Best Cheap Auto Insurance in Quincy, KY (2021)

The average Quincy, KY auto insurance rates are $384 per month. The minimum auto insurance in Quincy is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Quincy, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Quincy, KY for senior drivers are $2,526 per year
  • The cheapest auto insurance company in Quincy is USAA
  • The most expensive auto insurance company in Quincy for teen drivers is Travelers

Quincy, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Quincy can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Quincy, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Quincy to other Kentucky cities, including Richmond auto insurance rates, Florence auto insurance rates, and Bowling Green auto insurance rates to see how Quincy, Kentucky auto insurance rates stack up.

Before you buy Quincy, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Quincy, Kentucky auto insurance quotes.

Minimum Auto Insurance in Quincy, Kentucky

Quincy, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Quincy, Kentucky.

Minimum Required Auto Insurance Coverage in Quincy, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Quincy, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Quincy, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Quincy, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,289 $3,253 $2,975 $3,171 $12,180 $13,685 $3,638 $3,844
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $3,066 $3,327 $2,579 $2,889 $13,156 $14,595 $3,220 $3,378
Nationwide $3,199 $3,201 $2,887 $3,016 $7,262 $9,049 $3,633 $3,814
Progressive $2,215 $2,108 $1,991 $1,996 $10,884 $12,354 $2,751 $2,817
State Farm $2,016 $2,016 $1,802 $1,802 $6,027 $7,614 $2,249 $2,523
Travelers $2,462 $2,506 $2,416 $2,421 $11,896 $19,136 $2,570 $2,976
USAA $1,836 $1,842 $1,654 $1,686 $4,862 $5,131 $2,321 $2,544

Cheap Quincy, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Quincy, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Quincy, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Quincy, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,180 $13,685
GEICO $7,170 $8,568
Liberty Mutual $13,156 $14,595
Nationwide $7,262 $9,049
Progressive $10,884 $12,354
State Farm $6,027 $7,614
Travelers $11,896 $19,136
USAA $4,862 $5,131

Cheap Quincy, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Quincy, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Quincy, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,975 $3,171
GEICO $3,742 $3,389
Liberty Mutual $2,579 $2,889
Nationwide $2,887 $3,016
Progressive $1,991 $1,996
State Farm $1,802 $1,802
Travelers $2,416 $2,421
USAA $1,654 $1,686

Cheap Quincy, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Quincy, Kentucky compared to the annual auto insurance rates with a clean record in Quincy, Kentucky.

Annual Quincy, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,772 $6,223 $6,640 $5,382
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,809 $7,419 $5,763 $5,114
Nationwide $3,583 $4,636 $5,866 $3,946
Progressive $3,836 $5,687 $4,373 $4,663
State Farm $2,975 $3,537 $3,256 $3,256
Travelers $5,053 $5,199 $7,518 $5,422
USAA $2,062 $2,916 $3,479 $2,482

Cheap Quincy, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Quincy, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Quincy, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Quincy, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,640
GEICO $7,199
Liberty Mutual $5,763
Nationwide $5,866
Progressive $4,373
State Farm $3,256
Travelers $7,518
USAA $3,479

Cheap Quincy, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Quincy, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Quincy, Kentucky

Insurance Company Poor Fair Good
Allstate $7,623 $5,260 $4,380
GEICO $7,256 $3,623 $2,361
Liberty Mutual $8,277 $5,066 $3,986
Nationwide $5,472 $4,309 $3,742
Progressive $5,179 $4,522 $4,218
State Farm $4,705 $2,844 $2,220
Travelers $6,473 $5,471 $5,450
USAA $4,072 $2,277 $1,855

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Cheap Quincy, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Quincy, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Quincy, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Quincy, Kentucky

ZIP Code Average Annual Rates
41166 $4,148

Cheap Quincy, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Quincy, Kentucky auto insurance. Find the cheapest annual Quincy, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Quincy, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,754 $5,754
GEICO $4,371 $4,456
Liberty Mutual $5,776 $5,776
Nationwide $4,508 $4,508
Progressive $4,640 $4,640
State Farm $3,178 $3,334
Travelers $5,798 $5,798
USAA $2,633 $2,836

Cheap Quincy, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Quincy, Kentucky? Check out the comparison of annual Quincy, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Quincy, Kentucky

Insurance Company Low Medium High
Allstate $5,359 $5,733 $6,171
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,502 $5,742 $6,085
Nationwide $4,563 $4,454 $4,506
Progressive $4,256 $4,570 $5,093
State Farm $3,075 $3,252 $3,442
Travelers $5,499 $5,821 $6,074
USAA $2,617 $2,729 $2,858

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Best By Category: Cheapest Auto Insurance in Quincy, Kentucky

Compare the cheapest auto insurance companies in Quincy, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Quincy, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Quincy, Kentucky Auto Insurance Companies

What auto insurance companies in Quincy, Kentucky are the cheapest? Compare the top Quincy, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Quincy, Kentucky

Insurance Company Average Annual Rates
Allstate $5,754
GEICO $4,413
Liberty Mutual $5,776
Nationwide $4,508
Progressive $4,640
State Farm $3,256
Travelers $5,798
USAA $2,735

Compare Quincy, Kentucky Auto Insurance Quotes

Before you buy Quincy, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Quincy, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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