Best Cheap Auto Insurance in Putnam, TX (2021)

The average Putnam, TX auto insurance rates are $291 per month. The minimum auto insurance in Putnam is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Putnam, Texas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Putnam for teen drivers is Progressive
  • The cheapest auto insurance company in Putnam is USAA
  • The minimum auto insurance required in Putnam, Texas is 30/60/25

Putnam, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Putnam can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Putnam, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Putnam to other Texas cities, including San Antonio auto insurance rates, Laredo auto insurance rates, and Dallas auto insurance rates to see how Putnam, Texas auto insurance rates stack up.

Before you buy Putnam, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Putnam, Texas auto insurance quotes.

Minimum Auto Insurance in Putnam, Texas

Putnam, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Putnam, Texas.

Minimum Required Auto Insurance Coverage in Putnam, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Putnam, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Putnam, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Putnam, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,160 $3,218 $3,124 $3,124 $7,962 $9,713 $3,937 $4,154
American Family $2,855 $3,131 $2,516 $2,842 $6,546 $8,693 $3,908 $4,454
GEICO $2,063 $2,206 $1,960 $2,185 $4,399 $4,600 $2,230 $2,248
Nationwide $2,412 $2,460 $2,126 $2,260 $6,729 $8,684 $2,821 $3,061
Progressive $2,222 $2,137 $1,963 $2,008 $8,801 $9,834 $2,641 $2,702
State Farm $1,758 $1,758 $1,556 $1,556 $4,064 $5,155 $1,901 $1,965
USAA $1,454 $1,480 $1,376 $1,388 $3,876 $4,276 $1,946 $2,126

Cheap Putnam, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Putnam, Texas is a challenge. Take a look at the annual teen auto insurance rates in Putnam, Texas.

Annual Auto Insurance Rates for Teen Drivers in Putnam, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,962 $9,713
American Family $6,546 $8,693
GEICO $4,399 $4,600
Nationwide $6,729 $8,684
Progressive $8,801 $9,834
State Farm $4,064 $5,155
USAA $3,876 $4,276

Cheap Putnam, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Putnam, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Putnam, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,124 $3,124
American Family $2,516 $2,842
GEICO $1,960 $2,185
Nationwide $2,126 $2,260
Progressive $1,963 $2,008
State Farm $1,556 $1,556
USAA $1,376 $1,388

Cheap Putnam, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Putnam, Texas compared to the annual auto insurance rates with a clean record in Putnam, Texas.

Annual Putnam, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,829 $5,660 $5,879 $3,829
American Family $4,005 $5,037 $4,425 $4,005
GEICO $2,328 $3,043 $2,582 $2,992
Nationwide $3,304 $3,304 $4,927 $3,741
Progressive $3,530 $4,515 $4,128 $3,981
State Farm $2,206 $2,509 $2,937 $2,206
USAA $1,686 $2,452 $2,888 $1,934

Cheap Putnam, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Putnam, Texas is not easy. Compare the annual rates for DUI auto insurance in Putnam, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Putnam, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,879
American Family $4,425
GEICO $2,582
Nationwide $4,927
Progressive $4,128
State Farm $2,937
USAA $2,888

Cheap Putnam, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Putnam, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Putnam, Texas

Insurance Company Poor Fair Good
Allstate $6,116 $4,468 $3,813
American Family $6,169 $3,705 $3,230
GEICO $4,203 $2,396 $1,610
Nationwide $4,591 $3,672 $3,194
Progressive $4,578 $3,919 $3,619
State Farm $3,491 $2,172 $1,730
USAA $3,323 $1,888 $1,510

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Cheap Putnam, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Putnam, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Putnam, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Putnam, Texas

ZIP Code Average Annual Rates
76469 $5,059

Cheap Putnam, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Putnam, Texas auto insurance. Find the cheapest annual Putnam, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Putnam, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,693 $4,905
American Family $4,368 $4,368
GEICO $2,684 $2,788
Nationwide $3,819 $3,819
Progressive $4,039 $4,039
State Farm $2,464 $2,464
USAA $2,212 $2,269

Cheap Putnam, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Putnam, Texas? Check out the comparison of annual Putnam, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Putnam, Texas

Insurance Company Low Medium High
Allstate $4,726 $4,772 $4,899
American Family $4,165 $4,266 $4,674
GEICO $2,617 $2,710 $2,881
Nationwide $4,134 $3,653 $3,670
Progressive $3,862 $4,022 $4,232
State Farm $2,350 $2,458 $2,585
USAA $2,181 $2,233 $2,307

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Best By Category: Cheapest Auto Insurance in Putnam, Texas

Compare the cheapest auto insurance companies in Putnam, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Putnam, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Putnam, Texas Auto Insurance Companies

What auto insurance companies in Putnam, Texas are the cheapest? Compare the top Putnam, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Putnam, Texas

Insurance Company Average Annual Rates
Allstate $4,799
American Family $4,368
GEICO $2,736
Nationwide $3,819
Progressive $4,039
State Farm $2,464
USAA $2,240

Compare Putnam, Texas Auto Insurance Quotes

Before you buy Putnam, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Putnam, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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