Best Cheap Auto Insurance in Redding, IA (2021)

The average Redding, IA auto insurance rates are $260 per month. The minimum auto insurance in Redding is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Redding, Iowa, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Redding, Iowa is 20/40/15
  • The most expensive auto insurance company in Redding for teen drivers is Travelers
  • The cheapest auto insurance company in Redding is USAA

Redding, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Redding can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Redding, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Redding to other Iowa cities, including Ankeny auto insurance rates, Waterloo auto insurance rates, and Cedar Rapids auto insurance rates to see how Redding, Iowa auto insurance rates stack up.

Before you buy Redding, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Redding, Iowa auto insurance quotes.

Minimum Auto Insurance in Redding, Iowa

Redding, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Redding, Iowa.

Minimum Required Auto Insurance Coverage in Redding, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Redding, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Redding, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Redding, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,094 $2,011 $1,856 $1,890 $6,060 $6,823 $2,285 $2,354
American Family $2,067 $2,067 $1,846 $1,846 $5,488 $7,718 $2,067 $2,492
Farmers $1,506 $1,534 $1,351 $1,474 $4,505 $4,797 $2,033 $2,173
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,156 $2,346 $1,891 $2,300 $10,106 $11,385 $2,443 $2,698
Nationwide $1,886 $1,942 $1,676 $1,797 $4,255 $5,540 $2,125 $2,319
Progressive $1,971 $1,917 $1,623 $1,678 $4,531 $5,132 $2,377 $2,568
State Farm $1,610 $1,610 $1,395 $1,395 $4,068 $5,197 $1,803 $2,036
Travelers $2,696 $2,754 $2,610 $2,621 $11,965 $19,213 $2,795 $3,315
USAA $1,259 $1,282 $1,148 $1,184 $3,268 $3,494 $1,517 $1,682

Cheap Redding, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Redding, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Redding, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Redding, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,060 $6,823
American Family $5,488 $7,718
Farmers $4,505 $4,797
GEICO $4,328 $4,022
Liberty Mutual $10,106 $11,385
Nationwide $4,255 $5,540
Progressive $4,531 $5,132
State Farm $4,068 $5,197
Travelers $11,965 $19,213
USAA $3,268 $3,494

Cheap Redding, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Redding, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Redding, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,856 $1,890
American Family $1,846 $1,846
Farmers $1,351 $1,474
GEICO $1,710 $1,564
Liberty Mutual $1,891 $2,300
Nationwide $1,676 $1,797
Progressive $1,623 $1,678
State Farm $1,395 $1,395
Travelers $2,610 $2,621
USAA $1,148 $1,184

Cheap Redding, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Redding, Iowa compared to the annual auto insurance rates with a clean record in Redding, Iowa.

Annual Redding, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,694 $3,269 $3,710 $3,013
American Family $2,310 $3,375 $4,393 $2,717
Farmers $2,061 $2,560 $2,601 $2,465
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,816 $4,711 $4,818 $4,316
Nationwide $1,935 $2,801 $3,838 $2,197
Progressive $2,199 $3,562 $2,381 $2,757
State Farm $2,231 $2,548 $2,389 $2,389
Travelers $4,378 $5,819 $7,800 $5,988
USAA $1,423 $1,897 $2,467 $1,631

Cheap Redding, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Redding, Iowa is not easy. Compare the annual rates for DUI auto insurance in Redding, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Redding, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,710
American Family $4,393
Farmers $2,601
GEICO $3,206
Liberty Mutual $4,818
Nationwide $3,838
Progressive $2,381
State Farm $2,389
Travelers $7,800
USAA $2,467

Cheap Redding, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Redding, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Redding, Iowa

Insurance Company Poor Fair Good
Allstate $3,795 $3,014 $2,706
American Family $4,081 $2,998 $2,517
Farmers $2,783 $2,302 $2,180
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,308 $3,880 $3,058
Nationwide $3,281 $2,555 $2,242
Progressive $3,245 $2,593 $2,337
State Farm $3,404 $2,105 $1,660
Travelers $6,748 $5,756 $5,484
USAA $2,447 $1,671 $1,444

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Cheap Redding, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Redding, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Redding, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Redding, Iowa

ZIP Code Average Annual Rates
50860 $2,634

Cheap Redding, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Redding, Iowa auto insurance. Find the cheapest annual Redding, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Redding, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,096 $3,247
American Family $3,161 $3,236
Farmers $2,422 $2,422
GEICO $2,294 $2,387
Liberty Mutual $4,415 $4,415
Nationwide $2,693 $2,693
Progressive $2,725 $2,725
State Farm $2,332 $2,447
Travelers $5,996 $5,996
USAA $1,786 $1,922

Cheap Redding, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Redding, Iowa? Check out the comparison of annual Redding, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Redding, Iowa

Insurance Company Low Medium High
Allstate $3,041 $3,177 $3,297
American Family $3,218 $3,376 $3,001
Farmers $2,314 $2,429 $2,522
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,236 $4,406 $4,604
Nationwide $2,822 $2,674 $2,582
Progressive $2,592 $2,732 $2,850
State Farm $2,290 $2,401 $2,478
Travelers $5,593 $6,091 $6,304
USAA $1,764 $1,860 $1,939

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Best By Category: Cheapest Auto Insurance in Redding, Iowa

Compare the cheapest auto insurance companies in Redding, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Redding, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Redding, Iowa Auto Insurance Companies

What auto insurance companies in Redding, Iowa are the cheapest? Compare the top Redding, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Redding, Iowa

Insurance Company Average Annual Rates
Allstate $3,171
American Family $3,199
Farmers $2,422
GEICO $2,341
Liberty Mutual $4,415
Nationwide $2,693
Progressive $2,725
State Farm $2,389
Travelers $5,996
USAA $1,854

What affects auto insurance rates in Redding, Iowa?

There are a lot of reasons why auto insurance rates in Redding, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Redding, Iowa. Many local factors may affect your Redding auto insurance rates.

Redding Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Redding, Iowa commute length is 17.5 minutes according to City-Data.

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Compare Redding, Iowa Auto Insurance Quotes

Before you buy Redding, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Redding, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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