Best Cheap Auto Insurance in Raleigh, FL (2021)

The average Raleigh, FL auto insurance rates are $306 per month. The minimum auto insurance in Raleigh is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Raleigh, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Raleigh for teen drivers is Allstate
  • The cheapest auto insurance company in Raleigh is USAA
  • The minimum auto insurance required in Raleigh, Florida is 10/20/10

Raleigh, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Raleigh can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Raleigh, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Raleigh to other Florida cities, including Cape Coral auto insurance rates, Hialeah auto insurance rates, and Jacksonville auto insurance rates to see how Raleigh, Florida auto insurance rates stack up.

Before you buy Raleigh, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Raleigh, Florida auto insurance quotes.

Minimum Auto Insurance in Raleigh, Florida

Raleigh, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Raleigh, Florida.

Minimum Required Auto Insurance Coverage in Raleigh, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Raleigh, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Raleigh, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Raleigh, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,581 $3,419 $3,105 $3,151 $11,985 $12,908 $3,599 $3,656
GEICO $2,413 $2,426 $2,260 $2,260 $4,283 $5,399 $2,657 $2,707
Liberty Mutual $3,059 $3,059 $2,811 $2,811 $6,359 $9,743 $3,059 $4,112
Nationwide $2,302 $2,284 $2,057 $2,134 $5,480 $6,791 $2,533 $2,652
Progressive $2,984 $2,834 $2,584 $2,764 $8,300 $9,140 $3,604 $3,497
State Farm $1,581 $1,581 $1,435 $1,435 $4,538 $5,795 $1,749 $1,880
USAA $1,387 $1,368 $1,282 $1,281 $4,617 $5,403 $1,740 $1,889

Cheap Raleigh, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Raleigh, Florida is a challenge. Take a look at the annual teen auto insurance rates in Raleigh, Florida.

Annual Auto Insurance Rates for Teen Drivers in Raleigh, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,985 $12,908
GEICO $4,283 $5,399
Liberty Mutual $6,359 $9,743
Nationwide $5,480 $6,791
Progressive $8,300 $9,140
State Farm $4,538 $5,795
USAA $4,617 $5,403

Cheap Raleigh, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Raleigh, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Raleigh, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,105 $3,151
GEICO $2,260 $2,260
Liberty Mutual $2,811 $2,811
Nationwide $2,057 $2,134
Progressive $2,584 $2,764
State Farm $1,435 $1,435
USAA $1,282 $1,281

Cheap Raleigh, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Raleigh, Florida compared to the annual auto insurance rates with a clean record in Raleigh, Florida.

Annual Raleigh, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,916 $5,858 $6,488 $5,440
GEICO $2,149 $2,725 $4,017 $3,312
Liberty Mutual $3,199 $4,109 $5,887 $4,312
Nationwide $2,824 $3,078 $4,094 $3,120
Progressive $3,537 $5,205 $4,385 $4,727
State Farm $2,291 $2,708 $2,499 $2,499
USAA $1,875 $2,293 $3,354 $1,961

Cheap Raleigh, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Raleigh, Florida is not easy. Compare the annual rates for DUI auto insurance in Raleigh, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Raleigh, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,488
GEICO $4,017
Liberty Mutual $5,887
Nationwide $4,094
Progressive $4,385
State Farm $2,499
USAA $3,354

Cheap Raleigh, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Raleigh, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Raleigh, Florida

Insurance Company Poor Fair Good
Allstate $7,924 $5,020 $4,083
GEICO $4,411 $2,698 $2,043
Liberty Mutual $5,612 $4,142 $3,376
Nationwide $4,095 $3,013 $2,729
Progressive $5,826 $4,122 $3,442
State Farm $3,393 $2,249 $1,856
USAA $3,880 $1,875 $1,358

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Cheap Raleigh, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Raleigh, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Raleigh, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Raleigh, Florida

ZIP Code Average Annual Rates
32696 $2,838

Cheap Raleigh, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Raleigh, Florida auto insurance. Find the cheapest annual Raleigh, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Raleigh, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,513 $5,838
GEICO $3,036 $3,066
Liberty Mutual $4,238 $4,515
Nationwide $3,279 $3,279
Progressive $4,463 $4,463
State Farm $2,416 $2,582
USAA $2,344 $2,398

Cheap Raleigh, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Raleigh, Florida? Check out the comparison of annual Raleigh, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Raleigh, Florida

Insurance Company Low Medium High
Allstate $4,563 $5,927 $6,537
GEICO $2,541 $3,150 $3,460
Liberty Mutual $4,034 $4,437 $4,658
Nationwide $2,669 $3,395 $3,774
Progressive $3,802 $4,557 $5,031
State Farm $2,142 $2,557 $2,799
USAA $2,083 $2,445 $2,584

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Best By Category: Cheapest Auto Insurance in Raleigh, Florida

Compare the cheapest auto insurance companies in Raleigh, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Raleigh, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Raleigh, Florida Auto Insurance Companies

What auto insurance companies in Raleigh, Florida are the cheapest? Compare the top Raleigh, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Raleigh, Florida

Insurance Company Average Annual Rates
Allstate $5,675
GEICO $3,051
Liberty Mutual $4,377
Nationwide $3,279
Progressive $4,463
State Farm $2,499
USAA $2,371

What affects auto insurance rates in Raleigh, Florida?

There are a lot of reasons why auto insurance rates in Raleigh, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Raleigh, Florida. Many local factors may affect your Raleigh auto insurance rates.

Raleigh Traffic

How does Raleigh, Florida rank for traffic? According to Inrix Raleigh, Florida is the 967th most congested worldwide.

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Compare Raleigh, Florida Auto Insurance Quotes

Before you buy Raleigh, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Raleigh, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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