Best Cheap Auto Insurance in Ralph, AL (2021)

The average Ralph, AL auto insurance rates are $316 per month. The minimum auto insurance in Ralph is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Ralph, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Ralph for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Ralph is USAA
  • The minimum auto insurance required in Ralph, Alabama is 25/50/25

Ralph, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Ralph can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ralph, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Ralph to other Alabama cities, including Mobile auto insurance rates, Hoover auto insurance rates, and Montgomery auto insurance rates to see how Ralph, Alabama auto insurance rates stack up.

Before you buy Ralph, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ralph, Alabama auto insurance quotes.

Minimum Auto Insurance in Ralph, Alabama

Ralph, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ralph, Alabama.

Minimum Required Auto Insurance Coverage in Ralph, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Ralph, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ralph, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ralph, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,090 $1,993 $1,890 $1,927 $7,298 $7,850 $2,344 $2,398
Farmers $2,486 $2,470 $2,220 $2,361 $9,694 $9,981 $2,819 $2,922
GEICO $2,099 $2,095 $2,001 $2,078 $5,613 $5,513 $2,219 $2,062
Liberty Mutual $3,057 $3,306 $2,514 $2,813 $10,820 $12,034 $3,258 $3,475
Nationwide $1,709 $1,728 $1,560 $1,612 $4,521 $5,808 $1,897 $2,117
Progressive $2,355 $2,206 $1,926 $2,065 $9,765 $10,894 $2,756 $2,939
State Farm $3,026 $3,026 $2,754 $2,754 $9,397 $11,762 $3,426 $3,952
Travelers $1,593 $1,616 $1,499 $1,492 $8,661 $13,628 $1,505 $1,720
USAA $1,347 $1,365 $1,258 $1,231 $4,033 $4,467 $1,753 $1,891

Cheap Ralph, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ralph, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Ralph, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Ralph, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,298 $7,850
Farmers $9,694 $9,981
GEICO $5,613 $5,513
Liberty Mutual $10,820 $12,034
Nationwide $4,521 $5,808
Progressive $9,765 $10,894
State Farm $9,397 $11,762
Travelers $8,661 $13,628
USAA $4,033 $4,467

Cheap Ralph, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Ralph, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ralph, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,890 $1,927
Farmers $2,220 $2,361
GEICO $2,001 $2,078
Liberty Mutual $2,514 $2,813
Nationwide $1,560 $1,612
Progressive $1,926 $2,065
State Farm $2,754 $2,754
Travelers $1,499 $1,492
USAA $1,258 $1,231

Cheap Ralph, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ralph, Alabama compared to the annual auto insurance rates with a clean record in Ralph, Alabama.

Annual Ralph, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,952 $3,481 $4,126 $3,336
Farmers $3,677 $4,759 $4,643 $4,397
GEICO $1,986 $3,215 $3,995 $2,644
Liberty Mutual $4,050 $5,624 $5,515 $5,449
Nationwide $2,294 $2,294 $3,329 $2,558
Progressive $3,945 $4,964 $4,217 $4,326
State Farm $4,508 $5,628 $4,956 $4,956
Travelers $3,297 $3,460 $5,079 $4,021
USAA $1,667 $2,094 $3,108 $1,803

Cheap Ralph, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ralph, Alabama is not easy. Compare the annual rates for DUI auto insurance in Ralph, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Ralph, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,126
Farmers $4,643
GEICO $3,995
Liberty Mutual $5,515
Nationwide $3,329
Progressive $4,217
State Farm $4,956
Travelers $5,079
USAA $3,108

Cheap Ralph, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ralph, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ralph, Alabama

Insurance Company Poor Fair Good
Allstate $4,289 $3,374 $2,758
Farmers $4,895 $4,216 $3,996
GEICO $3,766 $2,685 $2,429
Liberty Mutual $7,398 $4,525 $3,556
Nationwide $3,156 $2,467 $2,234
Progressive $4,920 $4,223 $3,946
State Farm $8,135 $4,112 $2,789
Travelers $4,322 $3,749 $3,822
USAA $2,911 $1,898 $1,695

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Cheap Ralph, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ralph, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Ralph, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ralph, Alabama

ZIP Code Average Annual Rates
35480 $3,894

Cheap Ralph, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Ralph, Alabama auto insurance. Find the cheapest annual Ralph, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ralph, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,474 $3,474
Farmers $4,369 $4,369
GEICO $2,907 $3,013
Liberty Mutual $5,160 $5,160
Nationwide $2,619 $2,619
Progressive $4,363 $4,363
State Farm $4,889 $5,135
Travelers $3,964 $3,964
USAA $2,069 $2,267

Cheap Ralph, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ralph, Alabama? Check out the comparison of annual Ralph, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ralph, Alabama

Insurance Company Low Medium High
Allstate $3,356 $3,468 $3,597
Farmers $4,113 $4,309 $4,686
GEICO $2,725 $2,948 $3,208
Liberty Mutual $4,924 $5,135 $5,420
Nationwide $2,596 $2,598 $2,662
Progressive $3,924 $4,338 $4,828
State Farm $4,722 $5,008 $5,307
Travelers $3,766 $4,043 $4,083
USAA $2,089 $2,156 $2,258

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Best By Category: Cheapest Auto Insurance in Ralph, Alabama

Compare the cheapest auto insurance companies in Ralph, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ralph, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Ralph, Alabama Auto Insurance Companies

What auto insurance companies in Ralph, Alabama are the cheapest? Compare the top Ralph, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ralph, Alabama

Insurance Company Average Annual Rates
Allstate $3,474
Farmers $4,369
GEICO $2,960
Liberty Mutual $5,160
Nationwide $2,619
Progressive $4,363
State Farm $5,012
Travelers $3,964
USAA $2,168

Compare Ralph, Alabama Auto Insurance Quotes

Before you buy Ralph, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ralph, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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