Best Cheap Auto Insurance in Reagan, TX (2021)

The average Reagan, TX auto insurance rates are $301 per month. The minimum auto insurance in Reagan is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Reagan, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Reagan, Texas is 30/60/25
  • The most expensive auto insurance company in Reagan for teen drivers is Progressive
  • The cheapest auto insurance company in Reagan is USAA

Reagan, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Reagan can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Reagan, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Reagan to other Texas cities, including San Antonio auto insurance rates, El Paso auto insurance rates, and Houston auto insurance rates to see how Reagan, Texas auto insurance rates stack up.

Before you buy Reagan, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Reagan, Texas auto insurance quotes.

Minimum Auto Insurance in Reagan, Texas

Reagan, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Reagan, Texas.

Minimum Required Auto Insurance Coverage in Reagan, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Reagan, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Reagan, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Reagan, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,261 $3,284 $3,219 $3,219 $8,693 $10,473 $4,028 $4,187
American Family $2,314 $2,564 $2,148 $2,447 $5,920 $7,750 $3,276 $3,727
GEICO $2,058 $2,199 $1,955 $2,178 $4,365 $4,568 $2,222 $2,240
Nationwide $2,653 $2,700 $2,340 $2,481 $7,582 $9,752 $3,123 $3,383
Progressive $2,464 $2,310 $2,204 $2,243 $10,532 $11,706 $2,888 $2,887
State Farm $1,835 $1,835 $1,629 $1,629 $4,319 $5,493 $1,990 $2,056
USAA $1,431 $1,444 $1,364 $1,358 $3,957 $4,322 $1,906 $2,052

Cheap Reagan, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Reagan, Texas is a challenge. Take a look at the annual teen auto insurance rates in Reagan, Texas.

Annual Auto Insurance Rates for Teen Drivers in Reagan, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,693 $10,473
American Family $5,920 $7,750
GEICO $4,365 $4,568
Nationwide $7,582 $9,752
Progressive $10,532 $11,706
State Farm $4,319 $5,493
USAA $3,957 $4,322

Cheap Reagan, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Reagan, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Reagan, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,219 $3,219
American Family $2,148 $2,447
GEICO $1,955 $2,178
Nationwide $2,340 $2,481
Progressive $2,204 $2,243
State Farm $1,629 $1,629
USAA $1,364 $1,358

Cheap Reagan, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Reagan, Texas compared to the annual auto insurance rates with a clean record in Reagan, Texas.

Annual Reagan, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,899 $6,056 $6,329 $3,899
American Family $3,445 $4,354 $3,829 $3,445
GEICO $2,317 $3,025 $2,571 $2,980
Nationwide $3,682 $3,682 $5,478 $4,165
Progressive $4,055 $5,276 $4,731 $4,556
State Farm $2,318 $2,647 $3,111 $2,318
USAA $1,668 $2,449 $2,887 $1,913

Cheap Reagan, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Reagan, Texas is not easy. Compare the annual rates for DUI auto insurance in Reagan, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Reagan, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,329
American Family $3,829
GEICO $2,571
Nationwide $5,478
Progressive $4,731
State Farm $3,111
USAA $2,887

Cheap Reagan, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Reagan, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Reagan, Texas

Insurance Company Poor Fair Good
Allstate $6,407 $4,702 $4,028
American Family $5,201 $3,255 $2,848
GEICO $4,183 $2,384 $1,603
Nationwide $5,109 $4,093 $3,552
Progressive $5,223 $4,533 $4,208
State Farm $3,680 $2,290 $1,825
USAA $3,282 $1,888 $1,517

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Cheap Reagan, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Reagan, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Reagan, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Reagan, Texas

ZIP Code Average Annual Rates
76680 $5,453

Cheap Reagan, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Reagan, Texas auto insurance. Find the cheapest annual Reagan, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Reagan, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,923 $5,168
American Family $3,768 $3,768
GEICO $2,671 $2,776
Nationwide $4,252 $4,252
Progressive $4,654 $4,654
State Farm $2,598 $2,598
USAA $2,201 $2,257

Cheap Reagan, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Reagan, Texas? Check out the comparison of annual Reagan, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Reagan, Texas

Insurance Company Low Medium High
Allstate $4,924 $5,000 $5,213
American Family $3,528 $3,646 $4,130
GEICO $2,604 $2,696 $2,871
Nationwide $4,583 $4,068 $4,104
Progressive $4,361 $4,626 $4,976
State Farm $2,476 $2,592 $2,727
USAA $2,160 $2,221 $2,306

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Best By Category: Cheapest Auto Insurance in Reagan, Texas

Compare the cheapest auto insurance companies in Reagan, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Reagan, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Reagan, Texas Auto Insurance Companies

What auto insurance companies in Reagan, Texas are the cheapest? Compare the top Reagan, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Reagan, Texas

Insurance Company Average Annual Rates
Allstate $5,046
American Family $3,768
GEICO $2,723
Nationwide $4,252
Progressive $4,654
State Farm $2,598
USAA $2,229

Compare Reagan, Texas Auto Insurance Quotes

Before you buy Reagan, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Reagan, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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