Best Cheap Auto Insurance in Rainbow, TX (2021)

The average Rainbow, TX auto insurance rates are $291 per month. The minimum auto insurance in Rainbow is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Rainbow, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Rainbow is USAA
  • The most expensive auto insurance company in Rainbow for teen drivers is Progressive
  • Average auto insurance rates in Rainbow, TX for senior drivers are $2,115 per year

Rainbow, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Rainbow can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Rainbow, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Rainbow to other Texas cities, including Arlington auto insurance rates, San Antonio auto insurance rates, and El Paso auto insurance rates to see how Rainbow, Texas auto insurance rates stack up.

Before you buy Rainbow, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Rainbow, Texas auto insurance quotes.

Minimum Auto Insurance in Rainbow, Texas

Rainbow, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Rainbow, Texas.

Minimum Required Auto Insurance Coverage in Rainbow, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Rainbow, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Rainbow, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rainbow, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,179 $3,206 $3,136 $3,136 $8,531 $10,304 $3,945 $4,113
American Family $2,345 $2,596 $2,168 $2,468 $5,944 $7,790 $3,310 $3,766
GEICO $2,129 $2,279 $2,026 $2,269 $4,569 $4,752 $2,301 $2,310
Nationwide $2,440 $2,483 $2,152 $2,282 $6,954 $8,943 $2,869 $3,108
Progressive $2,231 $2,125 $1,986 $2,024 $9,250 $10,321 $2,644 $2,689
State Farm $1,835 $1,835 $1,629 $1,629 $4,319 $5,493 $1,990 $2,056
USAA $1,422 $1,435 $1,355 $1,350 $3,930 $4,294 $1,894 $2,041

Cheap Rainbow, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Rainbow, Texas is a challenge. Take a look at the annual teen auto insurance rates in Rainbow, Texas.

Annual Auto Insurance Rates for Teen Drivers in Rainbow, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,531 $10,304
American Family $5,944 $7,790
GEICO $4,569 $4,752
Nationwide $6,954 $8,943
Progressive $9,250 $10,321
State Farm $4,319 $5,493
USAA $3,930 $4,294

Cheap Rainbow, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Rainbow, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Rainbow, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,136 $3,136
American Family $2,168 $2,468
GEICO $2,026 $2,269
Nationwide $2,152 $2,282
Progressive $1,986 $2,024
State Farm $1,629 $1,629
USAA $1,355 $1,350

Cheap Rainbow, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Rainbow, Texas compared to the annual auto insurance rates with a clean record in Rainbow, Texas.

Annual Rainbow, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,823 $5,924 $6,204 $3,823
American Family $3,475 $4,386 $3,859 $3,475
GEICO $2,405 $3,151 $2,667 $3,095
Nationwide $3,382 $3,382 $5,028 $3,824
Progressive $3,631 $4,682 $4,237 $4,086
State Farm $2,318 $2,647 $3,111 $2,318
USAA $1,658 $2,433 $2,868 $1,902

Cheap Rainbow, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Rainbow, Texas is not easy. Compare the annual rates for DUI auto insurance in Rainbow, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Rainbow, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,204
American Family $3,859
GEICO $2,667
Nationwide $5,028
Progressive $4,237
State Farm $3,111
USAA $2,868

Cheap Rainbow, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Rainbow, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Rainbow, Texas

Insurance Company Poor Fair Good
Allstate $6,270 $4,611 $3,951
American Family $5,253 $3,276 $2,867
GEICO $4,351 $2,476 $1,661
Nationwide $4,686 $3,760 $3,266
Progressive $4,684 $4,045 $3,748
State Farm $3,680 $2,290 $1,825
USAA $3,262 $1,876 $1,507

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Cheap Rainbow, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Rainbow, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Rainbow, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Rainbow, Texas

ZIP Code Average Annual Rates
76077 $5,192

Cheap Rainbow, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Rainbow, Texas auto insurance. Find the cheapest annual Rainbow, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Rainbow, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,826 $5,062
American Family $3,799 $3,799
GEICO $2,776 $2,883
Nationwide $3,904 $3,904
Progressive $4,159 $4,159
State Farm $2,598 $2,598
USAA $2,187 $2,243

Cheap Rainbow, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Rainbow, Texas? Check out the comparison of annual Rainbow, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rainbow, Texas

Insurance Company Low Medium High
Allstate $4,850 $4,909 $5,072
American Family $3,546 $3,665 $4,185
GEICO $2,699 $2,802 $2,987
Nationwide $4,222 $3,736 $3,754
Progressive $3,970 $4,140 $4,366
State Farm $2,476 $2,592 $2,727
USAA $2,147 $2,207 $2,291

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Best By Category: Cheapest Auto Insurance in Rainbow, Texas

Compare the cheapest auto insurance companies in Rainbow, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Rainbow, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Rainbow, Texas Auto Insurance Companies

What auto insurance companies in Rainbow, Texas are the cheapest? Compare the top Rainbow, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Rainbow, Texas

Insurance Company Average Annual Rates
Allstate $4,944
American Family $3,799
GEICO $2,829
Nationwide $3,904
Progressive $4,159
State Farm $2,598
USAA $2,215

Compare Rainbow, Texas Auto Insurance Quotes

Before you buy Rainbow, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Rainbow, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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