Best Cheap Auto Insurance in Red Bud, IL (2021)

The average Red Bud, IL auto insurance rates are $288 per month. The minimum auto insurance in Red Bud is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Red Bud, Illinois, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Red Bud, Illinois is 25/50/20
  • The average commute length in Red Bud is 27.1 minutes
  • The cheapest auto insurance company in Red Bud is State Farm

Red Bud, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Red Bud can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Red Bud, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Red Bud to other Illinois cities, including Waukegan auto insurance rates, Elgin auto insurance rates, and Naperville auto insurance rates to see how Red Bud, Illinois auto insurance rates stack up.

Before you buy Red Bud, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Red Bud, Illinois auto insurance quotes.

Minimum Auto Insurance in Red Bud, Illinois

Red Bud, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Red Bud, Illinois.

Minimum Required Auto Insurance Coverage in Red Bud, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Red Bud, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Red Bud, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Red Bud, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,281 $3,298 $3,420 $3,420 $8,381 $10,841 $3,938 $4,249
American Family $2,532 $2,532 $2,315 $2,315 $7,127 $9,909 $2,532 $3,263
Farmers $2,493 $2,501 $2,211 $2,336 $10,630 $11,108 $2,837 $2,967
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,514 $1,637 $1,251 $1,403 $4,981 $5,551 $1,586 $1,680
Nationwide $2,375 $2,419 $2,104 $2,236 $6,607 $8,514 $2,773 $3,012
Progressive $2,290 $2,176 $1,887 $1,976 $7,958 $8,950 $2,728 $2,939
State Farm $1,513 $1,513 $1,348 $1,348 $4,290 $5,454 $1,709 $1,958
Travelers $1,647 $1,739 $1,508 $1,608 $4,829 $6,090 $1,745 $1,840
USAA $1,590 $1,613 $1,481 $1,454 $5,175 $5,692 $2,089 $2,289

Cheap Red Bud, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Red Bud, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Red Bud, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Red Bud, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,381 $10,841
American Family $7,127 $9,909
Farmers $10,630 $11,108
GEICO $5,690 $6,014
Liberty Mutual $4,981 $5,551
Nationwide $6,607 $8,514
Progressive $7,958 $8,950
State Farm $4,290 $5,454
Travelers $4,829 $6,090
USAA $5,175 $5,692

Cheap Red Bud, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Red Bud, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Red Bud, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,420 $3,420
American Family $2,315 $2,315
Farmers $2,211 $2,336
GEICO $1,757 $2,095
Liberty Mutual $1,251 $1,403
Nationwide $2,104 $2,236
Progressive $1,887 $1,976
State Farm $1,348 $1,348
Travelers $1,508 $1,608
USAA $1,481 $1,454

Cheap Red Bud, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Red Bud, Illinois compared to the annual auto insurance rates with a clean record in Red Bud, Illinois.

Annual Red Bud, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,682 $6,208 $5,722 $4,802
American Family $2,990 $4,234 $5,647 $3,392
Farmers $3,922 $5,044 $4,919 $4,655
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $2,043 $2,895 $2,547 $2,317
Nationwide $3,008 $3,920 $4,625 $3,468
Progressive $3,187 $4,700 $3,530 $4,034
State Farm $2,189 $2,595 $2,392 $2,392
Travelers $2,082 $2,732 $3,071 $2,618
USAA $1,903 $2,742 $3,750 $2,297

Cheap Red Bud, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Red Bud, Illinois is not easy. Compare the annual rates for DUI auto insurance in Red Bud, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Red Bud, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,722
American Family $5,647
Farmers $4,919
GEICO $4,060
Liberty Mutual $2,547
Nationwide $4,625
Progressive $3,530
State Farm $2,392
Travelers $3,071
USAA $3,750

Cheap Red Bud, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Red Bud, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Red Bud, Illinois

Insurance Company Poor Fair Good
Allstate $6,539 $4,678 $4,095
American Family $5,416 $3,676 $3,105
Farmers $5,267 $4,426 $4,213
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,474 $2,159 $1,718
Nationwide $4,492 $3,613 $3,159
Progressive $4,416 $3,732 $3,441
State Farm $3,479 $2,082 $1,614
Travelers $3,204 $2,578 $2,094
USAA $3,553 $2,447 $2,019

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Red Bud, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Red Bud, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Red Bud, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Red Bud, Illinois

ZIP Code Average Annual Rates
62278 $3,402

Cheap Red Bud, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Red Bud, Illinois auto insurance. Find the cheapest annual Red Bud, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Red Bud, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,104 $5,104
American Family $4,013 $4,118
Farmers $4,635 $4,635
GEICO $2,920 $3,043
Liberty Mutual $2,450 $2,450
Nationwide $3,755 $3,755
Progressive $3,863 $3,863
State Farm $2,331 $2,453
Travelers $2,522 $2,729
USAA $2,598 $2,748

Cheap Red Bud, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Red Bud, Illinois? Check out the comparison of annual Red Bud, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Red Bud, Illinois

Insurance Company Low Medium High
Allstate $4,910 $5,098 $5,303
American Family $3,912 $4,215 $4,071
Farmers $4,402 $4,520 $4,984
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,310 $2,445 $2,596
Nationwide $3,730 $3,788 $3,747
Progressive $3,530 $3,845 $4,214
State Farm $2,262 $2,396 $2,518
Travelers $2,443 $2,622 $2,812
USAA $2,486 $2,670 $2,862

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Red Bud, Illinois

Compare the cheapest auto insurance companies in Red Bud, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Red Bud, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Red Bud, Illinois Auto Insurance Companies

What auto insurance companies in Red Bud, Illinois are the cheapest? Compare the top Red Bud, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Red Bud, Illinois

Insurance Company Average Annual Rates
Allstate $5,104
American Family $4,066
Farmers $4,635
GEICO $2,982
Liberty Mutual $2,450
Nationwide $3,755
Progressive $3,863
State Farm $2,392
Travelers $2,626
USAA $2,673

What affects auto insurance rates in Red Bud, Illinois?

There are a lot of reasons why auto insurance rates in Red Bud, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Red Bud, Illinois. Many local factors may affect your Red Bud auto insurance rates.

Red Bud Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Red Bud, Illinois commute length is 27.1 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Red Bud, Illinois Auto Insurance Quotes

Before you buy Red Bud, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Red Bud, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption