Best Cheap Auto Insurance in Quincy, FL (2021)

The average Quincy, FL auto insurance rates are $315 per month. The minimum auto insurance in Quincy is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Quincy, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Quincy is USAA
  • The average commute length in Quincy is 27.0 minutes
  • Average auto insurance rates in Quincy, FL for senior drivers are $2,286 per year

Quincy, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Quincy can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Quincy, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Quincy to other Florida cities, including Tampa auto insurance rates, Hialeah auto insurance rates, and Miami auto insurance rates to see how Quincy, Florida auto insurance rates stack up.

Before you buy Quincy, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Quincy, Florida auto insurance quotes.

Minimum Auto Insurance in Quincy, Florida

Quincy, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Quincy, Florida.

Minimum Required Auto Insurance Coverage in Quincy, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Quincy, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Quincy, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Quincy, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,676 $3,548 $3,198 $3,271 $12,757 $13,874 $3,778 $3,870
GEICO $2,339 $2,351 $2,186 $2,186 $4,160 $5,197 $2,577 $2,611
Liberty Mutual $3,210 $3,210 $2,943 $2,943 $6,768 $10,414 $3,210 $4,344
Nationwide $2,260 $2,243 $2,021 $2,096 $5,367 $6,652 $2,488 $2,605
Progressive $3,084 $2,933 $2,658 $2,850 $8,478 $9,348 $3,736 $3,646
State Farm $1,719 $1,719 $1,546 $1,546 $4,900 $6,272 $1,898 $2,054
USAA $1,387 $1,368 $1,282 $1,281 $4,617 $5,403 $1,740 $1,889

Cheap Quincy, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Quincy, Florida is a challenge. Take a look at the annual teen auto insurance rates in Quincy, Florida.

Annual Auto Insurance Rates for Teen Drivers in Quincy, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,757 $13,874
GEICO $4,160 $5,197
Liberty Mutual $6,768 $10,414
Nationwide $5,367 $6,652
Progressive $8,478 $9,348
State Farm $4,900 $6,272
USAA $4,617 $5,403

Cheap Quincy, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Quincy, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Quincy, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,198 $3,271
GEICO $2,186 $2,186
Liberty Mutual $2,943 $2,943
Nationwide $2,021 $2,096
Progressive $2,658 $2,850
State Farm $1,546 $1,546
USAA $1,282 $1,281

Cheap Quincy, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Quincy, Florida compared to the annual auto insurance rates with a clean record in Quincy, Florida.

Annual Quincy, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,177 $6,164 $6,896 $5,750
GEICO $2,056 $2,627 $3,910 $3,210
Liberty Mutual $3,374 $4,346 $6,241 $4,561
Nationwide $2,770 $3,020 $4,016 $3,060
Progressive $3,652 $5,344 $4,508 $4,861
State Farm $2,486 $2,927 $2,707 $2,707
USAA $1,875 $2,293 $3,354 $1,961

Cheap Quincy, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Quincy, Florida is not easy. Compare the annual rates for DUI auto insurance in Quincy, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Quincy, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,896
GEICO $3,910
Liberty Mutual $6,241
Nationwide $4,016
Progressive $4,508
State Farm $2,707
USAA $3,354

Cheap Quincy, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Quincy, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Quincy, Florida

Insurance Company Poor Fair Good
Allstate $8,309 $5,321 $4,360
GEICO $4,294 $2,602 $1,956
Liberty Mutual $5,962 $4,378 $3,552
Nationwide $4,010 $2,957 $2,682
Progressive $6,005 $4,241 $3,529
State Farm $3,653 $2,441 $2,026
USAA $3,880 $1,875 $1,358

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Cheap Quincy, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Quincy, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Quincy, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Quincy, Florida

ZIP Code Average Annual Rates
32351 $2,917
32352 $2,927

Cheap Quincy, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Quincy, Florida auto insurance. Find the cheapest annual Quincy, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Quincy, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,822 $6,171
GEICO $2,936 $2,965
Liberty Mutual $4,481 $4,780
Nationwide $3,216 $3,216
Progressive $4,592 $4,592
State Farm $2,617 $2,797
USAA $2,344 $2,398

Cheap Quincy, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Quincy, Florida? Check out the comparison of annual Quincy, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Quincy, Florida

Insurance Company Low Medium High
Allstate $4,884 $6,248 $6,858
GEICO $2,515 $3,037 $3,300
Liberty Mutual $4,285 $4,698 $4,909
Nationwide $2,613 $3,331 $3,706
Progressive $3,988 $4,678 $5,109
State Farm $2,367 $2,761 $2,992
USAA $2,083 $2,445 $2,584

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Best By Category: Cheapest Auto Insurance in Quincy, Florida

Compare the cheapest auto insurance companies in Quincy, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Quincy, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Quincy, Florida Auto Insurance Companies

What auto insurance companies in Quincy, Florida are the cheapest? Compare the top Quincy, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Quincy, Florida

Insurance Company Average Annual Rates
Allstate $5,997
GEICO $2,951
Liberty Mutual $4,631
Nationwide $3,216
Progressive $4,592
State Farm $2,707
USAA $2,371

What affects auto insurance rates in Quincy, Florida?

There are a lot of reasons why auto insurance rates in Quincy, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Quincy, Florida. Many local factors may affect your Quincy auto insurance rates.

Quincy Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Quincy, Florida auto theft statistics, there have been 16 auto thefts in the city.

Quincy Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Quincy, Florida commute length is 27.0 minutes according to City-Data.

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Compare Quincy, Florida Auto Insurance Quotes

Before you buy Quincy, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Quincy, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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