Best Cheap Auto Insurance in Pueblo, CO (2021)

The average Pueblo, CO auto insurance rates are $363 per month. The minimum auto insurance in Pueblo is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Pueblo, Colorado, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The average commute length in Pueblo is 28.1 minutes
  • Average auto insurance rates in Pueblo, CO for senior drivers are $2,595 per year
  • The most expensive auto insurance company in Pueblo for teen drivers is Farmers

Pueblo, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Pueblo can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Pueblo, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Pueblo to other Colorado cities, including Lakewood auto insurance rates, Colorado Springs auto insurance rates, and Arvada auto insurance rates to see how Pueblo, Colorado auto insurance rates stack up.

Before you buy Pueblo, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Pueblo, Colorado auto insurance quotes.

Minimum Auto Insurance in Pueblo, Colorado

Pueblo, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Pueblo, Colorado.

Minimum Required Auto Insurance Coverage in Pueblo, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Pueblo, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Pueblo, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Pueblo, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,015 $3,815 $3,569 $3,611 $12,486 $13,104 $4,558 $4,627
American Family $2,794 $2,794 $2,519 $2,519 $6,771 $9,096 $2,794 $3,418
Farmers $3,400 $3,370 $3,085 $3,342 $12,802 $12,840 $3,708 $3,719
GEICO $2,154 $2,350 $2,317 $2,652 $6,664 $6,989 $1,961 $1,971
Liberty Mutual $2,090 $1,970 $1,785 $1,970 $6,254 $6,813 $2,100 $2,102
Nationwide $2,807 $2,854 $2,512 $2,653 $7,116 $9,102 $3,232 $3,490
Progressive $2,939 $2,757 $2,571 $2,563 $9,854 $11,010 $3,304 $3,212
State Farm $2,398 $2,398 $2,180 $2,180 $7,112 $8,994 $2,692 $3,179
USAA $2,448 $2,448 $2,333 $2,345 $6,114 $7,025 $3,158 $3,447

Cheap Pueblo, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Pueblo, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Pueblo, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Pueblo, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,486 $13,104
American Family $6,771 $9,096
Farmers $12,802 $12,840
GEICO $6,664 $6,989
Liberty Mutual $6,254 $6,813
Nationwide $7,116 $9,102
Progressive $9,854 $11,010
State Farm $7,112 $8,994
USAA $6,114 $7,025

Cheap Pueblo, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Pueblo, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Pueblo, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,569 $3,611
American Family $2,519 $2,519
Farmers $3,085 $3,342
GEICO $2,317 $2,652
Liberty Mutual $1,785 $1,970
Nationwide $2,512 $2,653
Progressive $2,571 $2,563
State Farm $2,180 $2,180
USAA $2,333 $2,345

Cheap Pueblo, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Pueblo, Colorado compared to the annual auto insurance rates with a clean record in Pueblo, Colorado.

Annual Pueblo, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,427 $6,149 $7,284 $6,034
American Family $3,029 $4,274 $5,616 $3,434
Farmers $4,889 $6,283 $6,198 $5,762
GEICO $2,381 $3,729 $4,303 $3,117
Liberty Mutual $2,746 $3,221 $3,334 $3,241
Nationwide $3,244 $4,437 $5,632 $3,571
Progressive $4,123 $5,807 $4,355 $4,821
State Farm $3,564 $4,219 $3,892 $3,892
USAA $2,677 $3,266 $5,694 $3,023

Cheap Pueblo, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Pueblo, Colorado is not easy. Compare the annual rates for DUI auto insurance in Pueblo, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Pueblo, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,284
American Family $5,616
Farmers $6,198
GEICO $4,303
Liberty Mutual $3,334
Nationwide $5,632
Progressive $4,355
State Farm $3,892
USAA $5,694

Cheap Pueblo, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Pueblo, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Pueblo, Colorado

Insurance Company Poor Fair Good
Allstate $7,970 $6,099 $4,600
American Family $5,307 $3,782 $3,175
Farmers $6,735 $5,444 $5,171
GEICO $4,070 $3,382 $2,695
Liberty Mutual $4,486 $2,742 $2,179
Nationwide $5,105 $4,039 $3,518
Progressive $5,461 $4,635 $4,233
State Farm $5,399 $3,474 $2,802
USAA $5,428 $3,091 $2,475

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Cheap Pueblo, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Pueblo, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Pueblo, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Pueblo, Colorado

ZIP Code Average Annual Rates
81001 $4,000
81003 $4,044
81004 $4,020
81005 $3,956
81006 $3,960
81008 $4,021

Cheap Pueblo, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Pueblo, Colorado auto insurance. Find the cheapest annual Pueblo, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Pueblo, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,223 $6,223
American Family $4,000 $4,176
Farmers $5,783 $5,783
GEICO $3,307 $3,458
Liberty Mutual $3,136 $3,136
Nationwide $4,221 $4,221
Progressive $4,776 $4,776
State Farm $3,792 $3,991
USAA $3,560 $3,770

Cheap Pueblo, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Pueblo, Colorado? Check out the comparison of annual Pueblo, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Pueblo, Colorado

Insurance Company Low Medium High
Allstate $5,875 $6,200 $6,594
American Family $3,867 $4,172 $4,226
Farmers $5,002 $5,692 $6,656
GEICO $2,944 $3,294 $3,909
Liberty Mutual $2,916 $3,119 $3,371
Nationwide $4,175 $4,222 $4,265
Progressive $4,327 $4,791 $5,210
State Farm $3,583 $3,896 $4,196
USAA $3,498 $3,665 $3,832

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Best By Category: Cheapest Auto Insurance in Pueblo, Colorado

Compare the cheapest auto insurance companies in Pueblo, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Pueblo, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Pueblo, Colorado Auto Insurance Companies

What auto insurance companies in Pueblo, Colorado are the cheapest? Compare the top Pueblo, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Pueblo, Colorado

Insurance Company Average Annual Rates
Allstate $6,223
American Family $4,088
Farmers $5,783
GEICO $3,382
Liberty Mutual $3,136
Nationwide $4,221
Progressive $4,776
State Farm $3,892
USAA $3,665

What affects auto insurance rates in Pueblo, Colorado?

There are a lot of reasons why auto insurance rates in Pueblo, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Pueblo, Colorado. Many local factors may affect your Pueblo auto insurance rates.

Pueblo Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Pueblo, Colorado commute length is 28.1 minutes according to City-Data.

Pueblo Traffic

How does Pueblo, Colorado rank for traffic? According to Inrix Pueblo, Colorado is the 811th most congested worldwide.

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Compare Pueblo, Colorado Auto Insurance Quotes

Before you buy Pueblo, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Pueblo, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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