Best Cheap Auto Insurance in Rancho Palos Verdes, CA (2021)

The average Rancho Palos Verdes, CA auto insurance rates are $331 per month. The minimum auto insurance in Rancho Palos Verdes is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Rancho Palos Verdes, California, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Rancho Palos Verdes, California is 15/30/5
  • The average commute length in Rancho Palos Verdes is 36.4 minutes
  • The cheapest auto insurance company in Rancho Palos Verdes is Liberty Mutual

Rancho Palos Verdes, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Rancho Palos Verdes can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Rancho Palos Verdes, California, including driving record, credit, commute time, and more.

Compare auto insurance in Rancho Palos Verdes to other California cities, including Long Beach auto insurance rates, San Diego auto insurance rates, and San Jose auto insurance rates to see how Rancho Palos Verdes, California auto insurance rates stack up.

Before you buy Rancho Palos Verdes, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Rancho Palos Verdes, California auto insurance quotes.

Minimum Auto Insurance in Rancho Palos Verdes, California

Rancho Palos Verdes, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Rancho Palos Verdes, California.

Minimum Required Auto Insurance Coverage in Rancho Palos Verdes, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Rancho Palos Verdes, California Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Rancho Palos Verdes, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rancho Palos Verdes, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,959 $2,947 $2,164 $2,172 $8,366 $10,495 $3,749 $4,069
Farmers $2,954 $2,954 $2,680 $2,680 $9,437 $15,378 $3,504 $3,906
GEICO $1,878 $1,879 $1,766 $1,766 $5,719 $5,809 $2,698 $2,754
Liberty Mutual $2,162 $2,036 $2,026 $1,958 $4,689 $5,030 $2,423 $2,458
Nationwide $3,807 $3,624 $3,343 $3,141 $9,887 $10,889 $4,565 $4,496
Progressive $2,056 $2,118 $1,750 $2,080 $5,567 $6,709 $2,972 $3,198
State Farm $3,528 $3,528 $3,155 $3,155 $6,560 $8,147 $3,910 $4,030
Travelers $2,559 $2,466 $2,268 $2,247 $5,440 $6,109 $3,326 $3,242
USAA $2,180 $2,061 $2,130 $2,135 $5,002 $5,032 $3,027 $2,856

Cheap Rancho Palos Verdes, California Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Rancho Palos Verdes, California is a challenge. Take a look at the annual teen auto insurance rates in Rancho Palos Verdes, California.

Annual Auto Insurance Rates for Teen Drivers in Rancho Palos Verdes, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,366 $10,495
Farmers $9,437 $15,378
GEICO $5,719 $5,809
Liberty Mutual $4,689 $5,030
Nationwide $9,887 $10,889
Progressive $5,567 $6,709
State Farm $6,560 $8,147
Travelers $5,440 $6,109
USAA $5,002 $5,032

Cheap Rancho Palos Verdes, California Auto Insurance for Seniors

What are senior auto insurance rates in Rancho Palos Verdes, California? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Rancho Palos Verdes, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,164 $2,172
Farmers $2,680 $2,680
GEICO $1,766 $1,766
Liberty Mutual $2,026 $1,958
Nationwide $3,343 $3,141
Progressive $1,750 $2,080
State Farm $3,155 $3,155
Travelers $2,268 $2,247
USAA $2,130 $2,135

Cheap Rancho Palos Verdes, California Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Rancho Palos Verdes, California compared to the annual auto insurance rates with a clean record in Rancho Palos Verdes, California.

Annual Rancho Palos Verdes, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,788 $4,667 $7,353 $3,652
Farmers $4,025 $5,477 $6,811 $5,435
GEICO $2,119 $3,279 $4,107 $2,629
Liberty Mutual $2,472 $3,309 $2,990 $2,620
Nationwide $3,813 $4,891 $8,281 $4,891
Progressive $2,160 $3,684 $4,265 $3,116
State Farm $3,217 $3,833 $7,224 $3,731
Travelers $2,282 $3,789 $4,354 $3,405
USAA $2,025 $3,021 $4,947 $2,220

Cheap Rancho Palos Verdes, California Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Rancho Palos Verdes, California is not easy. Compare the annual rates for DUI auto insurance in Rancho Palos Verdes, California to find the best deal.

Annual Auto Insurance Rates After a DUI in Rancho Palos Verdes, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,353
Farmers $6,811
GEICO $4,107
Liberty Mutual $2,990
Nationwide $8,281
Progressive $4,265
State Farm $7,224
Travelers $4,354
USAA $4,947

Cheap Rancho Palos Verdes, California Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Rancho Palos Verdes, California can vary. Compare the annual cost of auto insurance by ZIP code in Rancho Palos Verdes, California to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Rancho Palos Verdes, California

ZIP Code Average Annual Rates
90275 $5,441

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Cheap Rancho Palos Verdes, California Auto Insurance Rates By Commute

Commute length and annual mileage affect Rancho Palos Verdes, California auto insurance. Find the cheapest annual Rancho Palos Verdes, California auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Rancho Palos Verdes, California

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,160 $5,070
Farmers $4,932 $5,942
GEICO $2,755 $3,312
Liberty Mutual $2,615 $3,081
Nationwide $4,820 $6,118
Progressive $2,996 $3,616
State Farm $4,337 $4,665
Travelers $3,113 $3,801
USAA $2,813 $3,293

Cheap Rancho Palos Verdes, California Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Rancho Palos Verdes, California? Check out the comparison of annual Rancho Palos Verdes, California auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rancho Palos Verdes, California

Insurance Company Low Medium High
Allstate $4,341 $4,659 $4,845
Farmers $5,033 $5,483 $5,794
GEICO $2,721 $3,071 $3,308
Liberty Mutual $2,625 $2,876 $3,042
Nationwide $4,898 $5,572 $5,937
Progressive $2,954 $3,411 $3,553
State Farm $4,010 $4,592 $4,902
Travelers $2,926 $3,567 $3,878
USAA $2,772 $3,112 $3,275

Best By Category: Cheapest Auto Insurance in Rancho Palos Verdes, California

Compare the cheapest auto insurance companies in Rancho Palos Verdes, California in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Rancho Palos Verdes, California

Category Insurance Company
Teenagers Liberty Mutual
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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The Cheapest Rancho Palos Verdes, California Auto Insurance Companies

What auto insurance companies in Rancho Palos Verdes, California are the cheapest? Compare the top Rancho Palos Verdes, California auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Rancho Palos Verdes, California

Insurance Company Average Annual Rates
Allstate $4,615
Farmers $5,437
GEICO $3,034
Liberty Mutual $2,848
Nationwide $5,469
Progressive $3,306
State Farm $4,501
Travelers $3,457
USAA $3,053

What affects auto insurance rates in Rancho Palos Verdes, California?

There are a lot of reasons why auto insurance rates in Rancho Palos Verdes, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Rancho Palos Verdes, California. Many local factors may affect your Rancho Palos Verdes auto insurance rates.

Rancho Palos Verdes Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Rancho Palos Verdes, California auto theft statistics, there have been 29 auto thefts in the city.

Rancho Palos Verdes Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Rancho Palos Verdes, California commute length is 36.4 minutes according to City-Data.

Compare Rancho Palos Verdes, California Auto Insurance Quotes

Before you buy Rancho Palos Verdes, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Rancho Palos Verdes, California auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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