3,095 $3,095
Nationwide $1,874 $1,874
Progressive $1,266 $1,280
State Farm $1,637 $1,637
Travelers $2,193 $2,360
USAA $1,379 $1,382

Cheap Richford, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Richford, New York compared to the annual auto insurance rates with a clean record in Richford, New York.

Annual Richford, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,798 $2,798 $4,000 $3,480
GEICO $1,527 $1,664 $3,007 $1,527
Liberty Mutual $3,674 $3,674 $7,251 $3,674
Nationwide $1,996 $1,996 $4,360 $2,041
Progressive $2,473 $2,473 $2,724 $2,487
State Farm $2,849 $2,849 $3,131 $3,131
Travelers $2,868 $3,554 $3,606 $3,319
USAA $2,589 $2,631 $3,799 $2,631

Cheap Richford, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Richford, New York is not easy. Compare the annual rates for DUI auto insurance in Richford, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Richford, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,000
GEICO $3,007
Liberty Mutual $7,251
Nationwide $4,360
Progressive $2,724
State Farm $3,131
Travelers $3,606
USAA $3,799

Cheap Richford, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Richford, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Richford, New York

Insurance Company Poor Fair Good
Allstate $4,672 $2,750 $2,385
GEICO $2,420 $1,779 $1,596
Liberty Mutual $6,379 $4,183 $3,142
Nationwide $2,598 $2,598 $2,598
Progressive $4,006 $2,082 $1,529
State Farm $4,221 $2,648 $2,102
Travelers $4,565 $2,908 $2,538
USAA $4,512 $2,242 $1,983

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Cheap Richford, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Richford, New York can vary. Compare the annual cost of auto insurance by ZIP code in Richford, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Richford, New York

ZIP Code Average Annual Rates
13835 $3,053

Cheap Richford, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Richford, New York auto insurance. Find the cheapest annual Richford, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Richford, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,226 $3,312
GEICO $1,875 $1,988
Liberty Mutual $4,440 $4,696
Nationwide $2,598 $2,598
Progressive $2,539 $2,539
State Farm $2,886 $3,094
Travelers $3,337 $3,337
USAA $2,883 $2,941

Cheap Richford, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Richford, New York? Check out the comparison of annual Richford, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Richford, New York

Insurance Company Low Medium High
Allstate $3,086 $3,258 $3,463
GEICO $1,838 $1,926 $2,031
Liberty Mutual $4,396 $4,554 $4,754
Nationwide $2,461 $2,579 $2,754
Progressive $2,422 $2,528 $2,668
State Farm $2,852 $3,005 $3,113
Travelers $3,188 $3,311 $3,512
USAA $2,839 $2,901 $2,997

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Best By Category: Cheapest Auto Insurance in Richford, New York

Compare the cheapest auto insurance companies in Richford, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Richford, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Richford, New York Auto Insurance Companies

What auto insurance companies in Richford, New York are the cheapest? Compare the top Richford, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Richford, New York

Insurance Company Average Annual Rates
Allstate $3,269
GEICO $1,931
Liberty Mutual $4,568
Nationwide $2,598
Progressive $2,539
State Farm $2,990
Travelers $3,337
USAA $2,912

Compare Richford, New York Auto Insurance Quotes

Before you buy Richford, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Richford, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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