Best Cheap Auto Insurance in Prudence Island, RI (2021)

The average Prudence Island, RI auto insurance rates are $352 per month. The minimum auto insurance in Prudence Island is at least 25/50/25 in coverage to comply with Rhode Island auto insurance laws. To find the best cheap auto insurance in Prudence Island, Rhode Island, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Prudence Island for teen drivers is Travelers
  • Average auto insurance rates in Prudence Island, RI for senior drivers are $2,250 per year
  • The cheapest auto insurance company in Prudence Island is State Farm

Prudence Island, Rhode Island auto insurance requirements are 25/50/25 according to Rhode Island auto insurance laws. Finding cheap auto insurance in Prudence Island can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Prudence Island, Rhode Island, including driving record, credit, commute time, and more.

Compare auto insurance in Prudence Island to other Rhode Island cities, including Coventry auto insurance rates, Forestdale auto insurance rates, and Fiskeville auto insurance rates to see how Prudence Island, Rhode Island auto insurance rates stack up.

Before you buy Prudence Island, Rhode Island auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Prudence Island, Rhode Island auto insurance quotes.

Minimum Auto Insurance in Prudence Island, Rhode Island

Prudence Island, Rhode Island auto insurance laws require that you have at least the Rhode Island minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Prudence Island, Rhode Island.

Minimum Required Auto Insurance Coverage in Prudence Island, Rhode Island

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Prudence Island, Rhode Island Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Prudence Island, Rhode Island are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Prudence Island, Rhode Island

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,339 $3,277 $3,313 $3,456 $5,844 $6,831 $3,492 $3,585
GEICO $2,330 $2,386 $2,386 $2,334 $7,260 $9,477 $2,407 $2,513
Liberty Mutual $3,389 $3,389 $3,234 $3,234 $8,091 $12,584 $3,389 $4,581
Nationwide $2,651 $2,687 $2,342 $2,475 $6,838 $8,761 $3,140 $3,401
Progressive $2,584 $2,454 $2,381 $2,367 $11,484 $12,900 $3,146 $3,201
State Farm $1,296 $1,296 $1,144 $1,144 $3,550 $4,730 $1,423 $1,695
Travelers $1,451 $1,467 $1,480 $1,471 $14,772 $23,306 $1,493 $1,649
USAA $1,700 $1,679 $1,633 $1,599 $7,735 $8,841 $2,310 $2,420

Cheap Prudence Island, Rhode Island Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Prudence Island, Rhode Island is a challenge. Take a look at the annual teen auto insurance rates in Prudence Island, Rhode Island.

Annual Auto Insurance Rates for Teen Drivers in Prudence Island, Rhode Island

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,844 $6,831
GEICO $7,260 $9,477
Liberty Mutual $8,091 $12,584
Nationwide $6,838 $8,761
Progressive $11,484 $12,900
State Farm $3,550 $4,730
Travelers $14,772 $23,306
USAA $7,735 $8,841

Cheap Prudence Island, Rhode Island Auto Insurance for Seniors

What are senior auto insurance rates in Prudence Island, Rhode Island? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Prudence Island, Rhode Island

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,313 $3,456
GEICO $2,386 $2,334
Liberty Mutual $3,234 $3,234
Nationwide $2,342 $2,475
Progressive $2,381 $2,367
State Farm $1,144 $1,144
Travelers $1,480 $1,471
USAA $1,633 $1,599

Cheap Prudence Island, Rhode Island Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Prudence Island, Rhode Island compared to the annual auto insurance rates with a clean record in Prudence Island, Rhode Island.

Annual Prudence Island, Rhode Island Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,436 $4,232 $4,935 $3,965
GEICO $2,527 $3,313 $6,546 $3,161
Liberty Mutual $4,819 $5,582 $5,725 $4,819
Nationwide $3,704 $4,108 $4,483 $3,853
Progressive $4,134 $6,550 $4,646 $4,929
State Farm $1,888 $2,475 $1,888 $1,888
Travelers $5,273 $5,453 $6,811 $6,006
USAA $2,538 $3,441 $5,283 $2,695

Cheap Prudence Island, Rhode Island Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Prudence Island, Rhode Island is not easy. Compare the annual rates for DUI auto insurance in Prudence Island, Rhode Island to find the best deal.

Annual Auto Insurance Rates After a DUI in Prudence Island, Rhode Island

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,935
GEICO $6,546
Liberty Mutual $5,725
Nationwide $4,483
Progressive $4,646
State Farm $1,888
Travelers $6,811
USAA $5,283

Cheap Prudence Island, Rhode Island Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Prudence Island, Rhode Island annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Prudence Island, Rhode Island

Insurance Company Poor Fair Good
Allstate $5,192 $3,986 $3,248
GEICO $4,356 $3,778 $3,526
Liberty Mutual $6,873 $4,578 $4,257
Nationwide $4,676 $3,859 $3,576
Progressive $5,677 $4,932 $4,586
State Farm $2,731 $1,848 $1,525
Travelers $6,178 $5,753 $5,727
USAA $5,162 $2,947 $2,359

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Cheap Prudence Island, Rhode Island Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Prudence Island, Rhode Island can vary. Compare the annual cost of auto insurance by ZIP code in Prudence Island, Rhode Island to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Prudence Island, Rhode Island

ZIP Code Average Annual Rates
2872 $4,222

Cheap Prudence Island, Rhode Island Auto Insurance Rates By Commute

Commute length and annual mileage affect Prudence Island, Rhode Island auto insurance. Find the cheapest annual Prudence Island, Rhode Island auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Prudence Island, Rhode Island

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,111 $4,173
GEICO $3,809 $3,965
Liberty Mutual $5,069 $5,404
Nationwide $4,037 $4,037
Progressive $5,065 $5,065
State Farm $1,973 $2,096
Travelers $5,886 $5,886
USAA $3,456 $3,523

Cheap Prudence Island, Rhode Island Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Prudence Island, Rhode Island? Check out the comparison of annual Prudence Island, Rhode Island auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Prudence Island, Rhode Island

Insurance Company Low Medium High
Allstate $3,921 $4,131 $4,374
GEICO $3,705 $3,876 $4,078
Liberty Mutual $4,899 $5,196 $5,613
Nationwide $4,148 $4,065 $3,898
Progressive $4,738 $5,027 $5,429
State Farm $1,927 $2,030 $2,146
Travelers $5,961 $5,995 $5,702
USAA $3,327 $3,493 $3,649

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Best By Category: Cheapest Auto Insurance in Prudence Island, Rhode Island

Compare the cheapest auto insurance companies in Prudence Island, Rhode Island in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Prudence Island, Rhode Island

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Prudence Island, Rhode Island Auto Insurance Companies

What auto insurance companies in Prudence Island, Rhode Island are the cheapest? Compare the top Prudence Island, Rhode Island auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Prudence Island, Rhode Island

Insurance Company Average Annual Rates
Allstate $4,142
GEICO $3,887
Liberty Mutual $5,236
Nationwide $4,037
Progressive $5,065
State Farm $2,035
Travelers $5,886
USAA $3,490

Compare Prudence Island, Rhode Island Auto Insurance Quotes

Before you buy Prudence Island, Rhode Island auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Prudence Island, Rhode Island auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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