Best Cheap Auto Insurance in Ratliff City, OK (2021)

The average Ratliff City, OK auto insurance rates are $328 per month. The minimum auto insurance in Ratliff City is at least 25/50/25 in coverage to comply with Oklahoma auto insurance laws. To find the best cheap auto insurance in Ratliff City, Oklahoma, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Ratliff City, OK for senior drivers are $2,315 per year
  • The minimum auto insurance required in Ratliff City, Oklahoma is 25/50/25
  • The average commute length in Ratliff City is 12.2 minutes

Ratliff City, Oklahoma auto insurance requirements are 25/50/25 according to Oklahoma auto insurance laws. Finding cheap auto insurance in Ratliff City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ratliff City, Oklahoma, including driving record, credit, commute time, and more.

Compare auto insurance in Ratliff City to other Oklahoma cities, including Oklahoma City auto insurance rates, Tulsa auto insurance rates, and Enid auto insurance rates to see how Ratliff City, Oklahoma auto insurance rates stack up.

Before you buy Ratliff City, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ratliff City, Oklahoma auto insurance quotes.

Minimum Auto Insurance in Ratliff City, Oklahoma

Ratliff City, Oklahoma auto insurance laws require that you have at least the Oklahoma minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ratliff City, Oklahoma.

Minimum Required Auto Insurance Coverage in Ratliff City, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Ratliff City, Oklahoma Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ratliff City, Oklahoma are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ratliff City, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,214 $2,224 $2,037 $2,139 $6,811 $7,997 $2,392 $2,529
Farmers $2,169 $2,151 $1,948 $2,059 $8,357 $8,566 $2,470 $2,588
GEICO $2,263 $2,475 $2,409 $2,699 $6,596 $7,054 $1,981 $2,014
Liberty Mutual $4,726 $4,993 $4,148 $4,514 $13,214 $14,506 $4,926 $5,118
Progressive $2,246 $2,138 $1,850 $1,955 $8,915 $9,994 $2,631 $2,760
State Farm $1,843 $1,843 $1,619 $1,619 $4,582 $5,781 $1,933 $2,172
USAA $1,768 $1,770 $1,696 $1,713 $5,764 $6,428 $2,277 $2,499

Cheap Ratliff City, Oklahoma Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ratliff City, Oklahoma is a challenge. Take a look at the annual teen auto insurance rates in Ratliff City, Oklahoma.

Annual Auto Insurance Rates for Teen Drivers in Ratliff City, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,811 $7,997
Farmers $8,357 $8,566
GEICO $6,596 $7,054
Liberty Mutual $13,214 $14,506
Progressive $8,915 $9,994
State Farm $4,582 $5,781
USAA $5,764 $6,428

Cheap Ratliff City, Oklahoma Auto Insurance for Seniors

What are senior auto insurance rates in Ratliff City, Oklahoma? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ratliff City, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,037 $2,139
Farmers $1,948 $2,059
GEICO $2,409 $2,699
Liberty Mutual $4,148 $4,514
Progressive $1,850 $1,955
State Farm $1,619 $1,619
USAA $1,696 $1,713

Cheap Ratliff City, Oklahoma Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ratliff City, Oklahoma compared to the annual auto insurance rates with a clean record in Ratliff City, Oklahoma.

Annual Ratliff City, Oklahoma Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,045 $3,569 $4,130 $3,428
Farmers $3,193 $4,108 $4,008 $3,845
GEICO $2,507 $3,833 $4,242 $3,163
Liberty Mutual $4,713 $7,908 $8,949 $6,503
Progressive $3,165 $5,872 $3,492 $3,715
State Farm $2,489 $2,859 $2,674 $2,674
USAA $2,205 $3,166 $3,874 $2,712

Cheap Ratliff City, Oklahoma Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ratliff City, Oklahoma is not easy. Compare the annual rates for DUI auto insurance in Ratliff City, Oklahoma to find the best deal.

Annual Auto Insurance Rates After a DUI in Ratliff City, Oklahoma

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,130
Farmers $4,008
GEICO $4,242
Liberty Mutual $8,949
Progressive $3,492
State Farm $2,674
USAA $3,874

Cheap Ratliff City, Oklahoma Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ratliff City, Oklahoma annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ratliff City, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,374 $3,322 $2,932
Farmers $4,357 $3,593 $3,416
GEICO $4,141 $3,436 $2,732
Liberty Mutual $10,089 $6,148 $4,817
Progressive $4,612 $3,924 $3,647
State Farm $3,717 $2,384 $1,921
USAA $4,428 $2,526 $2,015

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Cheap Ratliff City, Oklahoma Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ratliff City, Oklahoma can vary. Compare the annual cost of auto insurance by ZIP code in Ratliff City, Oklahoma to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ratliff City, Oklahoma

ZIP Code Average Annual Rates
73481 $3,884

Cheap Ratliff City, Oklahoma Auto Insurance Rates By Commute

Commute length and annual mileage affect Ratliff City, Oklahoma auto insurance. Find the cheapest annual Ratliff City, Oklahoma auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ratliff City, Oklahoma

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,543 $3,543
Farmers $3,789 $3,789
GEICO $3,370 $3,503
Liberty Mutual $7,018 $7,018
Progressive $4,061 $4,061
State Farm $2,629 $2,719
USAA $2,954 $3,025

Cheap Ratliff City, Oklahoma Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ratliff City, Oklahoma? Check out the comparison of annual Ratliff City, Oklahoma auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ratliff City, Oklahoma

Insurance Company Low Medium High
Allstate $3,341 $3,530 $3,758
Farmers $3,624 $3,746 $3,996
GEICO $3,204 $3,441 $3,665
Liberty Mutual $6,687 $6,995 $7,372
Progressive $3,772 $4,036 $4,376
State Farm $2,519 $2,654 $2,849
USAA $2,876 $2,982 $3,110

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Best By Category: Cheapest Auto Insurance in Ratliff City, Oklahoma

Compare the cheapest auto insurance companies in Ratliff City, Oklahoma in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ratliff City, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Ratliff City, Oklahoma Auto Insurance Companies

What auto insurance companies in Ratliff City, Oklahoma are the cheapest? Compare the top Ratliff City, Oklahoma auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ratliff City, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,543
Farmers $3,789
GEICO $3,436
Liberty Mutual $7,018
Progressive $4,061
State Farm $2,674
USAA $2,989

What affects auto insurance rates in Ratliff City, Oklahoma?

There are a lot of reasons why auto insurance rates in Ratliff City, Oklahoma are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ratliff City, Oklahoma. Many local factors may affect your Ratliff City auto insurance rates.

Ratliff City Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ratliff City, Oklahoma commute length is 12.2 minutes according to City-Data.

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Compare Ratliff City, Oklahoma Auto Insurance Quotes

Before you buy Ratliff City, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ratliff City, Oklahoma auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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