Best Cheap Auto Insurance in Red Bay, AL (2021)

The average Red Bay, AL auto insurance rates are $291 per month. The minimum auto insurance in Red Bay is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Red Bay, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Red Bay, Alabama is 25/50/25
  • The most expensive auto insurance company in Red Bay for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Red Bay is USAA

Red Bay, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Red Bay can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Red Bay, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Red Bay to other Alabama cities, including Hoover auto insurance rates, Auburn auto insurance rates, and Madison auto insurance rates to see how Red Bay, Alabama auto insurance rates stack up.

Before you buy Red Bay, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Red Bay, Alabama auto insurance quotes.

Minimum Auto Insurance in Red Bay, Alabama

Red Bay, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Red Bay, Alabama.

Minimum Required Auto Insurance Coverage in Red Bay, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Red Bay, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Red Bay, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Red Bay, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,916 $1,833 $1,727 $1,761 $6,483 $6,962 $2,161 $2,216
Farmers $2,304 $2,287 $2,061 $2,182 $8,764 $9,021 $2,629 $2,749
GEICO $1,909 $1,891 $1,804 $1,850 $4,918 $4,831 $2,014 $1,877
Liberty Mutual $2,949 $3,190 $2,423 $2,712 $10,388 $11,559 $3,148 $3,362
Nationwide $1,762 $1,783 $1,605 $1,661 $4,672 $6,014 $1,957 $2,187
Progressive $2,338 $2,203 $1,914 $2,044 $9,295 $10,371 $2,737 $2,898
State Farm $2,624 $2,624 $2,361 $2,361 $7,798 $9,761 $2,961 $3,422
Travelers $1,443 $1,465 $1,356 $1,350 $7,680 $12,061 $1,366 $1,564
USAA $1,274 $1,295 $1,187 $1,164 $3,761 $4,171 $1,657 $1,790

Cheap Red Bay, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Red Bay, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Red Bay, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Red Bay, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,483 $6,962
Farmers $8,764 $9,021
GEICO $4,918 $4,831
Liberty Mutual $10,388 $11,559
Nationwide $4,672 $6,014
Progressive $9,295 $10,371
State Farm $7,798 $9,761
Travelers $7,680 $12,061
USAA $3,761 $4,171

Cheap Red Bay, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Red Bay, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Red Bay, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,727 $1,761
Farmers $2,061 $2,182
GEICO $1,804 $1,850
Liberty Mutual $2,423 $2,712
Nationwide $1,605 $1,661
Progressive $1,914 $2,044
State Farm $2,361 $2,361
Travelers $1,356 $1,350
USAA $1,187 $1,164

Cheap Red Bay, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Red Bay, Alabama compared to the annual auto insurance rates with a clean record in Red Bay, Alabama.

Annual Red Bay, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,677 $3,142 $3,700 $3,011
Farmers $3,363 $4,348 $4,240 $4,047
GEICO $1,792 $2,855 $3,504 $2,395
Liberty Mutual $3,901 $5,410 $5,310 $5,244
Nationwide $2,367 $2,367 $3,444 $2,642
Progressive $3,828 $4,784 $4,085 $4,203
State Farm $3,836 $4,732 $4,194 $4,194
Travelers $2,944 $3,090 $4,519 $3,590
USAA $1,568 $1,965 $2,921 $1,696

Cheap Red Bay, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Red Bay, Alabama is not easy. Compare the annual rates for DUI auto insurance in Red Bay, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Red Bay, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,700
Farmers $4,240
GEICO $3,504
Liberty Mutual $5,310
Nationwide $3,444
Progressive $4,085
State Farm $4,194
Travelers $4,519
USAA $2,921

Cheap Red Bay, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Red Bay, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Red Bay, Alabama

Insurance Company Poor Fair Good
Allstate $3,877 $3,037 $2,484
Farmers $4,488 $3,856 $3,655
GEICO $3,352 $2,393 $2,165
Liberty Mutual $7,122 $4,354 $3,423
Nationwide $3,266 $2,547 $2,303
Progressive $4,789 $4,083 $3,803
State Farm $6,870 $3,480 $2,366
Travelers $3,857 $3,343 $3,407
USAA $2,744 $1,780 $1,588

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Cheap Red Bay, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Red Bay, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Red Bay, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Red Bay, Alabama

ZIP Code Average Annual Rates
35582 $3,589

Cheap Red Bay, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Red Bay, Alabama auto insurance. Find the cheapest annual Red Bay, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Red Bay, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,133 $3,133
Farmers $4,000 $4,000
GEICO $2,587 $2,686
Liberty Mutual $4,966 $4,966
Nationwide $2,705 $2,705
Progressive $4,225 $4,225
State Farm $4,139 $4,339
Travelers $3,535 $3,535
USAA $1,944 $2,130

Cheap Red Bay, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Red Bay, Alabama? Check out the comparison of annual Red Bay, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Red Bay, Alabama

Insurance Company Low Medium High
Allstate $3,032 $3,127 $3,238
Farmers $3,797 $3,952 $4,250
GEICO $2,437 $2,625 $2,848
Liberty Mutual $4,740 $4,943 $5,216
Nationwide $2,698 $2,680 $2,738
Progressive $3,820 $4,200 $4,656
State Farm $4,028 $4,232 $4,456
Travelers $3,355 $3,606 $3,645
USAA $1,967 $2,027 $2,117

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Best By Category: Cheapest Auto Insurance in Red Bay, Alabama

Compare the cheapest auto insurance companies in Red Bay, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Red Bay, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Red Bay, Alabama Auto Insurance Companies

What auto insurance companies in Red Bay, Alabama are the cheapest? Compare the top Red Bay, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Red Bay, Alabama

Insurance Company Average Annual Rates
Allstate $3,133
Farmers $4,000
GEICO $2,637
Liberty Mutual $4,966
Nationwide $2,705
Progressive $4,225
State Farm $4,239
Travelers $3,535
USAA $2,037

What affects auto insurance rates in Red Bay, Alabama?

There are a lot of reasons why auto insurance rates in Red Bay, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Red Bay, Alabama. Many local factors may affect your Red Bay auto insurance rates.

Red Bay Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Red Bay, Alabama auto theft statistics, there have been 6 auto thefts in the city.

Red Bay Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Red Bay, Alabama commute length is 29.4 minutes according to City-Data.

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Compare Red Bay, Alabama Auto Insurance Quotes

Before you buy Red Bay, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Red Bay, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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