Best Cheap Auto Insurance in Rainsville, AL (2021)

The average Rainsville, AL auto insurance rates are $296 per month. The minimum auto insurance in Rainsville is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Rainsville, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Rainsville for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Rainsville is USAA
  • The average commute length in Rainsville is 21.5 minutes

Rainsville, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Rainsville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Rainsville, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Rainsville to other Alabama cities, including Mobile auto insurance rates, Birmingham auto insurance rates, and Dothan auto insurance rates to see how Rainsville, Alabama auto insurance rates stack up.

Before you buy Rainsville, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Rainsville, Alabama auto insurance quotes.

Minimum Auto Insurance in Rainsville, Alabama

Rainsville, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Rainsville, Alabama.

Minimum Required Auto Insurance Coverage in Rainsville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Rainsville, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Rainsville, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rainsville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,940 $1,854 $1,750 $1,783 $6,580 $7,068 $2,185 $2,241
Farmers $2,254 $2,237 $2,016 $2,134 $8,577 $8,828 $2,572 $2,690
GEICO $2,034 $2,021 $1,927 $1,978 $5,284 $5,207 $2,142 $2,000
Liberty Mutual $3,136 $3,389 $2,566 $2,870 $11,371 $12,648 $3,350 $3,578
Nationwide $1,667 $1,687 $1,523 $1,574 $4,394 $5,642 $1,850 $2,063
Progressive $2,261 $2,135 $1,851 $1,970 $9,012 $10,080 $2,651 $2,826
State Farm $2,591 $2,591 $2,347 $2,347 $7,893 $9,867 $2,928 $3,388
Travelers $1,532 $1,555 $1,442 $1,435 $8,297 $13,055 $1,448 $1,654
USAA $1,231 $1,250 $1,149 $1,126 $3,657 $4,056 $1,603 $1,729

Cheap Rainsville, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Rainsville, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Rainsville, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Rainsville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,580 $7,068
Farmers $8,577 $8,828
GEICO $5,284 $5,207
Liberty Mutual $11,371 $12,648
Nationwide $4,394 $5,642
Progressive $9,012 $10,080
State Farm $7,893 $9,867
Travelers $8,297 $13,055
USAA $3,657 $4,056

Cheap Rainsville, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Rainsville, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Rainsville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,750 $1,783
Farmers $2,016 $2,134
GEICO $1,927 $1,978
Liberty Mutual $2,566 $2,870
Nationwide $1,523 $1,574
Progressive $1,851 $1,970
State Farm $2,347 $2,347
Travelers $1,442 $1,435
USAA $1,149 $1,126

Cheap Rainsville, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Rainsville, Alabama compared to the annual auto insurance rates with a clean record in Rainsville, Alabama.

Annual Rainsville, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,710 $3,181 $3,756 $3,052
Farmers $3,291 $4,254 $4,149 $3,960
GEICO $1,912 $3,060 $3,769 $2,555
Liberty Mutual $4,206 $5,854 $5,729 $5,665
Nationwide $2,236 $2,236 $3,238 $2,491
Progressive $3,712 $4,639 $3,965 $4,076
State Farm $3,827 $4,754 $4,198 $4,198
Travelers $3,164 $3,320 $4,868 $3,857
USAA $1,520 $1,908 $2,828 $1,644

Cheap Rainsville, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Rainsville, Alabama is not easy. Compare the annual rates for DUI auto insurance in Rainsville, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Rainsville, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,756
Farmers $4,149
GEICO $3,769
Liberty Mutual $5,729
Nationwide $3,238
Progressive $3,965
State Farm $4,198
Travelers $4,868
USAA $2,828

Cheap Rainsville, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Rainsville, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Rainsville, Alabama

Insurance Company Poor Fair Good
Allstate $3,929 $3,078 $2,518
Farmers $4,390 $3,774 $3,577
GEICO $3,592 $2,562 $2,318
Liberty Mutual $7,687 $4,707 $3,696
Nationwide $3,075 $2,402 $2,174
Progressive $4,645 $3,960 $3,689
State Farm $6,879 $3,484 $2,369
Travelers $4,145 $3,596 $3,665
USAA $2,655 $1,728 $1,543

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Cheap Rainsville, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Rainsville, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Rainsville, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Rainsville, Alabama

ZIP Code Average Annual Rates
35986 $3,647

Cheap Rainsville, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Rainsville, Alabama auto insurance. Find the cheapest annual Rainsville, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Rainsville, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,175 $3,175
Farmers $3,913 $3,913
GEICO $2,773 $2,875
Liberty Mutual $5,363 $5,363
Nationwide $2,550 $2,550
Progressive $4,098 $4,098
State Farm $4,143 $4,345
Travelers $3,802 $3,802
USAA $1,885 $2,065

Cheap Rainsville, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Rainsville, Alabama? Check out the comparison of annual Rainsville, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rainsville, Alabama

Insurance Company Low Medium High
Allstate $3,077 $3,169 $3,279
Farmers $3,717 $3,868 $4,156
GEICO $2,613 $2,811 $3,048
Liberty Mutual $5,132 $5,339 $5,619
Nationwide $2,532 $2,529 $2,590
Progressive $3,700 $4,076 $4,518
State Farm $4,018 $4,238 $4,477
Travelers $3,609 $3,878 $3,920
USAA $1,905 $1,965 $2,056

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Best By Category: Cheapest Auto Insurance in Rainsville, Alabama

Compare the cheapest auto insurance companies in Rainsville, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Rainsville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Rainsville, Alabama Auto Insurance Companies

What auto insurance companies in Rainsville, Alabama are the cheapest? Compare the top Rainsville, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Rainsville, Alabama

Insurance Company Average Annual Rates
Allstate $3,175
Farmers $3,913
GEICO $2,824
Liberty Mutual $5,363
Nationwide $2,550
Progressive $4,098
State Farm $4,244
Travelers $3,802
USAA $1,975

What affects auto insurance rates in Rainsville, Alabama?

There are a lot of reasons why auto insurance rates in Rainsville, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Rainsville, Alabama. Many local factors may affect your Rainsville auto insurance rates.

Rainsville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Rainsville, Alabama commute length is 21.5 minutes according to City-Data.

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Compare Rainsville, Alabama Auto Insurance Quotes

Before you buy Rainsville, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Rainsville, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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