Best Cheap Auto Insurance in Rhinebeck, NY (2021)

The average Rhinebeck, NY auto insurance rates are $344 per month. The minimum auto insurance in Rhinebeck is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Rhinebeck, New York, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Rhinebeck, NY for senior drivers are $2,551 per year
  • The most expensive auto insurance company in Rhinebeck for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Rhinebeck, New York is 25/50/10

Rhinebeck, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Rhinebeck can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Rhinebeck, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Rhinebeck to other New York cities, including Utica auto insurance rates, New York auto insurance rates, and Albany auto insurance rates to see how Rhinebeck, New York auto insurance rates stack up.

Before you buy Rhinebeck, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Rhinebeck, New York auto insurance quotes.

Minimum Auto Insurance in Rhinebeck, New York

Rhinebeck, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Rhinebeck, New York.

Minimum Required Auto Insurance Coverage in Rhinebeck, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Rhinebeck, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Rhinebeck, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rhinebeck, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,947 $2,749 $2,768 $2,797 $8,455 $9,031 $2,874 $2,870
GEICO $1,731 $1,666 $1,683 $1,659 $3,685 $5,423 $1,559 $1,602
Liberty Mutual $4,872 $4,872 $4,534 $4,534 $9,508 $15,455 $4,872 $5,180
Nationwide $3,057 $3,057 $2,878 $2,878 $5,552 $8,338 $3,057 $3,936
Progressive $2,051 $1,915 $1,643 $1,670 $6,886 $7,644 $2,636 $2,556
State Farm $2,905 $2,905 $2,534 $2,534 $8,513 $10,949 $3,194 $3,363
Travelers $2,814 $2,834 $2,542 $2,726 $6,354 $7,501 $2,978 $3,098
USAA $1,900 $1,867 $1,719 $1,723 $7,666 $9,135 $2,437 $2,695

Cheap Rhinebeck, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Rhinebeck, New York is a challenge. Take a look at the annual teen auto insurance rates in Rhinebeck, New York.

Annual Auto Insurance Rates for Teen Drivers in Rhinebeck, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,455 $9,031
GEICO $3,685 $5,423
Liberty Mutual $9,508 $15,455
Nationwide $5,552 $8,338
Progressive $6,886 $7,644
State Farm $8,513 $10,949
Travelers $6,354 $7,501
USAA $7,666 $9,135

Cheap Rhinebeck, New York Auto Insurance for Seniors

What are senior auto insurance rates in Rhinebeck, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Rhinebeck, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,768 $2,797
GEICO $1,683 $1,659
Liberty Mutual $4,534 $4,534
Nationwide $2,878 $2,878
Progressive $1,643 $1,670
State Farm $2,534 $2,534
Travelers $2,542 $2,726
USAA $1,719 $1,723

Cheap Rhinebeck, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Rhinebeck, New York compared to the annual auto insurance rates with a clean record in Rhinebeck, New York.

Annual Rhinebeck, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,667 $3,667 $5,312 $4,600
GEICO $1,853 $2,021 $3,777 $1,853
Liberty Mutual $5,377 $5,377 $10,782 $5,377
Nationwide $3,097 $3,097 $7,011 $3,171
Progressive $3,283 $3,283 $3,632 $3,303
State Farm $4,393 $4,393 $4,831 $4,831
Travelers $3,315 $4,109 $4,166 $3,835
USAA $3,239 $3,291 $4,750 $3,291

Cheap Rhinebeck, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Rhinebeck, New York is not easy. Compare the annual rates for DUI auto insurance in Rhinebeck, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Rhinebeck, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,312
GEICO $3,777
Liberty Mutual $10,782
Nationwide $7,011
Progressive $3,632
State Farm $4,831
Travelers $4,166
USAA $4,750

Cheap Rhinebeck, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Rhinebeck, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Rhinebeck, New York

Insurance Company Poor Fair Good
Allstate $6,220 $3,610 $3,104
GEICO $2,977 $2,187 $1,963
Liberty Mutual $9,426 $6,156 $4,604
Nationwide $4,094 $4,094 $4,094
Progressive $5,372 $2,749 $2,004
State Farm $6,511 $4,083 $3,241
Travelers $5,322 $3,343 $2,903
USAA $5,624 $2,818 $2,486

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Cheap Rhinebeck, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Rhinebeck, New York can vary. Compare the annual cost of auto insurance by ZIP code in Rhinebeck, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Rhinebeck, New York

ZIP Code Average Annual Rates
12572 $4,186

Cheap Rhinebeck, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Rhinebeck, New York auto insurance. Find the cheapest annual Rhinebeck, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Rhinebeck, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,252 $4,371
GEICO $2,306 $2,446
Liberty Mutual $6,539 $6,918
Nationwide $4,094 $4,094
Progressive $3,375 $3,375
State Farm $4,447 $4,777
Travelers $3,856 $3,856
USAA $3,606 $3,679

Cheap Rhinebeck, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Rhinebeck, New York? Check out the comparison of annual Rhinebeck, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rhinebeck, New York

Insurance Company Low Medium High
Allstate $4,002 $4,291 $4,642
GEICO $2,243 $2,367 $2,518
Liberty Mutual $6,415 $6,707 $7,064
Nationwide $3,868 $4,064 $4,350
Progressive $3,195 $3,354 $3,577
State Farm $4,380 $4,637 $4,819
Travelers $3,669 $3,819 $4,080
USAA $3,532 $3,624 $3,772

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Best By Category: Cheapest Auto Insurance in Rhinebeck, New York

Compare the cheapest auto insurance companies in Rhinebeck, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Rhinebeck, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Rhinebeck, New York Auto Insurance Companies

What auto insurance companies in Rhinebeck, New York are the cheapest? Compare the top Rhinebeck, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Rhinebeck, New York

Insurance Company Average Annual Rates
Allstate $4,312
GEICO $2,376
Liberty Mutual $6,729
Nationwide $4,094
Progressive $3,375
State Farm $4,612
Travelers $3,856
USAA $3,643

What affects auto insurance rates in Rhinebeck, New York?

There are a lot of reasons why auto insurance rates in Rhinebeck, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Rhinebeck, New York. Many local factors may affect your Rhinebeck auto insurance rates.

Rhinebeck Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Rhinebeck, New York commute length is 35.3 minutes according to City-Data.

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Compare Rhinebeck, New York Auto Insurance Quotes

Before you buy Rhinebeck, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Rhinebeck, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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