Best Cheap Auto Insurance in Prospect, CT (2021)

The average Prospect, CT auto insurance rates are $417 per month. The minimum auto insurance in Prospect is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in Prospect, Connecticut, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Prospect, CT for senior drivers are $2,510 per year
  • The minimum auto insurance required in Prospect, Connecticut is 25/50/20
  • The cheapest auto insurance company in Prospect is State Farm

Prospect, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in Prospect can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Prospect, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in Prospect to other Connecticut cities, including Bristol auto insurance rates, Danbury auto insurance rates, and Stamford auto insurance rates to see how Prospect, Connecticut auto insurance rates stack up.

Before you buy Prospect, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Prospect, Connecticut auto insurance quotes.

Minimum Auto Insurance in Prospect, Connecticut

Prospect, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Prospect, Connecticut.

Minimum Required Auto Insurance Coverage in Prospect, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Prospect, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Prospect, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Prospect, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,123 $4,069 $3,803 $4,075 $12,673 $14,974 $4,302 $4,504
GEICO $2,691 $2,698 $2,495 $2,515 $6,238 $7,363 $2,593 $2,515
Liberty Mutual $3,930 $4,290 $3,025 $3,748 $19,626 $22,165 $3,965 $4,329
Nationwide $2,481 $2,510 $2,228 $2,338 $6,896 $8,757 $2,880 $3,099
Progressive $2,796 $2,601 $2,382 $2,489 $11,611 $12,858 $3,183 $3,545
State Farm $1,901 $1,901 $1,748 $1,748 $5,808 $7,300 $2,139 $2,460
Travelers $1,828 $1,853 $1,831 $1,823 $14,098 $22,734 $1,991 $2,230
USAA $2,110 $2,086 $1,969 $1,941 $6,712 $7,039 $2,831 $2,930

Cheap Prospect, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Prospect, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in Prospect, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in Prospect, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,673 $14,974
GEICO $6,238 $7,363
Liberty Mutual $19,626 $22,165
Nationwide $6,896 $8,757
Progressive $11,611 $12,858
State Farm $5,808 $7,300
Travelers $14,098 $22,734
USAA $6,712 $7,039

Cheap Prospect, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in Prospect, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Prospect, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,803 $4,075
GEICO $2,495 $2,515
Liberty Mutual $3,025 $3,748
Nationwide $2,228 $2,338
Progressive $2,382 $2,489
State Farm $1,748 $1,748
Travelers $1,831 $1,823
USAA $1,969 $1,941

Cheap Prospect, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Prospect, Connecticut compared to the annual auto insurance rates with a clean record in Prospect, Connecticut.

Annual Prospect, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,578 $6,911 $8,193 $5,578
GEICO $2,289 $3,007 $6,445 $2,812
Liberty Mutual $7,121 $8,918 $8,838 $7,664
Nationwide $3,171 $4,142 $4,748 $3,533
Progressive $4,422 $6,414 $4,655 $5,241
State Farm $2,909 $3,198 $3,198 $3,198
Travelers $4,869 $5,273 $7,678 $6,375
USAA $2,667 $3,356 $5,118 $2,667

Cheap Prospect, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Prospect, Connecticut is not easy. Compare the annual rates for DUI auto insurance in Prospect, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in Prospect, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,193
GEICO $6,445
Liberty Mutual $8,838
Nationwide $4,748
Progressive $4,655
State Farm $3,198
Travelers $7,678
USAA $5,118

Cheap Prospect, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Prospect, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Prospect, Connecticut

Insurance Company Poor Fair Good
Allstate $8,363 $6,321 $5,011
GEICO $5,296 $3,191 $2,428
Liberty Mutual $11,570 $7,190 $5,644
Nationwide $5,165 $3,465 $3,066
Progressive $5,646 $5,059 $4,844
State Farm $4,355 $2,784 $2,239
Travelers $6,863 $5,723 $5,560
USAA $4,563 $3,082 $2,711

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Cheap Prospect, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Prospect, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in Prospect, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Prospect, Connecticut

ZIP Code Average Annual Rates
6712 $5,056

Cheap Prospect, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect Prospect, Connecticut auto insurance. Find the cheapest annual Prospect, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Prospect, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,565 $6,565
GEICO $3,582 $3,695
Liberty Mutual $8,135 $8,135
Nationwide $3,898 $3,898
Progressive $5,183 $5,183
State Farm $3,049 $3,203
Travelers $6,049 $6,049
USAA $3,411 $3,493

Cheap Prospect, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Prospect, Connecticut? Check out the comparison of annual Prospect, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Prospect, Connecticut

Insurance Company Low Medium High
Allstate $6,159 $6,555 $6,981
GEICO $3,349 $3,591 $3,976
Liberty Mutual $7,773 $8,062 $8,570
Nationwide $3,954 $3,929 $3,813
Progressive $4,796 $5,135 $5,618
State Farm $2,934 $3,131 $3,312
Travelers $5,590 $6,006 $6,550
USAA $3,221 $3,456 $3,680

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Best By Category: Cheapest Auto Insurance in Prospect, Connecticut

Compare the cheapest auto insurance companies in Prospect, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Prospect, Connecticut

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Prospect, Connecticut Auto Insurance Companies

What auto insurance companies in Prospect, Connecticut are the cheapest? Compare the top Prospect, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Prospect, Connecticut

Insurance Company Average Annual Rates
Allstate $6,565
GEICO $3,638
Liberty Mutual $8,135
Nationwide $3,898
Progressive $5,183
State Farm $3,126
Travelers $6,049
USAA $3,452

Compare Prospect, Connecticut Auto Insurance Quotes

Before you buy Prospect, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Prospect, Connecticut auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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