Best Cheap Auto Insurance in Purcellville, VA (2021)

The average Purcellville, VA auto insurance rates are $198 per month. The minimum auto insurance in Purcellville is at least 25/50/20 in coverage to comply with Virginia auto insurance laws. To find the best cheap auto insurance in Purcellville, Virginia, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Purcellville is 37.9 minutes
  • Average auto insurance rates in Purcellville, VA for senior drivers are $1,368 per year
  • The minimum auto insurance required in Purcellville, Virginia is 25/50/20

Purcellville, Virginia auto insurance requirements are 25/50/20 according to Virginia auto insurance laws. Finding cheap auto insurance in Purcellville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Purcellville, Virginia, including driving record, credit, commute time, and more.

Compare auto insurance in Purcellville to other Virginia cities, including Suffolk auto insurance rates, Newport News auto insurance rates, and Chesapeake auto insurance rates to see how Purcellville, Virginia auto insurance rates stack up.

Before you buy Purcellville, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Purcellville, Virginia auto insurance quotes.

Minimum Auto Insurance in Purcellville, Virginia

Purcellville, Virginia auto insurance laws require that you have at least the Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Purcellville, Virginia.

Minimum Required Auto Insurance Coverage in Purcellville, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Purcellville, Virginia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Purcellville, Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Purcellville, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,174 $2,049 $2,160 $2,160 $6,860 $7,881 $2,829 $2,830
GEICO $1,354 $1,346 $1,286 $1,286 $2,937 $3,916 $1,574 $1,550
Nationwide $1,465 $1,472 $1,301 $1,334 $3,535 $4,544 $1,618 $1,757
Progressive $1,184 $1,127 $1,070 $1,074 $5,411 $6,072 $1,435 $1,469
State Farm $1,442 $1,442 $1,303 $1,303 $4,390 $5,508 $1,632 $1,880
USAA $1,136 $1,116 $1,069 $1,070 $3,571 $4,241 $1,458 $1,597

Cheap Purcellville, Virginia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Purcellville, Virginia is a challenge. Take a look at the annual teen auto insurance rates in Purcellville, Virginia.

Annual Auto Insurance Rates for Teen Drivers in Purcellville, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,860 $7,881
GEICO $2,937 $3,916
Nationwide $3,535 $4,544
Progressive $5,411 $6,072
State Farm $4,390 $5,508
USAA $3,571 $4,241

Cheap Purcellville, Virginia Auto Insurance for Seniors

What are senior auto insurance rates in Purcellville, Virginia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Purcellville, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,160 $2,160
GEICO $1,286 $1,286
Nationwide $1,301 $1,334
Progressive $1,070 $1,074
State Farm $1,303 $1,303
USAA $1,069 $1,070

Cheap Purcellville, Virginia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Purcellville, Virginia compared to the annual auto insurance rates with a clean record in Purcellville, Virginia.

Annual Purcellville, Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,698 $4,320 $3,969 $3,485
GEICO $1,450 $1,879 $2,844 $1,450
Nationwide $1,852 $1,852 $2,710 $2,100
Progressive $2,013 $2,668 $2,397 $2,343
State Farm $2,155 $2,571 $2,363 $2,363
USAA $1,476 $1,920 $2,532 $1,701

Cheap Purcellville, Virginia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Purcellville, Virginia is not easy. Compare the annual rates for DUI auto insurance in Purcellville, Virginia to find the best deal.

Annual Auto Insurance Rates After a DUI in Purcellville, Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,969
GEICO $2,844
Nationwide $2,710
Progressive $2,397
State Farm $2,363
USAA $2,532

Cheap Purcellville, Virginia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Purcellville, Virginia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Purcellville, Virginia

Insurance Company Poor Fair Good
Allstate $4,405 $3,536 $2,913
GEICO $2,118 $1,800 $1,800
Nationwide $2,515 $2,027 $1,842
Progressive $2,625 $2,296 $2,145
State Farm $3,360 $2,083 $1,645
USAA $2,549 $1,738 $1,435

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Cheap Purcellville, Virginia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Purcellville, Virginia can vary. Compare the annual cost of auto insurance by ZIP code in Purcellville, Virginia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Purcellville, Virginia

ZIP Code Average Annual Rates
20132 $2,052

Cheap Purcellville, Virginia Auto Insurance Rates By Commute

Commute length and annual mileage affect Purcellville, Virginia auto insurance. Find the cheapest annual Purcellville, Virginia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Purcellville, Virginia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,508 $3,728
GEICO $1,871 $1,942
Nationwide $2,128 $2,128
Progressive $2,355 $2,355
State Farm $2,305 $2,421
USAA $1,837 $1,978

Cheap Purcellville, Virginia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Purcellville, Virginia? Check out the comparison of annual Purcellville, Virginia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Purcellville, Virginia

Insurance Company Low Medium High
Allstate $3,517 $3,619 $3,719
GEICO $1,833 $1,905 $1,980
Nationwide $2,238 $2,109 $2,038
Progressive $2,269 $2,335 $2,462
State Farm $2,223 $2,359 $2,506
USAA $1,834 $1,911 $1,977

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Best By Category: Cheapest Auto Insurance in Purcellville, Virginia

Compare the cheapest auto insurance companies in Purcellville, Virginia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Purcellville, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Purcellville, Virginia Auto Insurance Companies

What auto insurance companies in Purcellville, Virginia are the cheapest? Compare the top Purcellville, Virginia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Purcellville, Virginia

Insurance Company Average Annual Rates
Allstate $3,618
GEICO $1,906
Nationwide $2,128
Progressive $2,355
State Farm $2,363
USAA $1,907

What affects auto insurance rates in Purcellville, Virginia?

There are a lot of reasons why auto insurance rates in Purcellville, Virginia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Purcellville, Virginia. Many local factors may affect your Purcellville auto insurance rates.

Purcellville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Purcellville, Virginia commute length is 37.9 minutes according to City-Data.

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Compare Purcellville, Virginia Auto Insurance Quotes

Before you buy Purcellville, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Purcellville, Virginia auto insurance quotes.

Free Auto Insurance Comparison

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