Best Cheap Auto Insurance in Prophetstown, IL (2021)

The average Prophetstown, IL auto insurance rates are $235 per month. The minimum auto insurance in Prophetstown is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Prophetstown, Illinois, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Prophetstown, Illinois is 25/50/20
  • The most expensive auto insurance company in Prophetstown for teen drivers is Farmers
  • The average commute length in Prophetstown is 20.9 minutes

Prophetstown, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Prophetstown can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Prophetstown, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Prophetstown to other Illinois cities, including Peoria auto insurance rates, Joliet auto insurance rates, and Waukegan auto insurance rates to see how Prophetstown, Illinois auto insurance rates stack up.

Before you buy Prophetstown, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Prophetstown, Illinois auto insurance quotes.

Minimum Auto Insurance in Prophetstown, Illinois

Prophetstown, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Prophetstown, Illinois.

Minimum Required Auto Insurance Coverage in Prophetstown, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Prophetstown, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Prophetstown, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Prophetstown, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,974 $2,987 $3,104 $3,104 $7,685 $10,015 $3,577 $3,867
American Family $2,201 $2,201 $2,014 $2,014 $6,175 $8,572 $2,201 $2,838
Farmers $2,142 $2,140 $1,904 $2,010 $9,002 $9,370 $2,449 $2,569
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,316 $1,420 $1,097 $1,223 $4,271 $4,746 $1,377 $1,454
Nationwide $1,310 $1,335 $1,172 $1,242 $3,382 $4,341 $1,504 $1,627
Progressive $1,696 $1,611 $1,397 $1,462 $5,945 $6,672 $2,020 $2,179
State Farm $1,297 $1,297 $1,151 $1,151 $3,627 $4,600 $1,463 $1,683
Travelers $1,416 $1,495 $1,282 $1,367 $3,916 $4,891 $1,501 $1,582
USAA $1,498 $1,521 $1,395 $1,371 $4,862 $5,356 $1,970 $2,159

Cheap Prophetstown, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Prophetstown, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Prophetstown, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Prophetstown, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,685 $10,015
American Family $6,175 $8,572
Farmers $9,002 $9,370
GEICO $4,524 $4,715
Liberty Mutual $4,271 $4,746
Nationwide $3,382 $4,341
Progressive $5,945 $6,672
State Farm $3,627 $4,600
Travelers $3,916 $4,891
USAA $4,862 $5,356

Cheap Prophetstown, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Prophetstown, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Prophetstown, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,104 $3,104
American Family $2,014 $2,014
Farmers $1,904 $2,010
GEICO $1,429 $1,724
Liberty Mutual $1,097 $1,223
Nationwide $1,172 $1,242
Progressive $1,397 $1,462
State Farm $1,151 $1,151
Travelers $1,282 $1,367
USAA $1,395 $1,371

Cheap Prophetstown, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Prophetstown, Illinois compared to the annual auto insurance rates with a clean record in Prophetstown, Illinois.

Annual Prophetstown, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,349 $5,655 $5,268 $4,385
American Family $2,590 $3,691 $4,889 $2,939
Farmers $3,333 $4,293 $4,186 $3,980
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,764 $2,493 $2,196 $2,000
Nationwide $1,612 $2,072 $2,427 $1,845
Progressive $2,376 $3,493 $2,626 $2,996
State Farm $1,865 $2,202 $2,033 $2,033
Travelers $1,741 $2,268 $2,537 $2,179
USAA $1,794 $2,581 $3,528 $2,162

Cheap Prophetstown, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Prophetstown, Illinois is not easy. Compare the annual rates for DUI auto insurance in Prophetstown, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Prophetstown, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,268
American Family $4,889
Farmers $4,186
GEICO $3,243
Liberty Mutual $2,196
Nationwide $2,427
Progressive $2,626
State Farm $2,033
Travelers $2,537
USAA $3,528

Cheap Prophetstown, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Prophetstown, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Prophetstown, Illinois

Insurance Company Poor Fair Good
Allstate $5,951 $4,291 $3,751
American Family $4,695 $3,190 $2,696
Farmers $4,494 $3,767 $3,584
GEICO $3,813 $1,870 $1,461
Liberty Mutual $2,986 $1,865 $1,488
Nationwide $2,366 $1,914 $1,687
Progressive $3,287 $2,774 $2,557
State Farm $2,957 $1,771 $1,373
Travelers $2,671 $2,133 $1,740
USAA $3,347 $2,303 $1,900

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Cheap Prophetstown, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Prophetstown, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Prophetstown, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Prophetstown, Illinois

ZIP Code Average Annual Rates
61277 $2,761

Cheap Prophetstown, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Prophetstown, Illinois auto insurance. Find the cheapest annual Prophetstown, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Prophetstown, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,664 $4,664
American Family $3,482 $3,573
Farmers $3,948 $3,948
GEICO $2,338 $2,425
Liberty Mutual $2,113 $2,113
Nationwide $1,989 $1,989
Progressive $2,873 $2,873
State Farm $1,983 $2,084
Travelers $2,096 $2,266
USAA $2,446 $2,587

Cheap Prophetstown, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Prophetstown, Illinois? Check out the comparison of annual Prophetstown, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Prophetstown, Illinois

Insurance Company Low Medium High
Allstate $4,533 $4,660 $4,800
American Family $3,413 $3,656 $3,512
Farmers $3,770 $3,863 $4,211
GEICO $2,164 $2,374 $2,607
Liberty Mutual $2,002 $2,109 $2,228
Nationwide $1,977 $2,004 $1,987
Progressive $2,647 $2,859 $3,112
State Farm $1,936 $2,036 $2,129
Travelers $2,043 $2,178 $2,322
USAA $2,344 $2,513 $2,692

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Best By Category: Cheapest Auto Insurance in Prophetstown, Illinois

Compare the cheapest auto insurance companies in Prophetstown, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Prophetstown, Illinois

Category Insurance Company
Teenagers Nationwide
Seniors State Farm
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

The Cheapest Prophetstown, Illinois Auto Insurance Companies

What auto insurance companies in Prophetstown, Illinois are the cheapest? Compare the top Prophetstown, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Prophetstown, Illinois

Insurance Company Average Annual Rates
Allstate $4,664
American Family $3,527
Farmers $3,948
GEICO $2,382
Liberty Mutual $2,113
Nationwide $1,989
Progressive $2,873
State Farm $2,033
Travelers $2,181
USAA $2,516

What affects auto insurance rates in Prophetstown, Illinois?

There are a lot of reasons why auto insurance rates in Prophetstown, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Prophetstown, Illinois. Many local factors may affect your Prophetstown auto insurance rates.

Prophetstown Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Prophetstown, Illinois commute length is 20.9 minutes according to City-Data.

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Compare Prophetstown, Illinois Auto Insurance Quotes

Before you buy Prophetstown, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Prophetstown, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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