Best Cheap Auto Insurance in Radcliff, KY (2021)

The average Radcliff, KY auto insurance rates are $357 per month. The minimum auto insurance in Radcliff is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Radcliff, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Radcliff, Kentucky is 25/50/25
  • Average auto insurance rates in Radcliff, KY for senior drivers are $2,362 per year
  • The most expensive auto insurance company in Radcliff for teen drivers is Travelers

Radcliff, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Radcliff can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Radcliff, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Radcliff to other Kentucky cities, including Elizabeth auto insurance rates, Covington auto insurance rates, and Richmond auto insurance rates to see how Radcliff, Kentucky auto insurance rates stack up.

Before you buy Radcliff, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Radcliff, Kentucky auto insurance quotes.

Minimum Auto Insurance in Radcliff, Kentucky

Radcliff, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Radcliff, Kentucky.

Minimum Required Auto Insurance Coverage in Radcliff, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Radcliff, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Radcliff, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Radcliff, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,139 $3,099 $2,843 $3,031 $11,817 $13,270 $3,463 $3,653
GEICO $3,277 $3,029 $3,442 $3,117 $6,938 $8,156 $2,665 $2,287
Liberty Mutual $3,031 $3,286 $2,596 $2,899 $12,388 $13,674 $3,156 $3,260
Nationwide $3,035 $3,029 $2,745 $2,862 $6,743 $8,373 $3,436 $3,593
Progressive $2,190 $2,085 $1,969 $1,978 $10,690 $12,089 $2,716 $2,768
State Farm $1,565 $1,565 $1,396 $1,396 $4,565 $5,812 $1,746 $1,933
Travelers $2,274 $2,316 $2,227 $2,233 $10,852 $17,423 $2,374 $2,751
USAA $1,679 $1,677 $1,523 $1,542 $4,507 $4,736 $2,110 $2,302

Cheap Radcliff, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Radcliff, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Radcliff, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Radcliff, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,817 $13,270
GEICO $6,938 $8,156
Liberty Mutual $12,388 $13,674
Nationwide $6,743 $8,373
Progressive $10,690 $12,089
State Farm $4,565 $5,812
Travelers $10,852 $17,423
USAA $4,507 $4,736

Cheap Radcliff, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Radcliff, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Radcliff, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,843 $3,031
GEICO $3,442 $3,117
Liberty Mutual $2,596 $2,899
Nationwide $2,745 $2,862
Progressive $1,969 $1,978
State Farm $1,396 $1,396
Travelers $2,227 $2,233
USAA $1,523 $1,542

Cheap Radcliff, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Radcliff, Kentucky compared to the annual auto insurance rates with a clean record in Radcliff, Kentucky.

Annual Radcliff, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,579 $5,994 $6,408 $5,177
GEICO $2,460 $4,363 $6,619 $3,014
Liberty Mutual $4,613 $7,105 $5,520 $4,906
Nationwide $3,361 $4,347 $5,499 $3,701
Progressive $3,772 $5,590 $4,299 $4,581
State Farm $2,289 $2,706 $2,497 $2,497
Travelers $4,629 $4,763 $6,872 $4,962
USAA $1,894 $2,671 $3,193 $2,280

Cheap Radcliff, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Radcliff, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Radcliff, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Radcliff, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,408
GEICO $6,619
Liberty Mutual $5,520
Nationwide $5,499
Progressive $4,299
State Farm $2,497
Travelers $6,872
USAA $3,193

Cheap Radcliff, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Radcliff, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Radcliff, Kentucky

Insurance Company Poor Fair Good
Allstate $7,328 $5,069 $4,221
GEICO $6,765 $3,377 $2,200
Liberty Mutual $7,920 $4,859 $3,830
Nationwide $5,136 $4,037 $3,508
Progressive $5,091 $4,445 $4,146
State Farm $3,611 $2,180 $1,700
Travelers $5,920 $5,009 $4,990
USAA $3,717 $2,098 $1,714

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Cheap Radcliff, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Radcliff, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Radcliff, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Radcliff, Kentucky

ZIP Code Average Annual Rates
40160 $3,904
40175 $3,831

Cheap Radcliff, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Radcliff, Kentucky auto insurance. Find the cheapest annual Radcliff, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Radcliff, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,539 $5,539
GEICO $4,076 $4,152
Liberty Mutual $5,536 $5,536
Nationwide $4,227 $4,227
Progressive $4,561 $4,561
State Farm $2,433 $2,561
Travelers $5,306 $5,306
USAA $2,417 $2,602

Cheap Radcliff, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Radcliff, Kentucky? Check out the comparison of annual Radcliff, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Radcliff, Kentucky

Insurance Company Low Medium High
Allstate $5,146 $5,517 $5,954
GEICO $3,811 $4,105 $4,427
Liberty Mutual $5,259 $5,498 $5,851
Nationwide $4,276 $4,178 $4,227
Progressive $4,172 $4,497 $5,013
State Farm $2,331 $2,496 $2,664
Travelers $5,042 $5,332 $5,545
USAA $2,384 $2,503 $2,641

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Best By Category: Cheapest Auto Insurance in Radcliff, Kentucky

Compare the cheapest auto insurance companies in Radcliff, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Radcliff, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Radcliff, Kentucky Auto Insurance Companies

What auto insurance companies in Radcliff, Kentucky are the cheapest? Compare the top Radcliff, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Radcliff, Kentucky

Insurance Company Average Annual Rates
Allstate $5,539
GEICO $4,114
Liberty Mutual $5,536
Nationwide $4,227
Progressive $4,561
State Farm $2,497
Travelers $5,306
USAA $2,510

What affects auto insurance rates in Radcliff, Kentucky?

There are a lot of reasons why auto insurance rates in Radcliff, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Radcliff, Kentucky. Many local factors may affect your Radcliff auto insurance rates.

Radcliff Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Radcliff, Kentucky commute length is 24.4 minutes according to City-Data.

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Compare Radcliff, Kentucky Auto Insurance Quotes

Before you buy Radcliff, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Radcliff, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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