Best Cheap Auto Insurance in Proctor, TX (2021)

The average Proctor, TX auto insurance rates are $297 per month. The minimum auto insurance in Proctor is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Proctor, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Proctor, TX for senior drivers are $2,177 per year
  • The cheapest auto insurance company in Proctor is USAA
  • The most expensive auto insurance company in Proctor for teen drivers is Allstate

Proctor, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Proctor can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Proctor, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Proctor to other Texas cities, including Plano auto insurance rates, Arlington auto insurance rates, and San Antonio auto insurance rates to see how Proctor, Texas auto insurance rates stack up.

Before you buy Proctor, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Proctor, Texas auto insurance quotes.

Minimum Auto Insurance in Proctor, Texas

Proctor, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Proctor, Texas.

Minimum Required Auto Insurance Coverage in Proctor, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Proctor, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Proctor, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Proctor, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,584 $3,639 $3,543 $3,543 $9,042 $10,983 $4,439 $4,663
American Family $2,418 $2,676 $2,226 $2,534 $6,091 $7,989 $3,408 $3,878
GEICO $2,070 $2,214 $1,970 $2,198 $4,391 $4,588 $2,235 $2,249
Nationwide $2,569 $2,613 $2,267 $2,402 $7,325 $9,412 $3,021 $3,271
Progressive $2,137 $2,051 $1,897 $1,934 $8,660 $9,689 $2,543 $2,604
State Farm $1,835 $1,835 $1,629 $1,629 $4,319 $5,493 $1,990 $2,056
USAA $1,425 $1,441 $1,355 $1,354 $3,881 $4,251 $1,896 $2,050

Cheap Proctor, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Proctor, Texas is a challenge. Take a look at the annual teen auto insurance rates in Proctor, Texas.

Annual Auto Insurance Rates for Teen Drivers in Proctor, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,042 $10,983
American Family $6,091 $7,989
GEICO $4,391 $4,588
Nationwide $7,325 $9,412
Progressive $8,660 $9,689
State Farm $4,319 $5,493
USAA $3,881 $4,251

Cheap Proctor, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Proctor, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Proctor, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,543 $3,543
American Family $2,226 $2,534
GEICO $1,970 $2,198
Nationwide $2,267 $2,402
Progressive $1,897 $1,934
State Farm $1,629 $1,629
USAA $1,355 $1,354

Cheap Proctor, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Proctor, Texas compared to the annual auto insurance rates with a clean record in Proctor, Texas.

Annual Proctor, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,313 $6,421 $6,671 $4,313
American Family $3,570 $4,507 $3,963 $3,570
GEICO $2,331 $3,042 $2,586 $2,998
Nationwide $3,562 $3,562 $5,289 $4,026
Progressive $3,442 $4,418 $4,021 $3,876
State Farm $2,318 $2,647 $3,111 $2,318
USAA $1,655 $2,422 $2,849 $1,899

Cheap Proctor, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Proctor, Texas is not easy. Compare the annual rates for DUI auto insurance in Proctor, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Proctor, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,671
American Family $3,963
GEICO $2,586
Nationwide $5,289
Progressive $4,021
State Farm $3,111
USAA $2,849

Cheap Proctor, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Proctor, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Proctor, Texas

Insurance Company Poor Fair Good
Allstate $6,921 $5,053 $4,315
American Family $5,404 $3,362 $2,941
GEICO $4,208 $2,398 $1,611
Nationwide $4,938 $3,958 $3,434
Progressive $4,451 $3,827 $3,540
State Farm $3,680 $2,290 $1,825
USAA $3,258 $1,865 $1,496

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Cheap Proctor, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Proctor, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Proctor, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Proctor, Texas

ZIP Code Average Annual Rates
76468 $5,220

Cheap Proctor, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Proctor, Texas auto insurance. Find the cheapest annual Proctor, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Proctor, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,309 $5,551
American Family $3,902 $3,902
GEICO $2,687 $2,792
Nationwide $4,110 $4,110
Progressive $3,939 $3,939
State Farm $2,598 $2,598
USAA $2,178 $2,234

Cheap Proctor, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Proctor, Texas? Check out the comparison of annual Proctor, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Proctor, Texas

Insurance Company Low Medium High
Allstate $5,315 $5,387 $5,587
American Family $3,648 $3,767 $4,292
GEICO $2,615 $2,710 $2,893
Nationwide $4,433 $3,933 $3,964
Progressive $3,775 $3,925 $4,118
State Farm $2,476 $2,592 $2,727
USAA $2,141 $2,199 $2,279

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Best By Category: Cheapest Auto Insurance in Proctor, Texas

Compare the cheapest auto insurance companies in Proctor, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Proctor, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Proctor, Texas Auto Insurance Companies

What auto insurance companies in Proctor, Texas are the cheapest? Compare the top Proctor, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Proctor, Texas

Insurance Company Average Annual Rates
Allstate $5,430
American Family $3,902
GEICO $2,739
Nationwide $4,110
Progressive $3,939
State Farm $2,598
USAA $2,206

Compare Proctor, Texas Auto Insurance Quotes

Before you buy Proctor, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Proctor, Texas auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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