Best Cheap Auto Insurance in Randolph, NY (2021)

The average Randolph, NY auto insurance rates are $253 per month. The minimum auto insurance in Randolph is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Randolph, New York, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Randolph for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Randolph is GEICO
  • The average commute length in Randolph is 19.1 minutes

Randolph, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Randolph can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Randolph, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Randolph to other New York cities, including Schenectady auto insurance rates, New Rochelle auto insurance rates, and Buffalo auto insurance rates to see how Randolph, New York auto insurance rates stack up.

Before you buy Randolph, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Randolph, New York auto insurance quotes.

Minimum Auto Insurance in Randolph, New York

Randolph, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Randolph, New York.

Minimum Required Auto Insurance Coverage in Randolph, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Randolph, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Randolph, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Randolph, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,280 $2,144 $2,125 $2,149 $6,353 $6,797 $2,267 $2,283
GEICO $1,356 $1,305 $1,317 $1,298 $2,797 $4,051 $1,225 $1,256
Liberty Mutual $3,013 $3,013 $2,805 $2,805 $5,784 $9,380 $3,013 $3,206
Nationwide $2,078 $2,078 $1,963 $1,963 $3,618 $5,377 $2,078 $2,635
Progressive $1,547 $1,478 $1,274 $1,283 $4,897 $5,480 $1,983 $1,944
State Farm $2,133 $2,133 $1,852 $1,852 $6,103 $7,887 $2,335 $2,464
Travelers $2,514 $2,549 $2,289 $2,462 $5,788 $6,887 $2,670 $2,790
USAA $1,598 $1,573 $1,437 $1,445 $6,303 $7,547 $2,047 $2,264

Cheap Randolph, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Randolph, New York is a challenge. Take a look at the annual teen auto insurance rates in Randolph, New York.

Annual Auto Insurance Rates for Teen Drivers in Randolph, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,353 $6,797
GEICO $2,797 $4,051
Liberty Mutual $5,784 $9,380
Nationwide $3,618 $5,377
Progressive $4,897 $5,480
State Farm $6,103 $7,887
Travelers $5,788 $6,887
USAA $6,303 $7,547

Cheap Randolph, New York Auto Insurance for Seniors

What are senior auto insurance rates in Randolph, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Randolph, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,125 $2,149
GEICO $1,317 $1,298
Liberty Mutual $2,805 $2,805
Nationwide $1,963 $1,963
Progressive $1,274 $1,283
State Farm $1,852 $1,852
Travelers $2,289 $2,462
USAA $1,437 $1,445

Cheap Randolph, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Randolph, New York compared to the annual auto insurance rates with a clean record in Randolph, New York.

Annual Randolph, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,826 $2,826 $4,035 $3,512
GEICO $1,449 $1,578 $2,828 $1,449
Liberty Mutual $3,338 $3,338 $6,496 $3,338
Nationwide $2,088 $2,088 $4,585 $2,135
Progressive $2,424 $2,424 $2,659 $2,437
State Farm $3,193 $3,193 $3,496 $3,496
Travelers $3,000 $3,723 $3,777 $3,474
USAA $2,697 $2,740 $3,931 $2,740

Cheap Randolph, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Randolph, New York is not easy. Compare the annual rates for DUI auto insurance in Randolph, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Randolph, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,035
GEICO $2,828
Liberty Mutual $6,496
Nationwide $4,585
Progressive $2,659
State Farm $3,496
Travelers $3,777
USAA $3,931

Cheap Randolph, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Randolph, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Randolph, New York

Insurance Company Poor Fair Good
Allstate $4,711 $2,778 $2,411
GEICO $2,287 $1,682 $1,509
Liberty Mutual $5,758 $3,782 $2,844
Nationwide $2,724 $2,724 $2,724
Progressive $3,914 $2,043 $1,500
State Farm $4,723 $2,961 $2,350
Travelers $4,809 $3,035 $2,638
USAA $4,707 $2,323 $2,051

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Cheap Randolph, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Randolph, New York can vary. Compare the annual cost of auto insurance by ZIP code in Randolph, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Randolph, New York

ZIP Code Average Annual Rates
14772 $3,077

Cheap Randolph, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Randolph, New York auto insurance. Find the cheapest annual Randolph, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Randolph, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,256 $3,343
GEICO $1,772 $1,879
Liberty Mutual $4,012 $4,243
Nationwide $2,724 $2,724
Progressive $2,486 $2,486
State Farm $3,226 $3,463
Travelers $3,494 $3,494
USAA $2,997 $3,057

Cheap Randolph, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Randolph, New York? Check out the comparison of annual Randolph, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Randolph, New York

Insurance Company Low Medium High
Allstate $3,142 $3,290 $3,466
GEICO $1,740 $1,822 $1,915
Liberty Mutual $3,976 $4,114 $4,292
Nationwide $2,574 $2,704 $2,893
Progressive $2,381 $2,476 $2,600
State Farm $3,193 $3,362 $3,480
Travelers $3,315 $3,457 $3,709
USAA $2,952 $3,015 $3,115

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Best By Category: Cheapest Auto Insurance in Randolph, New York

Compare the cheapest auto insurance companies in Randolph, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Randolph, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Randolph, New York Auto Insurance Companies

What auto insurance companies in Randolph, New York are the cheapest? Compare the top Randolph, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Randolph, New York

Insurance Company Average Annual Rates
Allstate $3,300
GEICO $1,826
Liberty Mutual $4,128
Nationwide $2,724
Progressive $2,486
State Farm $3,345
Travelers $3,494
USAA $3,027

What affects auto insurance rates in Randolph, New York?

There are a lot of reasons why auto insurance rates in Randolph, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Randolph, New York. Many local factors may affect your Randolph auto insurance rates.

Randolph Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Randolph, New York commute length is 19.1 minutes according to City-Data.

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Compare Randolph, New York Auto Insurance Quotes

Before you buy Randolph, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Randolph, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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