Best Cheap Auto Insurance in Rand, CO (2021)

The average Rand, CO auto insurance rates are $316 per month. The minimum auto insurance in Rand is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Rand, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Rand, Colorado is 25/50/15
  • Average auto insurance rates in Rand, CO for senior drivers are $2,227 per year
  • The most expensive auto insurance company in Rand for teen drivers is Farmers

Rand, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Rand can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Rand, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Rand to other Colorado cities, including Arvada auto insurance rates, Westminster auto insurance rates, and Thornton auto insurance rates to see how Rand, Colorado auto insurance rates stack up.

Before you buy Rand, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Rand, Colorado auto insurance quotes.

Minimum Auto Insurance in Rand, Colorado

Rand, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Rand, Colorado.

Minimum Required Auto Insurance Coverage in Rand, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Rand, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Rand, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rand, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,889 $2,696 $2,611 $2,637 $10,131 $10,653 $3,158 $3,172
American Family $2,508 $2,508 $2,263 $2,263 $6,096 $8,166 $2,508 $3,089
Farmers $2,964 $2,940 $2,680 $2,880 $11,240 $11,367 $3,272 $3,327
GEICO $2,017 $2,193 $2,090 $2,332 $6,178 $6,577 $1,852 $1,906
Liberty Mutual $1,902 $1,888 $1,592 $1,746 $5,498 $6,018 $1,933 $1,989
Nationwide $2,332 $2,376 $2,085 $2,204 $5,929 $7,587 $2,685 $2,900
Progressive $2,862 $2,678 $2,462 $2,460 $9,609 $10,770 $3,240 $3,158
State Farm $2,033 $2,033 $1,825 $1,825 $5,850 $7,382 $2,275 $2,709
USAA $2,166 $2,173 $2,054 $2,068 $5,365 $6,151 $2,787 $3,043

Cheap Rand, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Rand, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Rand, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Rand, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,131 $10,653
American Family $6,096 $8,166
Farmers $11,240 $11,367
GEICO $6,178 $6,577
Liberty Mutual $5,498 $6,018
Nationwide $5,929 $7,587
Progressive $9,609 $10,770
State Farm $5,850 $7,382
USAA $5,365 $6,151

Cheap Rand, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Rand, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Rand, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,611 $2,637
American Family $2,263 $2,263
Farmers $2,680 $2,880
GEICO $2,090 $2,332
Liberty Mutual $1,592 $1,746
Nationwide $2,085 $2,204
Progressive $2,462 $2,460
State Farm $1,825 $1,825
USAA $2,054 $2,068

Cheap Rand, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Rand, Colorado compared to the annual auto insurance rates with a clean record in Rand, Colorado.

Annual Rand, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,029 $4,643 $5,720 $4,582
American Family $2,716 $3,857 $5,047 $3,081
Farmers $4,294 $5,516 $5,440 $5,086
GEICO $2,239 $3,440 $3,949 $2,945
Liberty Mutual $2,463 $2,886 $3,016 $2,917
Nationwide $2,701 $3,691 $4,685 $2,973
Progressive $4,034 $5,608 $4,261 $4,717
State Farm $2,982 $3,501 $3,242 $3,242
USAA $2,359 $2,868 $5,018 $2,659

Cheap Rand, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Rand, Colorado is not easy. Compare the annual rates for DUI auto insurance in Rand, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Rand, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,720
American Family $5,047
Farmers $5,440
GEICO $3,949
Liberty Mutual $3,016
Nationwide $4,685
Progressive $4,261
State Farm $3,242
USAA $5,018

Cheap Rand, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Rand, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Rand, Colorado

Insurance Company Poor Fair Good
Allstate $6,040 $4,663 $3,528
American Family $4,787 $3,396 $2,842
Farmers $5,890 $4,800 $4,562
GEICO $3,780 $3,143 $2,506
Liberty Mutual $4,044 $2,457 $1,961
Nationwide $4,245 $3,363 $2,929
Progressive $5,309 $4,517 $4,140
State Farm $4,498 $2,893 $2,334
USAA $4,786 $2,717 $2,174

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Cheap Rand, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Rand, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Rand, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Rand, Colorado

ZIP Code Average Annual Rates
80473 $3,502

Cheap Rand, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Rand, Colorado auto insurance. Find the cheapest annual Rand, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Rand, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,743 $4,743
American Family $3,597 $3,754
Farmers $5,084 $5,084
GEICO $3,075 $3,212
Liberty Mutual $2,821 $2,821
Nationwide $3,512 $3,512
Progressive $4,655 $4,655
State Farm $3,164 $3,319
USAA $3,134 $3,317

Cheap Rand, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Rand, Colorado? Check out the comparison of annual Rand, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rand, Colorado

Insurance Company Low Medium High
Allstate $4,501 $4,728 $5,002
American Family $3,521 $3,751 $3,754
Farmers $4,500 $5,017 $5,735
GEICO $2,892 $3,096 $3,442
Liberty Mutual $2,694 $2,813 $2,954
Nationwide $3,535 $3,511 $3,491
Progressive $4,339 $4,667 $4,959
State Farm $3,044 $3,241 $3,440
USAA $3,096 $3,225 $3,356

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Best By Category: Cheapest Auto Insurance in Rand, Colorado

Compare the cheapest auto insurance companies in Rand, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Rand, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Rand, Colorado Auto Insurance Companies

What auto insurance companies in Rand, Colorado are the cheapest? Compare the top Rand, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Rand, Colorado

Insurance Company Average Annual Rates
Allstate $4,743
American Family $3,675
Farmers $5,084
GEICO $3,143
Liberty Mutual $2,821
Nationwide $3,512
Progressive $4,655
State Farm $3,242
USAA $3,226

What affects auto insurance rates in Rand, Colorado?

There are a lot of reasons why auto insurance rates in Rand, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Rand, Colorado. Many local factors may affect your Rand auto insurance rates.

Rand Traffic

How does Rand, Colorado rank for traffic? According to Inrix Rand, Colorado is the 363rd most congested worldwide.

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Compare Rand, Colorado Auto Insurance Quotes

Before you buy Rand, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Rand, Colorado auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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