Best Cheap Auto Insurance in Readlyn, IA (2021)

The average Readlyn, IA auto insurance rates are $245 per month. The minimum auto insurance in Readlyn is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Readlyn, Iowa, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The most expensive auto insurance company in Readlyn for teen drivers is Travelers
  • The cheapest auto insurance company in Readlyn is USAA
  • The minimum auto insurance required in Readlyn, Iowa is 20/40/15

Readlyn, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Readlyn can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Readlyn, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Readlyn to other Iowa cities, including Sioux City auto insurance rates, Davenport auto insurance rates, and Ames auto insurance rates to see how Readlyn, Iowa auto insurance rates stack up.

Before you buy Readlyn, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Readlyn, Iowa auto insurance quotes.

Minimum Auto Insurance in Readlyn, Iowa

Readlyn, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Readlyn, Iowa.

Minimum Required Auto Insurance Coverage in Readlyn, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Readlyn, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Readlyn, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Readlyn, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,828 $1,754 $1,627 $1,654 $5,294 $5,969 $1,987 $2,047
American Family $1,935 $1,935 $1,730 $1,730 $5,143 $7,223 $1,935 $2,331
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,169 $2,353 $1,903 $2,309 $10,599 $11,918 $2,459 $2,717
Nationwide $1,773 $1,824 $1,578 $1,690 $3,990 $5,189 $1,997 $2,178
Progressive $1,612 $1,557 $1,329 $1,376 $3,865 $4,366 $1,940 $2,096
State Farm $1,421 $1,421 $1,248 $1,248 $3,838 $4,870 $1,598 $1,818
Travelers $2,504 $2,556 $2,424 $2,431 $10,922 $17,346 $2,602 $3,094
USAA $1,284 $1,296 $1,179 $1,198 $3,531 $3,742 $1,541 $1,701

Cheap Readlyn, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Readlyn, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Readlyn, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Readlyn, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,294 $5,969
American Family $5,143 $7,223
Farmers $4,490 $4,788
GEICO $4,278 $3,972
Liberty Mutual $10,599 $11,918
Nationwide $3,990 $5,189
Progressive $3,865 $4,366
State Farm $3,838 $4,870
Travelers $10,922 $17,346
USAA $3,531 $3,742

Cheap Readlyn, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Readlyn, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Readlyn, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,627 $1,654
American Family $1,730 $1,730
Farmers $1,327 $1,449
GEICO $1,696 $1,552
Liberty Mutual $1,903 $2,309
Nationwide $1,578 $1,690
Progressive $1,329 $1,376
State Farm $1,248 $1,248
Travelers $2,424 $2,431
USAA $1,179 $1,198

Cheap Readlyn, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Readlyn, Iowa compared to the annual auto insurance rates with a clean record in Readlyn, Iowa.

Annual Readlyn, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,352 $2,847 $3,248 $2,633
American Family $2,162 $3,167 $4,108 $2,542
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,934 $4,865 $4,961 $4,453
Nationwide $1,820 $2,629 $3,597 $2,064
Progressive $1,827 $2,978 $1,980 $2,286
State Farm $2,021 $2,344 $2,183 $2,183
Travelers $4,004 $5,328 $7,127 $5,481
USAA $1,474 $1,984 $2,583 $1,694

Cheap Readlyn, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Readlyn, Iowa is not easy. Compare the annual rates for DUI auto insurance in Readlyn, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Readlyn, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,248
American Family $4,108
Farmers $2,573
GEICO $3,170
Liberty Mutual $4,961
Nationwide $3,597
Progressive $1,980
State Farm $2,183
Travelers $7,127
USAA $2,583

Cheap Readlyn, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Readlyn, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Readlyn, Iowa

Insurance Company Poor Fair Good
Allstate $3,310 $2,630 $2,370
American Family $3,819 $2,807 $2,359
Farmers $2,752 $2,286 $2,166
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,500 $4,009 $3,152
Nationwide $3,076 $2,399 $2,107
Progressive $2,687 $2,162 $1,954
State Farm $3,109 $1,923 $1,517
Travelers $6,176 $5,266 $5,014
USAA $2,541 $1,747 $1,514

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Cheap Readlyn, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Readlyn, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Readlyn, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Readlyn, Iowa

ZIP Code Average Annual Rates
50668 $2,478

Cheap Readlyn, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Readlyn, Iowa auto insurance. Find the cheapest annual Readlyn, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Readlyn, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,704 $2,836
American Family $2,960 $3,030
Farmers $2,401 $2,401
GEICO $2,269 $2,362
Liberty Mutual $4,553 $4,553
Nationwide $2,527 $2,527
Progressive $2,268 $2,268
State Farm $2,130 $2,236
Travelers $5,485 $5,485
USAA $1,863 $2,005

Cheap Readlyn, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Readlyn, Iowa? Check out the comparison of annual Readlyn, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Readlyn, Iowa

Insurance Company Low Medium High
Allstate $2,676 $2,773 $2,861
American Family $3,011 $3,161 $2,812
Farmers $2,304 $2,409 $2,490
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,386 $4,546 $4,728
Nationwide $2,636 $2,513 $2,433
Progressive $2,149 $2,275 $2,379
State Farm $2,076 $2,195 $2,277
Travelers $5,184 $5,566 $5,704
USAA $1,838 $1,940 $2,024

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Best By Category: Cheapest Auto Insurance in Readlyn, Iowa

Compare the cheapest auto insurance companies in Readlyn, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Readlyn, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Readlyn, Iowa Auto Insurance Companies

What auto insurance companies in Readlyn, Iowa are the cheapest? Compare the top Readlyn, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Readlyn, Iowa

Insurance Company Average Annual Rates
Allstate $2,770
American Family $2,995
Farmers $2,401
GEICO $2,315
Liberty Mutual $4,553
Nationwide $2,527
Progressive $2,268
State Farm $2,183
Travelers $5,485
USAA $1,934

What affects auto insurance rates in Readlyn, Iowa?

There are a lot of reasons why auto insurance rates in Readlyn, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Readlyn, Iowa. Many local factors may affect your Readlyn auto insurance rates.

Readlyn Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Readlyn, Iowa commute length is 28.3 minutes according to City-Data.

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Compare Readlyn, Iowa Auto Insurance Quotes

Before you buy Readlyn, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Readlyn, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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