Best Cheap Auto Insurance in Raymond, SD (2021)

The average Raymond, SD auto insurance rates are $311 per month. The minimum auto insurance in Raymond is at least 25/50/25 in coverage to comply with South Dakota auto insurance laws. To find the best cheap auto insurance in Raymond, South Dakota, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • Average auto insurance rates in Raymond, SD for senior drivers are $2,048 per year
  • The cheapest auto insurance company in Raymond is State Farm
  • The most expensive auto insurance company in Raymond for teen drivers is Liberty Mutual

Raymond, South Dakota auto insurance requirements are 25/50/25 according to South Dakota auto insurance laws. Finding cheap auto insurance in Raymond can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Raymond, South Dakota, including driving record, credit, commute time, and more.

Compare auto insurance in Raymond to other South Dakota cities, including Water auto insurance rates, Mitchell auto insurance rates, and Sioux Falls auto insurance rates to see how Raymond, South Dakota auto insurance rates stack up.

Before you buy Raymond, South Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Raymond, South Dakota auto insurance quotes.

Minimum Auto Insurance in Raymond, South Dakota

Raymond, South Dakota auto insurance laws require that you have at least the South Dakota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Raymond, South Dakota.

Minimum Required Auto Insurance Coverage in Raymond, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Raymond, South Dakota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Raymond, South Dakota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Raymond, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,398 $2,454 $2,111 $2,258 $9,744 $11,624 $2,721 $2,983
American Family $3,184 $3,184 $2,812 $2,812 $6,503 $9,548 $3,184 $3,917
Farmers $1,800 $1,800 $1,583 $1,648 $8,115 $8,421 $2,015 $2,148
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $3,762 $4,088 $2,968 $3,605 $14,670 $16,464 $3,950 $4,394
Nationwide $1,780 $1,829 $1,592 $1,700 $3,909 $5,045 $2,001 $2,174
Progressive $1,995 $1,966 $1,642 $1,695 $7,281 $8,278 $2,500 $2,615
State Farm $1,392 $1,392 $1,209 $1,209 $3,556 $4,546 $1,560 $1,759

Cheap Raymond, South Dakota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Raymond, South Dakota is a challenge. Take a look at the annual teen auto insurance rates in Raymond, South Dakota.

Annual Auto Insurance Rates for Teen Drivers in Raymond, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,744 $11,624
American Family $6,503 $9,548
Farmers $8,115 $8,421
GEICO $4,398 $5,174
Liberty Mutual $14,670 $16,464
Nationwide $3,909 $5,045
Progressive $7,281 $8,278
State Farm $3,556 $4,546

Cheap Raymond, South Dakota Auto Insurance for Seniors

What are senior auto insurance rates in Raymond, South Dakota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Raymond, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,111 $2,258
American Family $2,812 $2,812
Farmers $1,583 $1,648
GEICO $2,041 $1,881
Liberty Mutual $2,968 $3,605
Nationwide $1,592 $1,700
Progressive $1,642 $1,695
State Farm $1,209 $1,209

Cheap Raymond, South Dakota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Raymond, South Dakota compared to the annual auto insurance rates with a clean record in Raymond, South Dakota.

Annual Raymond, South Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,765 $4,366 $5,806 $4,210
American Family $3,192 $4,671 $6,053 $3,655
Farmers $2,929 $3,709 $3,618 $3,510
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $5,678 $7,052 $7,325 $6,894
Nationwide $1,819 $2,511 $3,581 $2,105
Progressive $3,015 $4,089 $3,251 $3,632
State Farm $1,938 $2,218 $2,078 $2,078

Cheap Raymond, South Dakota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Raymond, South Dakota is not easy. Compare the annual rates for DUI auto insurance in Raymond, South Dakota to find the best deal.

Annual Auto Insurance Rates After a DUI in Raymond, South Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,806
American Family $6,053
Farmers $3,618
GEICO $4,443
Liberty Mutual $7,325
Nationwide $3,581
Progressive $3,251
State Farm $2,078

Cheap Raymond, South Dakota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Raymond, South Dakota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Raymond, South Dakota

Insurance Company Poor Fair Good
Allstate $5,530 $4,323 $3,756
American Family $5,654 $4,074 $3,451
Farmers $3,888 $3,286 $3,150
GEICO $4,316 $2,191 $1,484
Liberty Mutual $9,750 $5,863 $4,600
Nationwide $3,028 $2,388 $2,096
Progressive $4,033 $3,357 $3,100
State Farm $3,023 $1,808 $1,401

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Cheap Raymond, South Dakota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Raymond, South Dakota can vary. Compare the annual cost of auto insurance by ZIP code in Raymond, South Dakota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Raymond, South Dakota

ZIP Code Average Annual Rates
57258 $3,896

Cheap Raymond, South Dakota Auto Insurance Rates By Commute

Commute length and annual mileage affect Raymond, South Dakota auto insurance. Find the cheapest annual Raymond, South Dakota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Raymond, South Dakota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,426 $4,647
American Family $4,338 $4,448
Farmers $3,441 $3,441
GEICO $2,631 $2,696
Liberty Mutual $6,737 $6,737
Nationwide $2,504 $2,504
Progressive $3,497 $3,497
State Farm $2,027 $2,128

Cheap Raymond, South Dakota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Raymond, South Dakota? Check out the comparison of annual Raymond, South Dakota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Raymond, South Dakota

Insurance Company Low Medium High
Allstate $4,420 $4,529 $4,661
American Family $4,448 $4,526 $4,204
Farmers $3,303 $3,408 $3,613
GEICO $2,584 $2,660 $2,746
Liberty Mutual $6,616 $6,728 $6,869
Nationwide $2,363 $2,493 $2,655
Progressive $3,417 $3,471 $3,602
State Farm $2,004 $2,079 $2,150

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Best By Category: Cheapest Auto Insurance in Raymond, South Dakota

Compare the cheapest auto insurance companies in Raymond, South Dakota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Raymond, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Raymond, South Dakota Auto Insurance Companies

What auto insurance companies in Raymond, South Dakota are the cheapest? Compare the top Raymond, South Dakota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Raymond, South Dakota

Insurance Company Average Annual Rates
Allstate $4,537
American Family $4,393
Farmers $3,441
GEICO $2,664
Liberty Mutual $6,737
Nationwide $2,504
Progressive $3,497
State Farm $2,078

What affects auto insurance rates in Raymond, South Dakota?

There are a lot of reasons why auto insurance rates in Raymond, South Dakota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Raymond, South Dakota. Many local factors may affect your Raymond auto insurance rates.

Raymond Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Raymond, South Dakota commute length is 6.8 minutes according to City-Data.

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Compare Raymond, South Dakota Auto Insurance Quotes

Before you buy Raymond, South Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Raymond, South Dakota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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