Best Cheap Auto Insurance in Reed Point, MT (2021)

The average Reed Point, MT auto insurance rates are $277 per month. The minimum auto insurance in Reed Point is at least 25/50/20 in coverage to comply with Montana auto insurance laws. To find the best cheap auto insurance in Reed Point, Montana, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Reed Point is 38.6 minutes
  • The most expensive auto insurance company in Reed Point for teen drivers is Allstate
  • Average auto insurance rates in Reed Point, MT for senior drivers are $2,154 per year

Reed Point, Montana auto insurance requirements are 25/50/20 according to Montana auto insurance laws. Finding cheap auto insurance in Reed Point can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Reed Point, Montana, including driving record, credit, commute time, and more.

Compare auto insurance in Reed Point to other Montana cities, including Havre auto insurance rates, Kalispell auto insurance rates, and Great Falls auto insurance rates to see how Reed Point, Montana auto insurance rates stack up.

Before you buy Reed Point, Montana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Reed Point, Montana auto insurance quotes.

Minimum Auto Insurance in Reed Point, Montana

Reed Point, Montana auto insurance laws require that you have at least the Montana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Reed Point, Montana.

Minimum Required Auto Insurance Coverage in Reed Point, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Reed Point, Montana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Reed Point, Montana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Reed Point, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,776 $2,776 $2,528 $2,528 $10,463 $10,463 $3,004 $3,004
Farmers $2,844 $2,844 $2,542 $2,542 $7,918 $7,918 $3,124 $3,124
GEICO $3,134 $2,928 $3,057 $2,788 $7,655 $7,125 $2,687 $2,449
Liberty Mutual $940 $940 $917 $917 $1,935 $1,935 $1,128 $1,128
Nationwide $2,902 $2,902 $2,630 $2,630 $5,820 $5,820 $3,075 $3,075
Progressive $3,488 $3,488 $3,113 $3,113 $7,911 $7,911 $3,931 $3,931
State Farm $1,617 $1,617 $1,410 $1,410 $4,645 $4,645 $1,747 $1,747
USAA $1,316 $1,316 $1,166 $1,166 $4,089 $4,089 $1,661 $1,661

Cheap Reed Point, Montana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Reed Point, Montana is a challenge. Take a look at the annual teen auto insurance rates in Reed Point, Montana.

Annual Auto Insurance Rates for Teen Drivers in Reed Point, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,463 $10,463
Farmers $7,918 $7,918
GEICO $7,655 $7,125
Liberty Mutual $1,935 $1,935
Nationwide $5,820 $5,820
Progressive $7,911 $7,911
State Farm $4,645 $4,645
USAA $4,089 $4,089

Cheap Reed Point, Montana Auto Insurance for Seniors

What are senior auto insurance rates in Reed Point, Montana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Reed Point, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,528 $2,528
Farmers $2,542 $2,542
GEICO $3,057 $2,788
Liberty Mutual $917 $917
Nationwide $2,630 $2,630
Progressive $3,113 $3,113
State Farm $1,410 $1,410
USAA $1,166 $1,166

Cheap Reed Point, Montana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Reed Point, Montana compared to the annual auto insurance rates with a clean record in Reed Point, Montana.

Annual Reed Point, Montana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,948 $4,655 $5,660 $4,509
Farmers $3,601 $4,672 $4,554 $3,601
GEICO $2,556 $4,046 $6,256 $3,053
Liberty Mutual $835 $1,460 $1,460 $1,164
Nationwide $2,605 $3,774 $4,892 $3,156
Progressive $3,993 $5,113 $4,916 $4,422
State Farm $2,210 $2,500 $2,355 $2,355
USAA $1,556 $1,923 $2,852 $1,900

Cheap Reed Point, Montana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Reed Point, Montana is not easy. Compare the annual rates for DUI auto insurance in Reed Point, Montana to find the best deal.

Annual Auto Insurance Rates After a DUI in Reed Point, Montana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,660
Farmers $4,554
GEICO $6,256
Liberty Mutual $1,460
Nationwide $4,892
Progressive $4,916
State Farm $2,355
USAA $2,852

Cheap Reed Point, Montana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Reed Point, Montana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Reed Point, Montana

Insurance Company Poor Fair Good
Allstate $5,667 $4,541 $3,870
Farmers $4,827 $3,857 $3,637
GEICO $6,267 $3,340 $2,326
Liberty Mutual $1,230 $1,230 $1,230
Nationwide $4,573 $3,279 $2,969
Progressive $5,601 $4,255 $3,977
State Farm $3,385 $2,061 $1,618
USAA $2,788 $1,875 $1,511

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Cheap Reed Point, Montana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Reed Point, Montana can vary. Compare the annual cost of auto insurance by ZIP code in Reed Point, Montana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Reed Point, Montana

ZIP Code Average Annual Rates
59069 $3,388

Cheap Reed Point, Montana Auto Insurance Rates By Commute

Commute length and annual mileage affect Reed Point, Montana auto insurance. Find the cheapest annual Reed Point, Montana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Reed Point, Montana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,582 $4,804
Farmers $4,107 $4,107
GEICO $3,907 $4,048
Liberty Mutual $1,230 $1,230
Nationwide $3,607 $3,607
Progressive $4,611 $4,611
State Farm $2,285 $2,424
USAA $2,033 $2,083

Cheap Reed Point, Montana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Reed Point, Montana? Check out the comparison of annual Reed Point, Montana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Reed Point, Montana

Insurance Company Low Medium High
Allstate $4,514 $4,684 $4,881
Farmers $3,818 $4,103 $4,400
GEICO $3,850 $3,956 $4,127
Liberty Mutual $1,141 $1,233 $1,315
Nationwide $2,794 $3,848 $4,179
Progressive $4,368 $4,599 $4,867
State Farm $2,242 $2,344 $2,478
USAA $1,975 $2,048 $2,150

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Best By Category: Cheapest Auto Insurance in Reed Point, Montana

Compare the cheapest auto insurance companies in Reed Point, Montana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Reed Point, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Reed Point, Montana Auto Insurance Companies

What auto insurance companies in Reed Point, Montana are the cheapest? Compare the top Reed Point, Montana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Reed Point, Montana

Insurance Company Average Annual Rates
Allstate $4,693
Farmers $4,107
GEICO $3,978
Liberty Mutual $1,230
Nationwide $3,607
Progressive $4,611
State Farm $2,355
USAA $2,058

What affects auto insurance rates in Reed Point, Montana?

There are a lot of reasons why auto insurance rates in Reed Point, Montana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Reed Point, Montana. Many local factors may affect your Reed Point auto insurance rates.

Reed Point Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Reed Point, Montana commute length is 38.6 minutes according to City-Data.

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Compare Reed Point, Montana Auto Insurance Quotes

Before you buy Reed Point, Montana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Reed Point, Montana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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