Best Cheap Auto Insurance in Reserve, LA (2021)

The average Reserve, LA auto insurance rates are $540 per month. The minimum auto insurance in Reserve is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Reserve, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Reserve is 23.4 minutes
  • The minimum auto insurance required in Reserve, Louisiana is 15/30/25
  • The most expensive auto insurance company in Reserve for teen drivers is Progressive

Reserve, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Reserve can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Reserve, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Reserve to other Louisiana cities, including Alexandria auto insurance rates, New Orleans auto insurance rates, and Kenner auto insurance rates to see how Reserve, Louisiana auto insurance rates stack up.

Before you buy Reserve, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Reserve, Louisiana auto insurance quotes.

Minimum Auto Insurance in Reserve, Louisiana

Reserve, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Reserve, Louisiana.

Minimum Required Auto Insurance Coverage in Reserve, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Reserve, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Reserve, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Reserve, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,842 $4,842 $5,024 $5,024 $10,470 $13,133 $5,331 $5,759
GEICO $3,877 $4,467 $4,714 $5,818 $14,169 $14,779 $3,709 $3,532
Progressive $5,152 $4,826 $4,311 $4,648 $19,930 $22,176 $5,876 $5,961
State Farm $3,082 $3,082 $2,842 $2,842 $9,239 $11,582 $3,442 $3,862
USAA $2,841 $2,793 $2,790 $2,761 $8,575 $10,010 $3,478 $3,804

Cheap Reserve, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Reserve, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Reserve, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Reserve, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,470 $13,133
GEICO $14,169 $14,779
Progressive $19,930 $22,176
State Farm $9,239 $11,582
USAA $8,575 $10,010

Cheap Reserve, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Reserve, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Reserve, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,024 $5,024
GEICO $4,714 $5,818
Progressive $4,311 $4,648
State Farm $2,842 $2,842
USAA $2,790 $2,761

Cheap Reserve, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Reserve, Louisiana compared to the annual auto insurance rates with a clean record in Reserve, Louisiana.

Annual Reserve, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,381 $8,195 $7,318 $6,318
GEICO $4,671 $7,537 $9,329 $5,997
Progressive $7,598 $10,149 $9,800 $8,893
State Farm $4,571 $5,422 $4,997 $4,997
USAA $3,536 $4,927 $5,838 $4,224

Cheap Reserve, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Reserve, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Reserve, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Reserve, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,318
GEICO $9,329
Progressive $9,800
State Farm $4,997
USAA $5,838

Cheap Reserve, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Reserve, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Reserve, Louisiana

Insurance Company Poor Fair Good
Allstate $8,858 $6,155 $5,397
GEICO $8,191 $7,106 $5,353
Progressive $10,327 $8,815 $8,187
State Farm $6,928 $4,460 $3,602
USAA $6,374 $4,094 $3,426

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Cheap Reserve, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Reserve, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Reserve, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Reserve, Louisiana

ZIP Code Average Annual Rates
70084 $6,087

Cheap Reserve, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Reserve, Louisiana auto insurance. Find the cheapest annual Reserve, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Reserve, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,803 $6,803
GEICO $6,743 $7,024
Progressive $9,110 $9,110
State Farm $4,868 $5,126
USAA $4,485 $4,777

Cheap Reserve, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Reserve, Louisiana? Check out the comparison of annual Reserve, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Reserve, Louisiana

Insurance Company Low Medium High
Allstate $5,828 $6,931 $7,650
GEICO $5,470 $6,908 $8,272
Progressive $7,513 $9,029 $10,788
State Farm $4,297 $4,984 $5,708
USAA $3,942 $4,712 $5,240

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Best By Category: Cheapest Auto Insurance in Reserve, Louisiana

Compare the cheapest auto insurance companies in Reserve, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Reserve, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Reserve, Louisiana Auto Insurance Companies

What auto insurance companies in Reserve, Louisiana are the cheapest? Compare the top Reserve, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Reserve, Louisiana

Insurance Company Average Annual Rates
Allstate $6,803
GEICO $6,883
Progressive $9,110
State Farm $4,997
USAA $4,631

What affects auto insurance rates in Reserve, Louisiana?

There are a lot of reasons why auto insurance rates in Reserve, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Reserve, Louisiana. Many local factors may affect your Reserve auto insurance rates.

Reserve Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Reserve, Louisiana commute length is 23.4 minutes according to City-Data.

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Compare Reserve, Louisiana Auto Insurance Quotes

Before you buy Reserve, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Reserve, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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