Best Cheap Auto Insurance in Rainbow City, AL (2021)

The average Rainbow City, AL auto insurance rates are $316 per month. The minimum auto insurance in Rainbow City is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Rainbow City, Alabama, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Rainbow City is USAA
  • Average auto insurance rates in Rainbow City, AL for senior drivers are $1,993 per year
  • The minimum auto insurance required in Rainbow City, Alabama is 25/50/25

Rainbow City, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Rainbow City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Rainbow City, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Rainbow City to other Alabama cities, including Montgomery auto insurance rates, Mobile auto insurance rates, and Tuscaloosa auto insurance rates to see how Rainbow City, Alabama auto insurance rates stack up.

Before you buy Rainbow City, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Rainbow City, Alabama auto insurance quotes.

Minimum Auto Insurance in Rainbow City, Alabama

Rainbow City, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Rainbow City, Alabama.

Minimum Required Auto Insurance Coverage in Rainbow City, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Rainbow City, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Rainbow City, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rainbow City, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,032 $1,933 $1,841 $1,876 $7,163 $7,694 $2,268 $2,316
Farmers $2,509 $2,491 $2,240 $2,388 $9,874 $10,156 $2,841 $2,936
GEICO $2,012 $2,002 $1,917 $1,984 $5,308 $5,206 $2,125 $1,972
Liberty Mutual $3,019 $3,261 $2,479 $2,773 $11,036 $12,273 $3,210 $3,415
Nationwide $1,788 $1,809 $1,631 $1,685 $4,787 $6,152 $1,988 $2,221
Progressive $2,393 $2,233 $1,963 $2,101 $10,121 $11,293 $2,799 $2,990
State Farm $3,254 $3,254 $2,967 $2,967 $10,164 $12,714 $3,684 $4,252
Travelers $1,433 $1,454 $1,351 $1,345 $7,751 $12,192 $1,357 $1,545
USAA $1,278 $1,295 $1,196 $1,170 $3,833 $4,246 $1,665 $1,794

Cheap Rainbow City, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Rainbow City, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Rainbow City, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Rainbow City, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,163 $7,694
Farmers $9,874 $10,156
GEICO $5,308 $5,206
Liberty Mutual $11,036 $12,273
Nationwide $4,787 $6,152
Progressive $10,121 $11,293
State Farm $10,164 $12,714
Travelers $7,751 $12,192
USAA $3,833 $4,246

Cheap Rainbow City, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Rainbow City, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Rainbow City, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,841 $1,876
Farmers $2,240 $2,388
GEICO $1,917 $1,984
Liberty Mutual $2,479 $2,773
Nationwide $1,631 $1,685
Progressive $1,963 $2,101
State Farm $2,967 $2,967
Travelers $1,351 $1,345
USAA $1,196 $1,170

Cheap Rainbow City, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Rainbow City, Alabama compared to the annual auto insurance rates with a clean record in Rainbow City, Alabama.

Annual Rainbow City, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,874 $3,394 $4,039 $3,255
Farmers $3,726 $4,828 $4,711 $4,452
GEICO $1,897 $3,056 $3,781 $2,528
Liberty Mutual $4,065 $5,660 $5,532 $5,476
Nationwide $2,414 $2,414 $3,510 $2,693
Progressive $4,044 $5,110 $4,360 $4,433
State Farm $4,859 $6,077 $5,346 $5,346
Travelers $2,959 $3,104 $4,549 $3,602
USAA $1,585 $1,991 $2,949 $1,714

Cheap Rainbow City, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Rainbow City, Alabama is not easy. Compare the annual rates for DUI auto insurance in Rainbow City, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Rainbow City, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,039
Farmers $4,711
GEICO $3,781
Liberty Mutual $5,532
Nationwide $3,510
Progressive $4,360
State Farm $5,346
Travelers $4,549
USAA $2,949

Cheap Rainbow City, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Rainbow City, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Rainbow City, Alabama

Insurance Company Poor Fair Good
Allstate $4,183 $3,294 $2,695
Farmers $4,963 $4,275 $4,050
GEICO $3,582 $2,555 $2,311
Liberty Mutual $7,421 $4,554 $3,575
Nationwide $3,327 $2,596 $2,349
Progressive $5,044 $4,347 $4,069
State Farm $8,771 $4,437 $3,013
Travelers $3,873 $3,361 $3,426
USAA $2,762 $1,804 $1,612

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Cheap Rainbow City, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Rainbow City, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Rainbow City, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Rainbow City, Alabama

ZIP Code Average Annual Rates
35906 $3,884

Cheap Rainbow City, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Rainbow City, Alabama auto insurance. Find the cheapest annual Rainbow City, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Rainbow City, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,390 $3,390
Farmers $4,429 $4,429
GEICO $2,765 $2,866
Liberty Mutual $5,183 $5,183
Nationwide $2,758 $2,758
Progressive $4,487 $4,487
State Farm $5,274 $5,540
Travelers $3,554 $3,554
USAA $1,966 $2,154

Cheap Rainbow City, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Rainbow City, Alabama? Check out the comparison of annual Rainbow City, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rainbow City, Alabama

Insurance Company Low Medium High
Allstate $3,270 $3,385 $3,516
Farmers $4,156 $4,365 $4,767
GEICO $2,590 $2,803 $3,054
Liberty Mutual $4,933 $5,157 $5,460
Nationwide $2,741 $2,735 $2,797
Progressive $4,007 $4,464 $4,989
State Farm $5,086 $5,401 $5,733
Travelers $3,371 $3,624 $3,665
USAA $1,983 $2,048 $2,148

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Best By Category: Cheapest Auto Insurance in Rainbow City, Alabama

Compare the cheapest auto insurance companies in Rainbow City, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Rainbow City, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Rainbow City, Alabama Auto Insurance Companies

What auto insurance companies in Rainbow City, Alabama are the cheapest? Compare the top Rainbow City, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Rainbow City, Alabama

Insurance Company Average Annual Rates
Allstate $3,390
Farmers $4,429
GEICO $2,816
Liberty Mutual $5,183
Nationwide $2,758
Progressive $4,487
State Farm $5,407
Travelers $3,554
USAA $2,060

What affects auto insurance rates in Rainbow City, Alabama?

There are a lot of reasons why auto insurance rates in Rainbow City, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Rainbow City, Alabama. Many local factors may affect your Rainbow City auto insurance rates.

Rainbow City Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Rainbow City, Alabama auto theft statistics, there have been 9 auto thefts in the city.

Rainbow City Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Rainbow City, Alabama commute length is 21.4 minutes according to City-Data.

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Compare Rainbow City, Alabama Auto Insurance Quotes

Before you buy Rainbow City, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Rainbow City, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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