Best Cheap Auto Insurance in Reno, TX (2021)

The average Reno, TX auto insurance rates are $316 per month. The minimum auto insurance in Reno is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Reno, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Reno, TX for senior drivers are $2,312 per year
  • The cheapest auto insurance company in Reno is USAA
  • The most expensive auto insurance company in Reno for teen drivers is Progressive

Reno, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Reno can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Reno, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Reno to other Texas cities, including Austin auto insurance rates, Fort Worth auto insurance rates, and Plano auto insurance rates to see how Reno, Texas auto insurance rates stack up.

Before you buy Reno, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Reno, Texas auto insurance quotes.

Minimum Auto Insurance in Reno, Texas

Reno, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Reno, Texas.

Minimum Required Auto Insurance Coverage in Reno, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Reno, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Reno, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Reno, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,543 $3,571 $3,501 $3,501 $9,318 $11,230 $4,369 $4,541
American Family $2,460 $2,721 $2,267 $2,580 $6,233 $8,204 $3,473 $3,961
GEICO $2,662 $2,853 $2,526 $2,830 $5,789 $6,044 $2,884 $2,906
Nationwide $2,433 $2,475 $2,150 $2,277 $6,875 $8,832 $2,856 $3,091
Progressive $2,409 $2,309 $2,130 $2,178 $9,766 $10,902 $2,867 $2,930
State Farm $1,911 $1,911 $1,698 $1,698 $4,549 $5,795 $2,075 $2,144
USAA $1,593 $1,603 $1,519 $1,508 $4,474 $4,878 $2,123 $2,279

Cheap Reno, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Reno, Texas is a challenge. Take a look at the annual teen auto insurance rates in Reno, Texas.

Annual Auto Insurance Rates for Teen Drivers in Reno, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,318 $11,230
American Family $6,233 $8,204
GEICO $5,789 $6,044
Nationwide $6,875 $8,832
Progressive $9,766 $10,902
State Farm $4,549 $5,795
USAA $4,474 $4,878

Cheap Reno, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Reno, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Reno, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,501 $3,501
American Family $2,267 $2,580
GEICO $2,526 $2,830
Nationwide $2,150 $2,277
Progressive $2,130 $2,178
State Farm $1,698 $1,698
USAA $1,519 $1,508

Cheap Reno, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Reno, Texas compared to the annual auto insurance rates with a clean record in Reno, Texas.

Annual Reno, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,225 $6,538 $6,800 $4,225
American Family $3,642 $4,616 $4,051 $3,642
GEICO $3,020 $3,975 $3,354 $3,898
Nationwide $3,359 $3,359 $4,980 $3,795
Progressive $3,873 $4,974 $4,529 $4,370
State Farm $2,423 $2,774 $3,270 $2,423
USAA $1,862 $2,747 $3,241 $2,138

Cheap Reno, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Reno, Texas is not easy. Compare the annual rates for DUI auto insurance in Reno, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Reno, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,800
American Family $4,051
GEICO $3,354
Nationwide $4,980
Progressive $4,529
State Farm $3,270
USAA $3,241

Cheap Reno, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Reno, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Reno, Texas

Insurance Company Poor Fair Good
Allstate $6,940 $5,067 $4,334
American Family $5,531 $3,430 $3,001
GEICO $5,508 $3,110 $2,068
Nationwide $4,651 $3,730 $3,240
Progressive $5,017 $4,309 $3,983
State Farm $3,856 $2,400 $1,912
USAA $3,676 $2,116 $1,700

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Cheap Reno, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Reno, Texas auto insurance. Find the cheapest annual Reno, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Reno, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,315 $5,578
American Family $3,987 $3,987
GEICO $3,494 $3,630
Nationwide $3,873 $3,873
Progressive $4,436 $4,436
State Farm $2,723 $2,723
USAA $2,466 $2,529

Cheap Reno, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Reno, Texas? Check out the comparison of annual Reno, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Reno, Texas

Insurance Company Low Medium High
Allstate $5,296 $5,390 $5,654
American Family $3,745 $3,859 $4,359
GEICO $3,405 $3,530 $3,751
Nationwide $4,173 $3,708 $3,739
Progressive $4,256 $4,418 $4,636
State Farm $2,592 $2,715 $2,862
USAA $2,417 $2,488 $2,586

Best By Category: Cheapest Auto Insurance in Reno, Texas

Compare the cheapest auto insurance companies in Reno, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Reno, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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The Cheapest Reno, Texas Auto Insurance Companies

What auto insurance companies in Reno, Texas are the cheapest? Compare the top Reno, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Reno, Texas

Insurance Company Average Annual Rates
Allstate $5,447
American Family $3,987
GEICO $3,562
Nationwide $3,873
Progressive $4,436
State Farm $2,723
USAA $2,497

What affects auto insurance rates in Reno, Texas?

There are a lot of reasons why auto insurance rates in Reno, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Reno, Texas. Many local factors may affect your Reno auto insurance rates.

Reno Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Reno, Texas commute length is 42.0 minutes according to City-Data.

Reno Traffic

How does Reno, Texas rank for traffic? According to Inrix Reno, Texas is the 782nd most congested worldwide.

Compare Reno, Texas Auto Insurance Quotes

Before you buy Reno, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Reno, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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