Best Cheap Auto Insurance in Randolph, TX (2021)

The average Randolph, TX auto insurance rates are $301 per month. The minimum auto insurance in Randolph is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Randolph, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Randolph for teen drivers is Allstate
  • Average auto insurance rates in Randolph, TX for senior drivers are $2,209 per year
  • The cheapest auto insurance company in Randolph is USAA

Randolph, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Randolph can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Randolph, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Randolph to other Texas cities, including Corpus Christi auto insurance rates, Houston auto insurance rates, and Dallas auto insurance rates to see how Randolph, Texas auto insurance rates stack up.

Before you buy Randolph, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Randolph, Texas auto insurance quotes.

Minimum Auto Insurance in Randolph, Texas

Randolph, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Randolph, Texas.

Minimum Required Auto Insurance Coverage in Randolph, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Randolph, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Randolph, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Randolph, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,551 $3,580 $3,509 $3,509 $9,331 $11,248 $4,380 $4,553
American Family $2,416 $2,673 $2,223 $2,530 $6,075 $7,965 $3,402 $3,870
GEICO $2,356 $2,533 $2,278 $2,547 $5,070 $5,342 $2,539 $2,558
Nationwide $2,122 $2,157 $1,880 $1,987 $5,952 $7,624 $2,486 $2,685
Progressive $2,269 $2,151 $2,016 $2,054 $9,304 $10,395 $2,676 $2,712
State Farm $1,932 $1,932 $1,718 $1,718 $4,599 $5,857 $2,099 $2,165
USAA $1,555 $1,567 $1,481 $1,474 $4,334 $4,732 $2,074 $2,232

Cheap Randolph, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Randolph, Texas is a challenge. Take a look at the annual teen auto insurance rates in Randolph, Texas.

Annual Auto Insurance Rates for Teen Drivers in Randolph, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,331 $11,248
American Family $6,075 $7,965
GEICO $5,070 $5,342
Nationwide $5,952 $7,624
Progressive $9,304 $10,395
State Farm $4,599 $5,857
USAA $4,334 $4,732

Cheap Randolph, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Randolph, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Randolph, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,509 $3,509
American Family $2,223 $2,530
GEICO $2,278 $2,547
Nationwide $1,880 $1,987
Progressive $2,016 $2,054
State Farm $1,718 $1,718
USAA $1,481 $1,474

Cheap Randolph, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Randolph, Texas compared to the annual auto insurance rates with a clean record in Randolph, Texas.

Annual Randolph, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,235 $6,549 $6,811 $4,235
American Family $3,562 $4,497 $3,955 $3,562
GEICO $2,679 $3,534 $2,957 $3,440
Nationwide $2,923 $2,923 $4,306 $3,295
Progressive $3,663 $4,725 $4,283 $4,118
State Farm $2,449 $2,805 $3,307 $2,449
USAA $1,815 $2,670 $3,155 $2,084

Cheap Randolph, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Randolph, Texas is not easy. Compare the annual rates for DUI auto insurance in Randolph, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Randolph, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,811
American Family $3,955
GEICO $2,957
Nationwide $4,306
Progressive $4,283
State Farm $3,307
USAA $3,155

Cheap Randolph, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Randolph, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Randolph, Texas

Insurance Company Poor Fair Good
Allstate $6,954 $5,077 $4,342
American Family $5,392 $3,356 $2,935
GEICO $4,862 $2,756 $1,841
Nationwide $4,029 $3,240 $2,816
Progressive $4,740 $4,079 $3,773
State Farm $3,899 $2,426 $1,933
USAA $3,584 $2,058 $1,652

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Cheap Randolph, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Randolph, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Randolph, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Randolph, Texas

ZIP Code Average Annual Rates
75475 $5,277

Cheap Randolph, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Randolph, Texas auto insurance. Find the cheapest annual Randolph, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Randolph, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,326 $5,589
American Family $3,894 $3,894
GEICO $3,096 $3,209
Nationwide $3,362 $3,362
Progressive $4,197 $4,197
State Farm $2,752 $2,752
USAA $2,400 $2,462

Cheap Randolph, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Randolph, Texas? Check out the comparison of annual Randolph, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Randolph, Texas

Insurance Company Low Medium High
Allstate $5,307 $5,401 $5,665
American Family $3,640 $3,759 $4,284
GEICO $3,011 $3,119 $3,328
Nationwide $3,620 $3,219 $3,246
Progressive $3,972 $4,174 $4,445
State Farm $2,615 $2,744 $2,899
USAA $2,357 $2,423 $2,514

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Best By Category: Cheapest Auto Insurance in Randolph, Texas

Compare the cheapest auto insurance companies in Randolph, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Randolph, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Randolph, Texas Auto Insurance Companies

What auto insurance companies in Randolph, Texas are the cheapest? Compare the top Randolph, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Randolph, Texas

Insurance Company Average Annual Rates
Allstate $5,458
American Family $3,894
GEICO $3,153
Nationwide $3,362
Progressive $4,197
State Farm $2,752
USAA $2,431

What affects auto insurance rates in Randolph, Texas?

There are a lot of reasons why auto insurance rates in Randolph, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Randolph, Texas. Many local factors may affect your Randolph auto insurance rates.

Randolph Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Randolph, Texas commute length is 17.4 minutes according to City-Data.

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Compare Randolph, Texas Auto Insurance Quotes

Before you buy Randolph, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Randolph, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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